The top-rated supplemental insurance agent in Oxnard, California is Pacific Preferred Insurance, rated 5.0 stars across 10,580 reviews. Other highly rated options include Ray Gonzales - State Farm Insurance Agent, Charles Allison - State Farm Insurance Agent, Veronica's Insurance Oxnard. This directory lists 19 supplemental insurance agents serving Oxnard.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Pacific Preferred Insurance | 2775 N Ventura Rd #110 | (805) 351-3851 |
| 2 | Ray Gonzales - State Farm Insurance Agent | 1701 Solar Dr Ste 251 | (805) 240-3100 |
| 3 | Charles Allison - State Farm Insurance Agent | 705 N Oxnard Blvd #101 | (805) 604-0900 |
| 4 | Veronica's Insurance Oxnard | 2816 Saviers Rd | (805) 491-9505 |
| 5 | Onix Insurance Services | 609 S Oxnard Blvd | (805) 263-6981 |
| 6 | Torres & Associates | 2069 N Oxnard Blvd | (805) 983-2400 |
| 7 | Bucio Insurance | 1049 S Ventura Rd B | (805) 985-0351 |
| 8 | Austin Reilley & Doud Insurance Services | 200 W 7th St | (805) 483-2217 |
| 9 | Polo Insurance Services | 215 W 4th St | (805) 385-3734 |
| 10 | Smart Buy Insurance Center | 344 S 5th St | (805) 483-1144 |
Pacific Preferred Insurance serves Oxnard and Ventura County as a supplemental insurance agent. It helps residents close gaps in primary health coverage by offering policies designed for unexpected medical costs. Common needs include dental, vision, and hospital indemnity plans that pay fixed cash benefits directly to the insured. This firm also assists clients with critical illness and accident insurance, providing financial support during specific medical events.
Ray Gonzales - State Farm Insurance Agent in Oxnard, CA provides supplemental insurance coverage designed to fill gaps in primary health plans. These services include accident, critical illness, and hospital indemnity policies that offer policyholders financial support during medical events. Service plans involve personalized policy reviews and claims assistance. Maintenance plans focus on periodic coverage check-ins to adjust for life changes. Ray Gonzales - State Farm Insurance Agent services single-family homes, apartments, retail establishments, and restaurants in the local area.
Charles Allison - State Farm Insurance Agent in Oxnard, California serves local homeowners, renters, and small business owners seeking supplemental insurance coverage. The agency helps clients explore additional plans, such as accident or critical illness policies, that can fill gaps left by primary medical insurance. It provides personalized guidance on selecting appropriate supplemental options and assists with policy understanding and claims support. Services extend to property managers requiring extra protection for rental units. The agency also covers nearby communities like Port Hueneme and the broader Ventura County area.
Serving the Oxnard area and surrounding Ventura County communities, Veronica's Insurance Oxnard works as a supplemental insurance agent. It helps clients explore options for covering gaps left by major medical plans, such as accident, critical illness, or hospital indemnity policies. Each case begins with a review of the individual’s existing coverage and specific financial exposure. The typical job then proceeds by explaining policy features, comparing benefit structures, and presenting suitable choices for consideration without pressure.
Onix Insurance Services specializes in supplemental insurance options designed to fill coverage gaps, offering policies that complement major medical plans. It serves the Oxnard area by helping clients secure added financial protection through Medicare supplements, accident, and critical illness plans. These plans provide direct cash benefits for out-of-pocket medical expenses not fully covered by primary insurance. As the seasonal flu or unexpected injuries increase healthcare costs during winter months, Onix Insurance Services assists local residents in preparing for potential financial burdens with supplemental coverage.
When treatment requires a single hospital stay, you pay a one-time deductible and coinsurance; an ongoing chronic condition, however, incurs repeated copays and uncovered care that your primary health plan does not cover. Torres & Associates in Oxnard, CA provides supplemental insurance to help fill these coverage gaps for local residents. Policies can cover hospitalization, critical illness, or accident-specific expenses not paid by a standard insurer. Service runs entirely on an as-needed basis, with each appointment arranged separately to address the policyholder’s current medical episode or new coverage inquiry.
As winter approaches in Oxnard, coastal residents often review their health coverage needs and seek additional financial protection. Bucio Insurance serves this demand as a local supplemental insurance agent, helping community members bridge gaps in their primary medical plans by offering policies for accident, critical illness, and hospital indemnity expenses. The company focuses on explaining plan benefits and terms clearly so clients can make informed choices during enrollment periods. An initial assessment of each client’s existing coverage and personal risks begins every new case.
Austin Reilley & Doud Insurance Services provides supplemental insurance for residential clients in Oxnard, helping fill gaps left by primary health plans. The agency also assists commercial customers with comparable coverage options to protect local businesses throughout the surrounding area. Agents explain policy details clearly, ensuring individuals understand what their plans cover for unexpected medical costs or income loss. After initial enrollment, the team returns for regular check-ins to adjust policies as needs change and to follow up on claims between scheduled visits.
Polo Insurance Services works with clients in Oxnard to secure primary coverage before identifying gaps that supplemental policies can fill. These plans offer additional financial protection for events not fully covered by standard health or life insurance, such as critical illness, accidents, or hospital stays. The company focuses on ensuring individuals and businesses have options to address unexpected out-of-pocket costs. Polo Insurance Services serves commercial sectors including offices, retail warehouses, and food service operations.
What Does a a Supplemental Insurance Agent in Oxnard Cost?
Medigap Plan G in California typically costs between $120 and $250 per month for a 65-year-old in Oxnard. Medicare Advantage plans often have low or zero monthly premiums but include copays and deductibles. Costs vary based on your age, location, and health status. This is general information and not insurance advice.
About supplemental insurance agents in Oxnard
Supplemental insurance agents in Oxnard help residents choose Medigap or Medicare Advantage plans that fit their needs. California law provides a six-month Medigap open enrollment period starting when you turn 65 and enroll in Medicare Part B. During this time insurers cannot deny coverage or charge more based on health conditions. Local agents can explain plan options and compare costs for Oxnard seniors.
Frequently Asked Questions
What is a supplemental insurance agent in Oxnard?
A supplemental insurance agent in Oxnard helps you buy Medigap or Medicare Advantage plans. These agents are licensed in California and can explain how plans work with Original Medicare. They also help you compare monthly premiums and out-of-pocket costs.
When can I enroll in a Medigap plan in California?
California law gives you a six-month Medigap open enrollment period. This starts the month you turn 65 and enroll in Medicare Part B. During this time you can buy any Medigap plan without medical underwriting. After this period you may face higher premiums or denial based on health.
Do supplemental insurance agents charge fees in Oxnard?
Most supplemental insurance agents in California are paid by insurance companies through commissions. You typically do not pay a fee directly to the agent. Always ask the agent how they are compensated before you sign up.
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