ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency, broker, or licensed producer. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. Except where a listing is clearly marked Featured, no agent listed on this site has paid for their listing. Featured listings are paid advertisements. This is an advertisement.

Find Supplemental Insurance Agents Near You in Palm Desert, CA

Browse supplemental insurance agents serving Palm Desert, California. Updated 2026-07-14.

The top-rated supplemental insurance agent in Palm Desert, California is Primerica-Palm Desert, rated 4.9 stars across 226 reviews. Other highly rated options include Palm Desert Insurance, Charise Karjala Health Markets, Inszone Insurance Services. This directory lists 16 supplemental insurance agents serving Palm Desert.

Showing 16 supplemental insurance agents in Palm Desert, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Primerica-Palm Desert42575 Melanie Pl STE K(760) 899-3893
2Palm Desert Insurance73241 CA-111 ste 1-b(760) 341-2345
3Charise Karjala Health Markets72960 Fred Waring Dr #21(760) 831-2736
4Inszone Insurance Services73350 El Paseo Ste 107(760) 773-5671
5Insurance Incorporated - Palm Desert77564 Country Club Dr Ste 204D(760) 867-0111
6Ascend Insurance Agency36917 Cook St STE 101(760) 341-3477
7Collective Insurance Solutions LLC77-711 Flora Rd Suite 325(760) 600-5605
8Jump Insurance Services77682 Country Club Dr STE I(760) 610-6145
9Motz-Rusin Insurance Agency78000 Fred Waring Dr #202(760) 564-3888
10Desert View Insurance77564 Country Club Dr Suite 363(760) 346-1220
PP
42575 Melanie Pl STE K
Primerica-Palm Desert
Supplemental Insurance Agent · Palm Desert, CA

Primerica-Palm Desert serves Palm Desert and the surrounding Coachella Valley as a supplemental insurance agent, helping clients bridge gaps left by primary health and life coverage. The company offers financial protection products designed to address out-of-pocket medical expenses and lost income. Through individual consultations, it assesses each client's needs to recommend appropriate plans. Among the specific services handled in this area are critical illness insurance and accident insurance, providing policyholders with lump-sum cash benefits directly for covered events.

PD
73241 CA-111 ste 1-b
Palm Desert Insurance
Supplemental Insurance Agent · Palm Desert, CA

Palm Desert Insurance offers a range of supplemental insurance solutions in the Palm Desert, CA area, helping clients cover gaps left by standard policies. Its services include ongoing plan management and claims assistance designed to maintain coverage over time. The agency works with personal insurance needs for single-family homes and apartments, as well as commercial policies for retail stores and restaurants.

CK
72960 Fred Waring Dr #21
Charise Karjala Health Markets
Supplemental Insurance Agent · Palm Desert, CA

Charise Karjala Health Markets serves homeowners, local businesses, and property managers in Palm Desert, California, as a dedicated Supplemental Insurance Agent. The agency helps clients navigate Medicare gaps, accident policies, and critical illness coverage to reduce out-of-pocket medical expenses. It provides personalized guidance through the enrollment process, ensuring policies align with individual health and financial needs. In addition to Palm Desert, Charise Karjala Health Markets also extends its services to the neighboring community of Cathedral City.

II
73350 El Paseo Ste 107
Inszone Insurance Services
Supplemental Insurance Agent · Palm Desert, CA

Inszone Insurance Services serves Palm Desert and the surrounding Coachella Valley communities, handling supplemental insurance coverage for individuals seeking to fill gaps left by primary health plans. These policies help manage out-of-pocket costs and provide additional financial protection during medical events. The company assists clients in navigating various plan options to address specific needs, such as accident or critical illness coverage. It typically begins with a thorough review of the client’s current coverage to recommend suitable supplement plans that align with their budget and healthcare concerns.

II
77564 Country Club Dr Ste 204D
Insurance Incorporated - Palm Desert
Supplemental Insurance Agent · Palm Desert, CA

Insurance Incorporated - Palm Desert serves clients in Palm Desert and the surrounding Coachella Valley communities, including Palm Springs and Indio. As a supplemental insurance agent, it handles Medicare supplements, long-term care policies, and critical illness coverage to help fill gaps in primary health plans. The company focuses on thoroughly reviewing each client's existing coverage to identify potential out-of-pocket exposures. For a typical job, it conducts a personalized needs assessment before presenting policy options from multiple carriers to ensure a suitable fit.

AI
36917 Cook St STE 101
Ascend Insurance Agency
Supplemental Insurance Agent · Palm Desert, CA

Ascend Insurance Agency in Palm Desert, CA works by distinguishing between one-time policy acquisitions and recurring annual enrollment periods. Supplemental insurance agents assist clients in bridging the gaps left by primary health or Medicare plans, covering costs like coinsurance or deductibles. Local residents seek these plans for predictable support during medical events. This agency runs its service on an as-needed basis, scheduling appointments individually to match each client's specific coverage needs.

