The top-rated supplemental insurance agent in San Diego, California is Fusco Orsini & Associates Insurance Services, rated 5.0 stars across 609 reviews. Other highly rated options include Bluewave Insurance Services, The Insurance Store, Right Time Insurance Services. This directory lists 31 supplemental insurance agents serving San Diego.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Fusco Orsini & Associates Insurance Services | 8880 Rio San Diego Dr Ste 725 | (888) 789-6175 |
| 2 | Bluewave Insurance Services | 2221 Camino del Rio S STE 305 | (800) 208-4974 |
| 3 | The Insurance Store | 10981 San Diego Mission Rd #230 | (619) 401-1800 |
| 4 | Right Time Insurance Services | 1761 Hotel Cir S | (619) 299-6000 |
| 5 | Bridlewood Insurance | 13520 Evening Creek Dr N Suite 100 | (858) 753-7000 |
| 6 | Ronald Wang - State Farm Insurance Agent | 12880 Rancho Peñasquitos Blvd Ste D | (858) 484-1297 |
| 7 | Kirk Miller Insurance Agency | 10636 Scripps Summit Ct Ste 110 | (858) 240-2593 |
| 8 | Richard Turner Insurance Agency | 3511 Camino del Rio S UNIT 403 | (619) 296-6222 |
| 9 | Deluxe Insurance Services | 1770 Palm Ave B | (619) 424-8100 |
| 10 | California Brokerage Insurance Associates | 1851 San Diego Ave #120 | (619) 283-9999 |
Fusco Orsini & Associates Insurance Services serves San Diego and its surrounding communities, handling supplemental insurance for individuals seeking coverage beyond primary health plans. The agency specializes in policies that address gaps not covered by major medical insurance, such as accident or hospital indemnity plans. Its approach to a typical job involves a careful assessment of each client’s existing coverage to identify specific needs, then presenting suitable options to fill those gaps.
As the cost of healthcare rises in San Diego, residents often seek to cover gaps left by traditional Medicare and employer plans. Bluewave Insurance Services helps clients evaluate supplemental insurance options that can address these specific out-of-pocket expenses. The company works with individuals to simplify the complexities of policies designed for medical and hospital costs. An initial consultation typically involves a straightforward review of current coverage and personal needs. This process begins with scheduling a free in-person meeting or phone assessment.
The Insurance Store in San Diego helps individuals and businesses fill gaps in their primary health coverage with focused supplemental insurance plans. These specialized policies assist with out-of-pocket costs from accidents, critical illnesses, or hospital stays. Overall plans are tailored to address specific financial exposures associates face when standard insurance limits are reached. Guidance is practical and suited for a range of commercial environments, including offices, warehouses, and food service operations.
Right Time Insurance Services provides supplemental insurance solutions for individuals in the San Diego area, focusing on policies that address gaps in primary health coverage. The company offers ongoing support and plan maintenance, helping clients adjust their policies as needs change over time. It assists with understanding benefit options for medical events and preventive care. The company services single-family homes, apartments, retail establishments, and restaurants in the local community.
Bridlewood Insurance serves homeowners, renters, and small business owners in San Diego, California who need supplemental insurance coverage to fill gaps left by primary policies. It offers accident, critical illness, hospital indemnity, and other voluntary benefit plans that provide additional financial protection against unforeseen medical costs and income loss. These tailored solutions help clients manage the limitations of major medical insurance, bridging expenses such as deductibles and co-pays. The agency also extends its services to neighboring communities throughout the greater San Diego metro area, including La Jolla.
Ronald Wang - State Farm Insurance Agent serves clients in San Diego, California, and its surrounding communities. This business handles supplemental insurance coverage designed to fill gaps in primary health, life, or Medicare plans. The agent works with local residents and families to identify policies that address specific financial needs and risk exposures. To manage a typical job, he reviews each client’s existing coverage, explains available plan options, and coordinates the selection and enrollment process to provide focused policy support.
Kirk Miller Insurance Agency in San Diego, California assists clients in choosing between one-time supplemental policies, which cover a single medical event, and recurring coverage, which renews to maintain ongoing protection. These plans often fill gaps left by primary insurance, addressing unexpected out-of-pocket costs. As a supplemental insurance agent, the agency helps customers navigate options tailored to local healthcare needs. Service is available on an as-needed basis, allowing clients to request assistance when evaluating or updating their coverage.
Richard Turner Insurance Agency in San Diego, California provides supplemental insurance coverage to help clients bridge gaps left by primary health plans. These specialty services include policies for critical illness, accident recovery, and hospital indemnity that offer direct cash benefits. The agency also assists individuals and families in San Diego with understanding their options for dental, vision, and disability income protection. As medical deductibles and out-of-pocket costs rise, many local residents seek help preparing for unexpected health events or seasonal illnesses that could strain a household budget.
In San Diego, where the cost of living and healthcare needs can shift unexpectedly, residents often seek reliable ways to manage out-of-pocket medical expenses. Deluxe Insurance Services addresses this demand by offering supplemental insurance policies designed to fill coverage gaps left by major medical plans. Their work focuses on explaining how such policies can assist with deductibles, copays, and other unforeseen costs. For those interested, a straightforward initial consultation is conducted to assess individual coverage needs and eligibility.
California Brokerage Insurance Associates in San Diego provides supplemental insurance coverage that fills gaps often left by standard health plans, focusing on accident, critical illness, and hospital indemnity policies. These add-on options help individuals manage out-of-pocket costs from unexpected medical events. The agency serves a variety of local commercial sectors, including office environments, warehouses, and food service operations.
What Does a a Supplemental Insurance Agent in San Diego Cost?
Supplemental insurance costs in California vary by plan type age and location. Medigap Plan G premiums for a 65 year old in San Diego typically range from 120 to 250 dollars per month. Hospital indemnity plans may cost 30 to 80 dollars per month. Costs are not regulated by the state and can change annually. This is general information not insurance advice.
About supplemental insurance agents in San Diego
Supplemental insurance agents in San Diego help residents fill gaps in their primary health coverage such as Medicare Part A and B. California state law requires agents to be licensed through the California Department of Insurance and follow specific disclosure rules. These agents can explain plans like Medigap or hospital indemnity policies that cover deductibles and coinsurance.
Frequently Asked Questions
What is a supplemental insurance agent in San Diego?
A supplemental insurance agent is a licensed professional who sells policies that cover costs not paid by your primary health plan. In California agents must pass a state exam and complete continuing education every two years.
When can I enroll in a Medigap plan in California?
California has a six month Medigap open enrollment period that starts when you are 65 and enrolled in Medicare Part B. During this time you can buy any Medigap policy without medical underwriting.
Are supplemental insurance agents required to disclose commissions in California?
Yes California law requires agents to provide a written disclosure of their compensation if you ask. This includes commissions fees or other incentives related to the policy sale.
Supplemental Insurance Agents in Other California Cities
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