The top-rated supplemental insurance agent in Novato, California is New Redwood Insurance Services, rated 5.0 stars across 125 reviews. Other highly rated options include Inszone Insurance Services, Farmers Insurance - Kevin Boland, The Doctors Insurance Agency. This directory lists 18 supplemental insurance agents serving Novato.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | New Redwood Insurance Services | 936 7th St Unit D | (415) 858-7838 |
| 2 | Inszone Insurance Services | 205 San Marin Dr | (415) 898-1600 |
| 3 | Farmers Insurance - Kevin Boland | 1202 Grant Ave ste e | (415) 898-4370 |
| 4 | The Doctors Insurance Agency | 6 Hamilton Landing #170 | (800) 553-9293 |
| 5 | Novato Insurance Agency: Allstate Insurance | 7400 Redwood Blvd Ste 102 | (415) 892-8794 |
| 6 | Defensive Insurance Services | 1561 S Novato Blvd STE B | (415) 897-4113 |
| 7 | Shawn Purcell: Allstate Insurance | 199 San Marin Dr | (415) 883-2100 |
| 8 | OnlyHealthInsurance | 205 San Marin Dr #6 | (415) 898-0212 |
| 9 | Purpose Financial & Insurance Services | 359 Bel Marin Keys Blvd #9 | (415) 320-7494 |
| 10 | 1Broker Insurance Services | 1615 Hill Rd Ste 21 | (415) 601-8510 |
New Redwood Insurance Services serves Novato and the surrounding Marin County area as a supplemental insurance agent, helping clients fill coverage gaps not addressed by major medical plans. These policies are designed to provide financial protection against unexpected out-of-pocket costs from deductibles, copayments, and hospital stays. The company focuses on guiding individuals through the process of selecting appropriate add-on coverage. It handles specific services such as accident insurance and critical illness plans tailored to local needs.
Inszone Insurance Services in Novato, California serves residents by explaining and enrolling them in supplemental health and life plans. The agency also assists local businesses with commercial coverage options to protect their teams and operations. Their service area encompasses Novato and the surrounding North Bay communities, ensuring accessible support for clients. An agent typically follows up with planholders to review coverage changes or needs between regular visits.
Farmers Insurance - Kevin Boland provides supplemental insurance agent services in the Novato, CA area, helping clients fill gaps in their primary coverage with policies tailored to specific needs. Its service includes consultation and policy management to ensure ongoing protection for unexpected expenses. Maintenance involves periodic plan reviews to adjust coverage as circumstances change. The agency serves a variety of properties, including single-family homes, apartments, retail spaces, and restaurants.
Serving Novato and the surrounding communities of Marin County and the North Bay, The Doctors Insurance Agency specializes in supplemental insurance plans that cover gaps left by major medical policies. These plans often address out-of-pocket costs for accidents, critical illnesses, or hospital stays. The agency’s typical job begins with an assessment of a client’s existing coverage, followed by a clear explanation of which supplemental options best reinforce their financial protection.
Serving homeowners, renters, and small business owners in Novato, this agency works to connect clients with supplemental insurance policies that help cover gaps left by standard health or property plans. It assists residents in selecting options such as accident, critical illness, or hospital indemnity coverage for added financial protection. The agency also serves clients throughout Marin County, including the neighboring communities of San Rafael and Petaluma.
Defensive Insurance Services specializes in supplemental insurance, offering policies that help cover costs not addressed by major medical plans. As an agency serving Novato, CA, it assists clients with filling coverage gaps through products like accident, critical illness, or hospital indemnity plans. These policies can help manage out-of-pocket expenses during health events. The agency often addresses concerns such as covering deductibles or lost income during the summer, when increased outdoor activities raise the risk of unexpected injuries.
Shawn Purcell: Allstate Insurance in Novato, CA specializes in supplemental insurance, such as accident or critical illness policies that provide one-time cash benefits for specific events, while other options like Medicare supplements offer recurring payments for ongoing healthcare costs. These coverages help fill gaps left by primary health plans. The agency arranges coverage on an as-needed basis, scheduling appointments when a client requests a new policy or reviews existing protection.
As the Medicare Annual Enrollment Period approaches each fall, many residents in Novato seek guidance on how to fill coverage gaps. OnlyHealthInsurance provides focused supplemental plan options to help local seniors and other individuals manage out-of-pocket costs. These agents explain the difference between Medigap, Medicare Advantage, and standalone drug plans in clear terms. The initial step involves a complimentary review of each client’s current coverage to identify possible gaps and then scheduling a simple face-to-face or phone assessment.
Purpose Financial & Insurance Services handles core insurance needs for individuals and businesses in Novato, CA, while also offering supplemental coverage options. These specialty add-ons fill gaps left by standard policies, covering expenses, income loss, and deductibles that primary plans often exclude. The company assists clients in selecting suitable supplemental plans to manage financial risks from accidents, illnesses, or property damage. Its commercial services are designed to protect various workplaces, including offices, warehouses, and food service operations.
1Broker Insurance Services serves residents of Novato, California, helping them secure supplemental insurance that fills gaps in primary coverage for health or property. The agency also assists commercial clients, such as local small businesses, with similar gap-filling policies throughout the greater Novato area and surrounding Marin County communities. Coverage options are explained clearly so clients understand policy limits and exclusions. Following an initial enrollment, 1Broker Insurance Services stays in touch to adjust coverage as client needs change, ensuring policies remain effective between annual renewal reviews.
What Does a a Supplemental Insurance Agent in Novato Cost?
Supplemental insurance costs in California vary by plan type age and location. Medigap Plan G for a 65-year-old in Novato typically ranges from 120 to 200 dollars per month. Medicare Advantage plans often have low or zero monthly premiums but include copays and deductibles. Costs can change each year. This is general information not insurance advice.
About supplemental insurance agents in Novato
Supplemental insurance agents in Novato California help residents find policies that cover gaps in Medicare or employer health plans. California state law requires agents to be licensed by the California Department of Insurance and follow specific rules for Medicare enrollment periods. Working with a local agent can provide guidance on plans that fit your budget and healthcare needs.
Frequently Asked Questions
What is a supplemental insurance agent in Novato?
A supplemental insurance agent in Novato is a licensed professional who helps you buy policies like Medigap Medicare Supplement or Medicare Advantage. They explain plan differences and help you apply during enrollment windows.
When can I enroll in a Medicare supplement plan in California?
In California you have a six-month Medigap open enrollment period starting when you are 65 and enrolled in Medicare Part B. During this time you can buy any Medigap policy without medical underwriting. Outside this window insurers may ask health questions.
Do California agents have to follow special rules?
Yes California agents must follow the California Insurance Code and Medicare marketing guidelines. They cannot use high-pressure sales tactics and must provide clear information about plan costs and benefits. Agents must also disclose their license number.
Supplemental Insurance Agents in Other California Cities
Alameda · Alhambra · Aliso Viejo · Anaheim · Antioch · Apple Valley · Arcadia · Atascadero · Bakersfield · Baldwin Park · Banning · Bell Gardens · Bellflower · Benicia · Berkeley