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Find Supplemental Insurance Agents Near You in San Carlos, CA

Browse supplemental insurance agents serving San Carlos, California. Updated 2026-07-14.

The top-rated supplemental insurance agent in San Carlos, California is Gina Vallee - State Farm Insurance Agent, rated 5.0 stars across 104 reviews. Other highly rated options include Nadler Insurance, Inc., Ray Sullivan: Allstate Insurance, ISU Lovering Insurance Services. This directory lists 13 supplemental insurance agents serving San Carlos.

Showing 13 supplemental insurance agents in San Carlos, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Gina Vallee - State Farm Insurance Agent632 El Camino Real(650) 593-8425
2Nadler Insurance, Inc.1560 Laurel St #200(650) 508-8000
3Ray Sullivan: Allstate Insurance742 El Camino Real(650) 593-1221
4ISU Lovering Insurance Services1121 Laurel St(650) 593-7601
5365 Gold Insurance Services104 El Camino Real(650) 777-7680
6Farmers Insurance - Nicky Papadakis1355 Laurel St(650) 593-1666
7Peck & Peck Insurance1724 Laurel St #225(650) 592-5591
8Welcare Financial Group1668 El Camino Real(650) 802-9288
9Insurance Solutions by JCA - JC Adviser867 American St Suite 200
10Campbell Agency1124 El Camino Real(650) 591-7151
GV
632 El Camino Real
Gina Vallee - State Farm Insurance Agent
Supplemental Insurance Agent · San Carlos, CA

Gina Vallee - State Farm Insurance Agent serves San Carlos and the broader San Mateo County area, providing supplemental insurance solutions designed to fill gaps left by primary health coverage. The agency focuses on helping local residents manage out-of-pocket medical expenses and unexpected financial burdens associated with illness or injury. Clients can rely on personalized consultations to assess their individual needs and policy options. Specific services offered in this area include accident insurance and critical illness insurance.

NI
1560 Laurel St #200
Nadler Insurance, Inc.
Supplemental Insurance Agent · San Carlos, CA

Nadler Insurance, Inc. offers a range of supplemental insurance policies, including accident, critical illness, and hospital indemnity coverage to fill gaps in primary health plans. It also provides service plans that help clients manage out-of-pocket medical expenses and coordinate benefits for more predictable healthcare costs. Based in San Carlos, CA, the agency serves individuals and families, as well as owners of single-family homes, apartments, retail, and restaurants across the local area.

RS
742 El Camino Real
Ray Sullivan: Allstate Insurance
Supplemental Insurance Agent · San Carlos, CA

Homeowners, property managers, and businesses in San Carlos, CA turn to Ray Sullivan: Allstate Insurance for supplemental insurance coverage. This agency helps clients fill gaps in standard policies, offering solutions such as accident protection or critical illness plans to provide extra financial security. The service focuses on tailoring supplemental options to local needs, working closely with policyholders to ensure adequate support for unexpected events. Ray Sullivan also serves nearby communities like Redwood City and throughout the San Francisco Peninsula metro area.

IL
1121 Laurel St
ISU Lovering Insurance Services
Supplemental Insurance Agent · San Carlos, CA

ISU Lovering Insurance Services serves San Carlos and the surrounding Bay Area communities. As a supplemental insurance agent, the company handles policies that help cover gaps left by major medical plans. These include options like accident, cancer, and critical illness coverage. The typical job begins with reviewing a client’s current health plans and personal risk factors. From there, the agent recommends specific supplemental products that fit the client’s budget and needs. It then completes the application forms and explains the claim process, ensuring the client understands how benefits are paid.

3G
104 El Camino Real
365 Gold Insurance Services
Supplemental Insurance Agent · San Carlos, CA

In San Carlos, CA, 365 Gold Insurance Services distinguishes between one-time policy enrollments and recurring supplemental plans that require ongoing renewals. The agency offers supplemental insurance designed to help cover costs not addressed by primary health coverage, such as deductibles or copayments. These policies can be tailored to fit individual financial situations. Service here operates on an as-needed basis, with clients scheduling consultations or policy changes only when their coverage needs shift or annual review periods arrive.