CI
77-711 Flora Rd Suite 325
Collective Insurance Solutions LLC
Supplemental Insurance Agent · Palm Desert, CA

Collective Insurance Solutions LLC specializes in supplemental insurance products designed to fill gaps in primary health coverage. Serving the Palm Desert, California area, the company assists clients in selecting policies that provide additional financial protection for medical expenses not fully covered by standard plans. Its services include evaluating individual needs and explaining various plan options to help ensure adequate coverage. During the winter season of increased travel and outdoor activity, it often helps clients review their policies for accident-related benefits that may apply away from home.

JI
77682 Country Club Dr STE I
Jump Insurance Services
Supplemental Insurance Agent · Palm Desert, CA

As the desert heat of Palm Desert intensifies each summer, residents often consider how their current health coverage meets unexpected needs. Jump Insurance Services, a local supplemental insurance agent company, provides access to policies designed to help fill the gaps left by major medical plans. These supplementary plans may assist with copays, deductibles, or daily expenses during recovery. An agent offers a straightforward initial consultation to review personal coverage goals and explain available options. This conversation typically begins with a simple assessment of an applicant’s existing benefits and potential gaps.

MR
78000 Fred Waring Dr #202
Motz-Rusin Insurance Agency
Supplemental Insurance Agent · Palm Desert, CA

Motz-Rusin Insurance Agency works with clients in Palm Desert to secure essential supplemental insurance coverage. This specialty addresses gaps left by major medical plans, offering financial protection for unexpected health events or income loss. They focus exclusively on these add-on policies, helping individuals manage costs like deductibles and hospitalization. As a supplemental insurance agent, the firm pairs community-focused guidance with practical product knowledge. Coverage needs can be explored for varied commercial sectors, including offices, warehouses, and food service operations.

DV
77564 Country Club Dr Suite 363
Desert View Insurance
Supplemental Insurance Agent · Palm Desert, CA

Desert View Insurance serves residential clients in Palm Desert, helping them evaluate supplemental coverage needs for health and life events beyond primary plans. The agency also provides commercial insurance support for local businesses, with services extending throughout the surrounding Coachella Valley. Regular policy reviews ensure clients understand changing options, and the agency schedules follow-up visits between annual renewal periods to address questions or adjust plans as personal circumstances evolve.

BD
75410 Gerald Ford Dr #102
Bilhartz Desert Insurance Agency
Supplemental Insurance Agent · Palm Desert, CA
(760) 848-7171
bilhartzinsurance.com/contact
HI
74000 Country Club Dr
HealthBridge Insurance Solutions
Supplemental Insurance Agent · Palm Desert, CA
(760) 203-3265
healthbridgeinsurance.com
AP
44751 Village Ct #100
Acrisure Palm Desert, CA
Supplemental Insurance Agent · Palm Desert, CA
(760) 341-9397
acrisure.com
RI
73261 CA-111 # 206
Regency Insurance and Financial Group
Supplemental Insurance Agent · Palm Desert, CA
(760) 837-3761
regencyhealthonline.com
FI
77570 Springfield Ln STE A
Farrell Insurance Agency
Supplemental Insurance Agent · Palm Desert, CA
(760) 772-6501
e-fia.com
CI
72960 Fred Waring Dr Ste 4
Corona Insurance Agency, Inc.
Supplemental Insurance Agent · Palm Desert, CA
(760) 773-3900

What Does a a Supplemental Insurance Agent in Palm Desert Cost?

Supplemental insurance costs in California vary by plan type age and location. Medigap Plan G premiums for a 65-year-old in Palm Desert typically range from $120 to $250 per month. Medicare Advantage plans often have low or zero monthly premiums but include copays and deductibles. Costs also depend on the insurance company and your health status. This is general information not insurance advice.

About supplemental insurance agents in Palm Desert

Supplemental insurance agents in Palm Desert California help residents choose Medigap Medicare Advantage or other gap plans. California law provides a six-month Medigap open enrollment period starting when you turn 65 and enroll in Part B. Local agents understand the desert community needs and can explain plan options for retirees and snowbirds.

Frequently Asked Questions

What is a supplemental insurance agent and what do they do in Palm Desert?

A supplemental insurance agent helps you compare and enroll in plans that cover costs not paid by Original Medicare. In Palm Desert they often assist seniors with Medigap plans Medicare Advantage or dental and vision policies. Agents are licensed in California and must follow state rules about plan disclosures.

When can I enroll in a Medigap plan in California?

California law gives you a six-month Medigap open enrollment period that starts the month you turn 65 and enroll in Medicare Part B. During this time you can buy any Medigap plan without medical underwriting. After this period insurers may require health questions or deny coverage.

Are there special rules for supplemental insurance in California?

Yes California has a birthday rule for Medigap. Once a year within 30 days of your birthday you can switch to a plan of equal or lesser benefits without medical underwriting. This applies only if you already have a Medigap plan. Agents must explain this rule to clients.

Supplemental Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each supplemental insurance agent's credentials and current standing with your state Department of Insurance.