The top-rated supplemental insurance agent in National City, California is Freeway Insurance, rated 4.8 stars across 505 reviews. Other highly rated options include Adriana's Insurance Services, Altra Insurance Services Inc., Lupita Solorzano Ins & Tax Services. This directory lists 13 supplemental insurance agents serving National City.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Freeway Insurance | 925 E Plaza Blvd #107 | (619) 618-2400 |
| 2 | Adriana's Insurance Services | 1325 E Plaza Blvd #104 | (619) 737-3096 |
| 3 | Altra Insurance Services Inc. | 1050 Highland Ave Ste A | (619) 474-6666 |
| 4 | Lupita Solorzano Ins & Tax Services | 124 E 30th St # F | (619) 477-8523 |
| 5 | MGH Insurance Services, Inc. | 615 National City Blvd | (619) 474-0071 |
| 6 | Sewell Insurance Agency | 340 W 26th St Ste B | (619) 821-4121 |
| 7 | ZoomerPlus Insurance Services Inc | 845 E 8th St Ste C | (619) 779-3230 |
| 8 | Taylor Company Insurance & Financial Services | 2504 Transportation Ave a | (619) 477-6330 |
| 9 | Town Insurance Services | 51 N Highland Ave # I | (619) 263-3611 |
| 10 | Jalisco Insurance | 2005 Highland Ave #15 | (619) 475-5319 |
Offering both one-time policy enrollment and recurring coverage reviews, Freeway Insurance in National City, California helps clients select supplemental plans that address gaps in primary health or life insurance. These plans can provide fixed benefits for hospital stays, accidents, or critical illnesses, offering predictable financial support. Services are available on an as-needed basis, with no requirement for ongoing subscriptions unless the client chooses periodic policy updates to match changing health needs.
Serving National City and the surrounding communities of South San Diego County, Adriana's Insurance Services handles supplemental insurance coverage designed to fill gaps left by primary health plans. This includes policies for accidents, critical illness, and hospital indemnity. Residents in this area often seek such plans to help with out-of-pocket medical costs. To address these needs, the company typically reviews a client's existing coverage, identifies potential financial exposures, then recommends a suitable supplemental policy tailored to the individual's specific health risk profile and budget constraints.
Altra Insurance Services Inc. in National City, California, provides supplemental insurance policies that cover specific gaps left by primary health plans. These include accident, critical illness, and hospital indemnity plans designed to pay cash benefits directly to the policyholder. The company helps clients manage out-of-pocket medical costs and lost income during unexpected health events. It also assists with the enrollment process for Medicare Supplement and dental insurance options. As residents in the region prepare for flu season, the agency focuses on ensuring clients have adequate coverage for related complications and treatment expenses.
Lupita Solorzano Ins & Tax Services serves National City and the surrounding San Diego County area. As a supplemental insurance agent, the company helps individuals obtain policies that cover expenses beyond typical health plans. These supplementary plans often address gaps in coverage for accidents, hospital stays, or critical illnesses. Clients can consult with the company to explore options that may provide financial protection during medical events. The firm also handles tax services for local residents. It assists community members specifically with accident insurance and hospital indemnity plans.
MGH Insurance Services, Inc. in National City, CA provides supplemental insurance policies that help cover gaps left by major medical plans. Its service model includes personalized consultations to assess individual coverage needs and ongoing support for policy management and claims assistance. The agency works to match clients with plans that suit their budgets and health situations. It services single-family homes, apartments, retail, and restaurants.
Sewell Insurance Agency serves homeowners, renters, and individuals seeking financial protection in National City, California. As a supplemental insurance agent, it offers coverage options that help fill gaps left by primary health or life policies, such as accident or critical illness plans. The agency assists clients in understanding their specific needs and matching them with suitable policies from well-known carriers. Its service area extends throughout the South Bay region of San Diego County, including nearby communities like Chula Vista.
ZoomerPlus Insurance Services Inc specializes in supplemental insurance, offering policies that cover gaps left by primary health plans. The company helps residents of National City, California, manage out-of-pocket medical expenses through tailored coverage options. It supports clients by explaining plan details and guiding enrollment for added financial protection. Many families in the area seek its assistance during Medicare open enrollment periods to adjust their supplemental benefits.
Taylor Company Insurance & Financial Services in National City, California distinguishes between one-time policy sales and ongoing service relationships, focusing on supplemental insurance that helps cover gaps not addressed by major medical plans. These extra policies provide financial support for deductibles, copays, and unexpected health expenses. Serving residents of the local area, the company manages claims assistance and policy adjustments for existing clients while also offering new plan enrollment. Client services are provided on both a scheduled appointment basis and an as-needed basis for urgent coverage questions or claim issues.
Town Insurance Services serves National City, California, and the surrounding communities, handling a full range of supplemental insurance needs. This local agency helps clients secure policies that complement their primary health coverage, including dental, vision, accident, and critical illness plans. The office typically begins each client interaction with a face-to-face consultation to review existing benefits. From there, it evaluates individual gaps in protection before presenting clear policy options designed to fit the client’s specific budget and lifestyle requirements.
With seasonal shifts or unexpected medical events, residents of National City often find their existing health coverage does not fully meet immediate out-of-pocket costs. Jalisco Insurance serves the community as a supplemental insurance agent, offering policies designed to help bridge these gaps in everyday medical, dental, or vision expenses. They assist clients in understanding plan options that coordinate with primary insurance. The initial step for any potential policyholder is a straightforward, in-home assessment of current coverage to identify specific shortfalls requiring supplemental support.
What Does a a Supplemental Insurance Agent in National City Cost?
Supplemental insurance agent services in California are typically commission-based, meaning the agent is paid by the insurance company when you buy a policy. You do not usually pay the agent directly. Policy premiums vary widely: a Medicare Supplement plan can cost between $100 and $300 per month depending on your age, location, and plan type. Dental and vision plans often range from $20 to $80 per month. This is general information, not insurance advice.
About supplemental insurance agents in National City
Supplemental insurance agents in National City, California help residents find Medigap, dental, vision, and other health plans to fill gaps in primary coverage. California law requires agents to be licensed by the Department of Insurance and follow strict rules about plan comparisons and enrollment periods. National City agents can explain how state-specific protections like guaranteed issue rights apply to your situation.
Frequently Asked Questions
What is a supplemental insurance agent in National City?
A supplemental insurance agent is a licensed professional who helps you buy policies that cover costs not paid by your main health insurance. In California, agents must pass a state exam and follow rules about disclosing commissions and plan details.
How do I choose a supplemental insurance agent in National City?
Look for an agent who is licensed with the California Department of Insurance and has experience with Medicare supplements or other plans you need. You can check an agent license status on the California Department of Insurance website.
Are there time limits to buy supplemental insurance in California?
Yes, for Medicare Supplement plans you have a six-month open enrollment period starting when you turn 65 and enroll in Medicare Part B. Outside this window, you may face medical underwriting. California also has a birthday rule for certain plan changes.
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