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Find Supplemental Insurance Agents Near You in Monterey, CA

Browse supplemental insurance agents serving Monterey, California. Updated 2026-07-14.

The top-rated supplemental insurance agent in Monterey, California is Jim Rinehart - State Farm Insurance Agent, rated 5.0 stars across 281 reviews. Other highly rated options include Farmers Insurance - Jessica Connally, Natalie Hungerford: Allstate Insurance, Christopher Thom: Allstate Insurance. This directory lists 17 supplemental insurance agents serving Monterey.

Showing 17 supplemental insurance agents in Monterey, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Jim Rinehart - State Farm Insurance Agent2511 Garden Rd Suite C-125(831) 393-8500
2Farmers Insurance - Jessica Connally404 W Franklin St Ste 102(831) 424-0829
3Natalie Hungerford: Allstate Insurance591 Hartnell St(831) 642-6400
4Christopher Thom: Allstate Insurance201 Calle Del Oaks Ste A(831) 373-2791
5Capital Insurance Group1 Lower Ragsdale Dr(877) 200-4220
6Aspire Health10 Ragsdale Dr #101(831) 375-1462
7Cowell & Smith Insurance Agency2250 N Fremont St(831) 372-5800
8Laurrie Pike Insurance Agency404 W Franklin St(831) 373-3180
9Finch and Pirkle Insurance482 Alvarado St(831) 372-1206
10HUB International401 Fremont St Unit 100(831) 373-4925
JR
2511 Garden Rd Suite C-125
Jim Rinehart - State Farm Insurance Agent
Supplemental Insurance Agent · Monterey, CA

Jim Rinehart - State Farm Insurance Agent serves the Monterey, California area as a supplemental insurance agent. This business assists local residents with additional coverage options that complement their existing primary health or life plans. Supplemental insurance policies available through this agency can help fill gaps in standard coverage. These policies are designed to provide financial support during unexpected medical events or income loss. Common supplemental insurance services handled here include accident and critical illness coverage, as well as hospital indemnity plans.

FI
404 W Franklin St Ste 102
Farmers Insurance - Jessica Connally
Supplemental Insurance Agent · Monterey, CA

Farmers Insurance - Jessica Connally provides supplemental insurance coverage to complement existing health, life, or income protection policies in the Monterey area. It offers individual or group plan options and assists with policy maintenance, including annual reviews and claims support, to keep clients informed of benefit updates. The agency helps fill coverage gaps for those seeking added financial security. It services single-family homes, apartments, retail businesses, and locally owned restaurants.

NH
591 Hartnell St
Natalie Hungerford: Allstate Insurance
Supplemental Insurance Agent · Monterey, CA

Homeowners, businesses, and property managers in Monterey, California, rely on this agency for supplemental insurance that fills gaps in standard coverage. The company helps clients select policies for unique exposures not addressed by primary plans. Serving both residential and commercial customers, it offers individualized solutions for property and liability concerns. Additional service areas include the neighboring community of Seaside and the broader Monterey Peninsula region.

CT
201 Calle Del Oaks Ste A
Christopher Thom: Allstate Insurance
Supplemental Insurance Agent · Monterey, CA

Christopher Thom: Allstate Insurance serves the Monterey area and surrounding communities, handling supplemental insurance policies that help bridge coverage gaps left by primary plans. These policies commonly address expenses from accidents, critical illnesses, or hospital stays. The company works with clients to identify gaps in their existing health or life coverage. In a typical job, an agent reviews a customer's current benefits to recommend suitable supplemental products that align with that individual's specific needs or circumstances.

CI
1 Lower Ragsdale Dr
Capital Insurance Group
Supplemental Insurance Agent · Monterey, CA

Located in Monterey, CA, Capital Insurance Group provides supplemental insurance, which differs from one-time health plans by offering ongoing financial support for gaps in major medical coverage. These recurring policies help manage out-of-pocket costs from accidents, critical illnesses, or hospital stays. Local residents access predictable benefits that pay cash directly for unexpected medical expenses. The company structures its service to run on a scheduled basis, with clients enrolling for continuous coverage rather than a one-time purchase.

AH
10 Ragsdale Dr #101
Aspire Health
Supplemental Insurance Agent · Monterey, CA

Aspire Health specializes in offering supplemental insurance policies that help cover out-of-pocket costs not included in standard health plans. The agency serves clients in the Monterey area by explaining how these products work alongside existing medical coverage. It holds consultations to assess individual needs and ensures seniors understand options for filling gaps in Medicare. During open enrollment periods, it assists clients in reviewing their current plans to avoid unexpected lapses in coverage.

