The top-rated supplemental insurance agent in San Juan Capistrano, California is Acrisure Capistrano, CA (Insurance Solutions), rated 5.0 stars across 345 reviews. Other highly rated options include 3G Health Insurance Services, Stephanie Frisch Insurance 101 Services, John Kerkes - State Farm Insurance Agent. This directory lists 18 supplemental insurance agents serving San Juan Capistrano.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Acrisure Capistrano, CA (Insurance Solutions) | 33302 Valle Rd suite 200 | (800) 969-8082 |
| 2 | 3G Health Insurance Services | 30320 Rancho Viejo Rd Suite 4 | (949) 529-7123 |
| 3 | Stephanie Frisch Insurance 101 Services | 30320 Rancho Viejo Rd #16 | (949) 292-4958 |
| 4 | John Kerkes - State Farm Insurance Agent | 31815 Camino Capistrano #26 | (949) 661-0485 |
| 5 | Richard Dong - State Farm Insurance Agent | 27130 Paseo Espada Ste 503 | (949) 855-1310 |
| 6 | McDonough Insurance Services | 27136 Paseo Espada #103 | (949) 361-8471 |
| 7 | Taylor Oda - State Farm Insurance Agent | 31831 Camino Capistrano Ste 113 | (949) 429-5711 |
| 8 | Malinalli Taxes & Insurance Services | 31952 Del Obispo St #280 | (949) 489-1007 |
| 9 | Hackett Insurance Services - Farmers Insurance | 33161 Camino Capistrano k2 | (949) 943-3610 |
| 10 | King Insurance Support Systems | 31381 Rancho Viejo Rd #101 | (949) 488-2255 |
Acrisure Capistrano, CA (Insurance Solutions) serves the San Juan Capistrano area as a supplemental insurance agent, helping individuals cover out-of-pocket costs not addressed by primary health plans. The agency assists clients in navigating options to fill coverage gaps, offering policies that can provide financial protection during unexpected medical events. These supplemental plans often address expenses such as deductibles and copayments that arise from hospital stays or major illnesses and may also include benefits for accident-related care. Medigap policies and hospital indemnity plans are two specific services it handles in this area.
3G Health Insurance Services in San Juan Capistrano, California offers a range of supplemental insurance options to fill gaps in primary coverage. Their service model includes assistance with plan enrollment and claims filing, along with periodic policy reviews to ensure clients understand their benefits. Through annual plan maintenance, they help adjust coverage as clients’ health situations evolve. The company serves individuals residing in single-family homes, apartments, and condominiums, as well as owners of retail stores and restaurants who need business-related supplemental plans.
Homeowners, property managers, and small businesses in San Juan Capistrano turn to Stephanie Frisch Insurance 101 Services to supplement their primary health or property coverage with targeted policies. A supplemental insurance agent helps bridge gaps in existing plans, offering focused protection like accident or critical illness benefits. Customers receive straightforward explanations of available options without unnecessary pressure. The agency extends its service area to nearby communities in southern Orange County, including the city of San Juan Capistrano.
Serving San Juan Capistrano and the surrounding South Orange County communities, John Kerkes operates as a supplemental insurance agent. His agency handles policies designed to fill coverage gaps left by major medical plans. For each client, he begins by reviewing their existing personal situation to identify specific risk exposures. The typical job then proceeds with presenting plan options that complement current coverages, followed by a straightforward explanation of the policy details. He closes each engagement by helping the client finalize the necessary paperwork so the supplementary benefits are activated.
Richard Dong - State Farm Insurance Agent in San Juan Capistrano offers supplemental insurance that helps cover costs not addressed by primary health plans, such as deductibles and copays. Clients may choose between one-time policies for specific needs or recurring coverage that provides ongoing protection. These plans are designed to fill gaps in existing healthcare coverage. Service operates on an as-needed basis, allowing policyholders to request consultations or make changes at their convenience without a fixed schedule.
McDonough Insurance Services specializes in supplemental insurance, offering policies that help cover gaps left by primary health plans for individuals in San Juan Capistrano. Its agents assist clients with understanding their coverage options, such as accident, critical illness, or hospital indemnity plans, providing straightforward guidance through the enrollment process. The company serves local residents seeking additional financial protection against unexpected medical costs. It also helps with the specific concern of managing out-of-pocket expenses during the winter flu season, when hospital visits often increase.
As summer heat and crowded tourist traffic increase in San Juan Capistrano, Taylor Oda - State Farm Insurance Agent helps local residents and small businesses review their supplemental insurance coverage. Clients typically seek added protection that extends beyond primary health plans or fills gaps in existing policies. A thorough yet straightforward process allows them to see clearly what additional medical or accidental benefits apply to their personal situation. The company begins every relationship with a complimentary coverage inspection and personal financial assessment.
Malinalli Taxes & Insurance Services in San Juan Capistrano, California, works as a supplemental insurance agent, helping individuals cover gaps left by primary health plans. Its specialty involves providing add-on policies for specific medical needs or income protection. The company serves a range of commercial sectors, including offices, warehouses, and food service operations, where it can offer additional coverage to fill unforeseen financial risks.
Hackett Insurance Services – Farmers Insurance in San Juan Capistrano is known for providing supplemental insurance options that help cover gaps in primary health policies. Its services include accident, critical illness, and hospital indemnity plans designed for individuals and families throughout the area. The agency assists clients in evaluating their existing coverage to identify beneficial additions. A specialty service it can add on is a cancer policy, which offers fixed cash benefits for treatment and recovery expenses.
King Insurance Support Systems serves households in San Juan Capistrano by helping clients supplement primary health policies with additional coverage that addresses out-of-pocket costs. The agency also works with local businesses to provide similar commercial plans for employees and partners. Service extends throughout the surrounding area to ensure residents and companies can access these supplementary benefits. Policies are reviewed during periodic appointments to adjust for changing needs, with follow-up service available between regular visits.
What Does a a Supplemental Insurance Agent in San Juan Capistrano Cost?
Medigap Plan G premiums in San Juan Capistrano typically range from 120 to 250 per month for a 65-year-old. Medicare Advantage plans often have 0 to 50 monthly premiums but include copays and deductibles. Costs vary by age, health, and plan type. This is general information and not insurance advice.
About supplemental insurance agents in San Juan Capistrano
Supplemental insurance agents in San Juan Capistrano help residents choose Medigap or Medicare Advantage plans that fill coverage gaps. California law provides a six-month Medigap open enrollment period starting when you turn 65 and enroll in Medicare Part B. This local market offers plans from carriers like Blue Shield, Anthem, and UnitedHealthcare.
Frequently Asked Questions
What is a supplemental insurance agent in San Juan Capistrano?
A licensed agent helps you compare Medigap, Medicare Advantage, and other supplemental plans. They explain how California rules affect your enrollment and coverage options.
When can I enroll in a Medigap plan in California?
You have a six-month open enrollment period that starts when you are 65 and enrolled in Medicare Part B. Outside this window, insurers may use medical underwriting.
Are there California-specific rules for supplemental insurance?
Yes. California requires guaranteed issue for Medigap plans during open enrollment. Some plans also offer a birthday rule that lets you switch to an equal or lesser plan without underwriting.
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