FI
1355 Laurel St
Farmers Insurance - Nicky Papadakis
Supplemental Insurance Agent · San Carlos, CA

Farmers Insurance - Nicky Papadakis in San Carlos, CA offers supplemental insurance agent services that help clients cover gaps in primary health plans. Its general service work includes explaining policy options for accident, critical illness, and hospital indemnity coverage. This independent agency assists local residents in navigating unexpected medical costs that standard insurance may not fully address. For example, it provides guidance during open enrollment periods, ensuring customers secure appropriate supplemental plans before coverage lapses occur.

PP
1724 Laurel St #225
Peck & Peck Insurance
Supplemental Insurance Agent · San Carlos, CA

As the busy summer travel season winds down in San Carlos, many residents review their health coverage for unexpected gaps. Peck & Peck Insurance fills a specific need in this process by offering supplemental insurance plans designed to pay for costs that major medical policies do not fully cover. These plans help clients manage deductibles, copayments, and other out-of-pocket expenses associated with hospital stays or routine care. The company begins every relationship with a straightforward in-person assessment of an individual’s existing policies and healthcare risks.

WF
1668 El Camino Real
Welcare Financial Group
Supplemental Insurance Agent · San Carlos, CA

Welcare Financial Group works with individuals to secure health-related coverage and addresses gaps in primary insurance plans through supplemental insurance products. The firm serves residents in the San Carlos, California area by providing policies that can help manage out-of-pocket costs associated with medical events or extended care. These additional plans can be selected to complement existing benefits for more complete financial protection. The company can help employees across commercial sectors such as offices, warehouses, and food service operations.

IS
867 American St Suite 200
Insurance Solutions by JCA - JC Adviser
Supplemental Insurance Agent · San Carlos, CA
CA
1124 El Camino Real
Campbell Agency
Supplemental Insurance Agent · San Carlos, CA

Campbell Agency, based in San Carlos, CA, is known for helping local residents fill coverage gaps in their existing health plans. It offers supplemental insurance policies that provide additional financial protection for unexpected medical costs not covered by primary insurance. These plans typically help with expenses such as deductibles, copayments, and hospital stays. A specialty service the agency can add on is accident insurance, which pays a lump-sum benefit directly to the policyholder for covered injuries.

CB
1100 Industrial Rd
Carpenter Benefits
Supplemental Insurance Agent · San Carlos, CA
(650) 590-1156
carpenterbenefits.com/contact-us
GG
1395 San Carlos Ave #A
Golden Gate Financial & Insurance Solutions
Supplemental Insurance Agent · San Carlos, CA
(650) 341-5050
gg-financial.com
DI
1567 Edmond Dr
Dooley Insurance Services
Supplemental Insurance Agent · San Carlos, CA
(949) 687-0911
difs2.com

What Does a a Supplemental Insurance Agent in San Carlos Cost?

Supplemental insurance costs in California vary by plan type age and location. Medigap Plan G premiums for a 65-year-old in San Carlos typically range from 130 to 250 dollars per month. Medicare Advantage plans may have 0 dollar premiums but include copays and deductibles. Costs also depend on the insurance carrier and your health status for plans outside open enrollment. This is general information not insurance advice.

About supplemental insurance agents in San Carlos

Supplemental insurance agents in San Carlos California help residents find Medigap Medicare Advantage and other gap plans. California law provides a guaranteed issue right for Medigap plans during the six-month open enrollment period starting when you turn 65 and enroll in Medicare Part B. Working with a local agent can simplify comparing plans from multiple carriers.

Frequently Asked Questions

What does a supplemental insurance agent in San Carlos do?

A supplemental insurance agent helps you compare and enroll in plans like Medigap Medicare Advantage dental vision or hospital indemnity insurance. They explain plan benefits costs and network rules specific to San Carlos and San Mateo County.

When can I enroll in a Medigap plan in California?

You have a six-month Medigap open enrollment period that starts when you are 65 or older and enrolled in Medicare Part B. During this time insurers cannot deny you coverage or charge more due to health conditions under California and federal rules.

Are there California rules for Medicare supplement plans?

Yes California requires Medigap policies to be guaranteed renewable and standardized as Plans A B C D F G K L M and N. State law also allows a 30-day free look period to review your policy after purchase.

Supplemental Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each supplemental insurance agent's credentials and current standing with your state Department of Insurance.