CS
2250 N Fremont St
Cowell & Smith Insurance Agency
Supplemental Insurance Agent · Monterey, CA

When the coastal fog lifts over Monterey Bay and seasonal tourism swells, local residents often review their health coverage gaps. Cowell & Smith Insurance Agency serves as a supplemental insurance agent, helping clients in Monterey, CA, fill those gaps with targeted policies that complement existing health plans. They focus on coverage for specific needs such as hospital stays and critical illness. A new client’s first step with this agency is scheduling a brief in-person or virtual assessment of their current insurance situation.

LP
404 W Franklin St
Laurrie Pike Insurance Agency
Supplemental Insurance Agent · Monterey, CA

Laurrie Pike Insurance Agency in Monterey, CA works with individuals to identify gaps in their primary health coverage and offers supplemental insurance options to fill those needs. These add-on plans can help cover out-of-pocket costs for hospital stays, accidents, or critical illnesses not fully paid by major medical policies. The Agency serves a variety of local commercial clients, including offices, warehouses, and food service establishments needing tailored employee benefit solutions.

FP
482 Alvarado St
Finch and Pirkle Insurance
Supplemental Insurance Agent · Monterey, CA

Finch and Pirkle Insurance serves the Monterey area as a supplemental insurance agent, offering policies that help cover expenses left by major medical plans. These can include accident, critical illness, and hospital indemnity coverage. By bridging gaps in primary health insurance, they assist clients in managing out-of-pocket costs from deductibles and co-pays. For added protection, this office also provides dental and vision insurance as a standalone coverage option.

HI
401 Fremont St Unit 100
HUB International
Supplemental Insurance Agent · Monterey, CA

Serving the Monterey area, HUB International assists residents with supplemental insurance plans that help cover gaps in standard health policies. They also provide commercial coverage for local businesses, tailoring options to protect financial stability in this coastal community. Working with households and enterprises across the peninsula, the agency focuses on offering clear policy explanations and efficient enrollment assistance. After an initial plan is in place, representatives reach out to clients for regular policy reviews, ensuring continued alignment with changing needs until the next scheduled visit.

NI
700 Camino El Estero
Nikssarian Insurance Services, Inc.
Supplemental Insurance Agent · Monterey, CA
(831) 333-9600
nikins.com
FI
9621 Citation Ct Suite C
Farmers Insurance - Devontaye Clark
Supplemental Insurance Agent · Monterey, CA
(831) 277-5473
agents.farmers.com/ca/monterey/devontaye-clark
WG
400 Camino Aguajito # 200
Willow Glen Insurance
Supplemental Insurance Agent · Monterey, CA
(831) 655-1200
willowgleninsurancemonterey.com
SI
31 Upper Ragsdale Dr
Sequoia Insurance Co
Supplemental Insurance Agent · Monterey, CA
(831) 657-9459
amtrustfinancial.com
MB
311 Vía Gayuba
Monterey Bay Insurance Services Inc
Supplemental Insurance Agent · Monterey, CA
(831) 649-6941
PL
9699 Blue Larkspur Ln STE 101
Pacific Legacy Insurance Services Inc
Supplemental Insurance Agent · Monterey, CA
(831) 626-4561
pacificlegacyinsurance.com
CC
484 Washington St Ste B
Connie C Smith Insurance Services
Supplemental Insurance Agent · Monterey, CA
(831) 375-2654

What Does a a Supplemental Insurance Agent in Monterey Cost?

Costs for supplemental insurance in California vary by plan type, age, and location. Medigap Plan G premiums for a 65-year-old in Monterey typically range from $120 to $250 per month. Medicare Advantage plans may have $0 premiums but include copays and deductibles. This is general information, not insurance advice.

About supplemental insurance agents in Monterey

Supplemental insurance agents in Monterey, California help residents find plans that cover gaps in Original Medicare. California law allows a Medigap Open Enrollment Period when you turn 65, during which insurers cannot deny coverage or charge more due to health conditions. Agents in Monterey can explain local plan options from carriers like Anthem Blue Cross and Blue Shield of California.

Frequently Asked Questions

What is the best time to buy a Medigap plan in Monterey?

The best time is during your Medigap Open Enrollment Period. This period starts the first month you are 65 and enrolled in Medicare Part B. In California, you have six months to buy any Medigap policy without medical underwriting.

Do California laws protect my right to change Medigap plans?

Yes. California has a birthday rule that allows you to switch to a similar or lesser Medigap plan within 60 days of your birthday without health questions. This rule applies to plans from the same or another insurance company.

Can a supplemental insurance agent help with Medicare Advantage plans in Monterey?

Yes. Many supplemental insurance agents also sell Medicare Advantage plans. These plans are an alternative to Original Medicare and often include prescription drug coverage. Agents can compare plans available in Monterey County.

Supplemental Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each supplemental insurance agent's credentials and current standing with your state Department of Insurance.