The top-rated supplemental insurance agent in Newport Beach, California is SmartFinancial, rated 4.7 stars across 852 reviews. Other highly rated options include Kessler Alair Insurance Services, Inc., Breathe Easy Insurance Solutions, ACACIA Insurance Services, Inc.. This directory lists 14 supplemental insurance agents serving Newport Beach.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | SmartFinancial | 4041 MacArthur Blvd Ste 210 | (855) 214-2291 |
| 2 | Kessler Alair Insurance Services, Inc. | 4695 MacArthur Ct Ste 1109 | (949) 536-3700 |
| 3 | Breathe Easy Insurance Solutions | 4695 MacArthur Ct 11th floor | (866) 822-7755 |
| 4 | ACACIA Insurance Services, Inc. | 4667 MacArthur Blvd #260 | (800) 510-8810 |
| 5 | Reza Shah Financial & Insurance Services, Inc. | East Tower, 4000 MacArthur Blvd Suite 600 | (949) 305-2300 |
| 6 | Auerbach Insurance Agency | 2043 Westcliff Dr Suite 207 | (562) 944-3522 |
| 7 | Partners Direct Insurance Services | 1401 Dove St Suite 530 | (949) 337-4062 |
| 8 | Max Young Insurance Agency, Inc | 20261 SW Acacia St Suite 240 Suite 240 | (310) 433-4910 |
| 9 | Newport Benefits Insurance Solutions | 260 Newport Center Dr #100 | (949) 229-2860 |
| 10 | Tad Buchoz Insurance | 6306 Pacific Coast Hwy | (714) 356-6400 |
SmartFinancial serves the Newport Beach area and the surrounding Orange County region as a supplemental insurance agent. The company connects local clients with policies designed to cover gaps in primary health or Medicare coverage, addressing specific financial risks that standard plans may not fully protect against. These supplementary solutions often provide direct cash benefits for unexpected medical events or hospital stays. SmartFinancial handles policies such as critical illness insurance and accident coverage, which pay policyholders directly to help manage out-of-pocket costs from covered incidents.
Kessler Alair Insurance Services, Inc. offers a range of supplemental insurance solutions designed to cover gaps in primary health coverage. Its service approach includes personalized consultations to help clients understand available plans and manage ongoing policy maintenance throughout the year. The company supports individuals and business owners seeking additional financial protection against unexpected medical costs. It serves clients with various property needs, including single-family homes, apartments, retail, and restaurants.
Breathe Easy Insurance Solutions in Newport Beach, CA, provides a range of supplemental insurance options designed to fill gaps in primary coverage. The company offers ongoing service and maintenance plans to help clients review their existing policies and adjust protection as needs change. This ensures that individuals and families can address unexpected costs not covered by standard health or life insurance. It serves a variety of properties in the area, including single-family homes, apartments, retail spaces, and restaurants.
ACACIA Insurance Services, Inc. serves homeowners, businesses, and property managers in the Newport Beach area by offering supplemental insurance policies that help cover gaps left by primary health, disability, or property plans. These agents focus on tailoring coverage to address individual gaps, such as accident recovery or critical illness needs. The company also extends its supplemental insurance services to clients throughout the neighboring city of Costa Mesa.
Auerbach Insurance Agency in Newport Beach, CA provides supplemental insurance to bridge gaps in existing health coverage. Unlike one-time policy purchases that offer a fixed benefit, their plans offer recurring options for ongoing protection such as accident or critical illness payouts. These policies help manage out-of-pocket costs and financial disruptions. Supplemental insurance agents in the area typically guide clients toward plans with predictable premiums and simplified claims processes. Service is arranged on an as-needed basis, allowing clients to request consultations or policy adjustments when their coverage needs change.
Partners Direct Insurance Services in Newport Beach, CA specializes in supplemental health coverage, including Medicare supplements and hospital indemnity plans, as well as general insurance assistance for seniors and individuals. The agency works directly with carriers to help clients fill gaps left by primary insurance, covering costs like copays and deductibles. It is especially usefulduring annual enrollment periods when people need to adjust their plans or when unexpected medical expenses arise from a sudden hospitalization.
As the fall open enrollment period approaches in Orange County, many Newport Beach residents evaluate their coverage gaps. Max Young Insurance Agency, Inc provides supplemental insurance policies that help fill those gaps for local individuals and families. Working as a licensed supplemental insurance agent, the company helps clients understand how these policies coordinate with primary health plans to cover out-of-pocket expenses. The initial process begins with a straightforward assessment of current coverage and individual needs, followed by a personalized review of available plan options.
Newport Benefits Insurance Solutions works with individuals to address gaps in standard health coverage, specializing in supplemental insurance policies that provide additional financial protection for unexpected medical events. Serving the Newport Beach area, the company helps clients customize plans to cover deductibles, copays, and critical illness expenses that primary insurance may not fully reimburse. Its services are available to local businesses across various commercial sectors, including professional offices, warehouses, and food service operations.
As Newport Beach residents begin to adjust their budgets with seasonal shifts in the coastal economy, Tad Buchoz Insurance provides supplemental insurance policies designed to fill critical coverage gaps. Specializing in this local market, the company helps clients navigate options that Medicare and standard plans often leave uncovered. By offering personalized needs assessments, they ensure individuals can afford necessary out-of-pocket expenses without financial strain. An initial review of a client’s existing coverage is typically scheduled to determine the most appropriate plan for their specific lifestyle and income.
What Does a a Supplemental Insurance Agent in Newport Beach Cost?
Medigap premiums in California vary by plan type age and insurer. Typical monthly premiums for Plan G in Newport Beach range from 120 to 250 dollars for a 65 year old. Plan N premiums are often 20 to 50 dollars less per month. Costs also depend on whether the policy uses attained age issue age or community rating. This is general information not insurance advice.
About supplemental insurance agents in Newport Beach
Supplemental insurance agents in Newport Beach help residents choose Medicare Supplement Medigap plans and other gap coverage. California law provides a six-month Medigap open enrollment period starting when you are 65 and enrolled in Medicare Part B. Local agents can explain how these plans work with Original Medicare in Orange County.
Frequently Asked Questions
What does a supplemental insurance agent in Newport Beach do?
A supplemental insurance agent helps you compare and enroll in Medicare Supplement Medigap plans or other gap policies. They explain plan benefits costs and how they coordinate with Original Medicare. Agents in Newport Beach must hold a valid California insurance license.
When can I enroll in a Medigap plan in California?
California law gives you a six-month Medigap open enrollment period starting the month you turn 65 and enroll in Medicare Part B. During this time you can buy any Medigap policy without medical underwriting. Outside this window insurers may deny coverage or charge higher premiums based on health.
What Medigap plans are available in Newport Beach?
Standardized Medigap plans labeled A B C D F G K L M and N are available in California. Plan F is no longer available to new Medicare enrollees after January 1 2020. A local agent can help you compare plan options and premiums from different carriers.
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