The top-rated supplemental insurance agent in Milpitas, California is Globe Life American Income Division: AO, rated 4.9 stars across 239 reviews. Other highly rated options include Aman Sehgal - State Farm Insurance Agent, AAA Milpitas Branch, Penguin Insurance Services. This directory lists 13 supplemental insurance agents serving Milpitas.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Globe Life American Income Division: AO | 1649A S Main St | (800) 842-0022 |
| 2 | Aman Sehgal - State Farm Insurance Agent | 830 Hillview Ct Ste 195 | (408) 684-0110 |
| 3 | AAA Milpitas Branch | 607 E Calaveras Blvd | (408) 635-0100 |
| 4 | Penguin Insurance Services | 860 Hillview Ct #340 | (844) 260-5034 |
| 5 | Farmers Insurance - Thang Vo | 391 Jacklin Rd | (408) 273-8789 |
| 6 | InsuranceSimpler - An Independent Insurance Brokerage | 320 S Abel St | (408) 824-1450 |
| 7 | Shwu Jim Chen: Allstate Insurance | 500 E Calaveras Blvd #311 | (408) 941-9838 |
| 8 | ANNALYN ARTADI Real Estate and Insurance Broker | 1794 Clear Lake Ave | (408) 230-4916 |
| 9 | Health Insurance Milpitas | 920 Jacklin Rd | (510) 902-7706 |
| 10 | Doris Tran: Allstate Insurance | 1752 Clear Lake Ave | (408) 353-0969 |
Globe Life American Income Division: AO serves the Milpitas, California metro area as a supplemental insurance agent. This company helps individuals and families obtain policies that fill gaps left by major medical coverage. Agents in this region work with products designed to provide financial protection for unexpected health events and loss of income. Common supplemental offerings here include accident plans and critical illness coverage, which pay benefits directly to the policyholder for covered occurrences.
Aman Sehgal - State Farm Insurance Agent in Milpitas, California provides supplemental insurance coverage to help fill gaps left by primary health plans. The agency offers ongoing service support and policy reviews to keep clients informed about their benefits and coverage options. Standard maintenance includes assistance with claims processing and annual plan updates. The company provides its services for a variety of commercial and residential property types, including single-family homes, apartments, retail businesses, and restaurants.
The Milpitas branch of AAA serves homeowners, property managers, and small business owners by providing supplemental insurance coverage options that bridge gaps in existing primary plans. It helps clients address potential out-of-pocket expenses from accidents or illnesses that may not be fully covered by standard health or property policies. Working from Milpitas, California, the branch also extends its services to nearby San Jose and the surrounding South Bay communities.
Serving Milpitas and the surrounding communities in the Santa Clara Valley, Penguin Insurance Services handles supplemental insurance needs for local residents. The company works with clients to secure policies that assist with expenses not fully covered by primary health plans. In each case, a straightforward consultation is conducted to explain available options clearly. The agency typically approaches each job by first discussing the client’s existing coverage, then outlining how a specific supplemental plan can fill a particular gap in their financial protection.
Farmers Insurance - Thang Vo serves Milpitas residents by offering supplemental insurance for specific gaps, which differ from primary coverage by addressing costs that standard policies may not fully cover. Supplemental plans typically provide one-time benefit payouts for defined events, while other insurance solutions involve recurring premium payments over extended periods. Common supplemental categories include coverage for accidents, critical illnesses, or hospital stays. Service for these plans generally runs on an as-needed basis when clients request quotes, file claims, or update their policies.
Based in Milpitas, California, InsuranceSimpler works as an independent brokerage offering supplemental insurance plans that cover gaps left by major medical policies. The agency helps clients navigate options such as accident, critical illness, and hospital indemnity coverage to address out-of-pocket costs. Serving local residents and small businesses, the brokerage focuses on matching individuals with policies suited to their specific needs. During open enrollment periods or after a sudden health event, the agency provides guidance on securing coverage that can ease financial strain from unexpected medical expenses.
Shwu Jim Chen: Allstate Insurance offers general insurance services to individuals and businesses in Milpitas, California. Its specialty includes supplemental coverage designed to fill gaps left by primary health plans, providing extra financial protection for unexpected medical costs. This local agency helps clients strengthen their overall safety net against out-of-pocket expenses. Businesses it assists range from professional offices to warehouses and food service operations.
Residents of Milpitas, California often find their standard health plans leave gaps in vision, dental, or critical illness coverage. ANNALYN ARTADI Real Estate and Insurance Broker connects clients with supplemental policies designed to fill these specific needs. They help individuals review their existing protection and identify affordable add-ons for everyday medical expenses or sudden health events. The process begins with a complimentary in-person or virtual benefit assessment to match local supplemental options directly to a client’s lifestyle.
Health Insurance Milpitas is a supplemental insurance agent serving the Milpitas, California area. This agency assists local residents with filling coverage gaps left by primary health plans, such as deductibles and copays. It presents options for Medicare supplements and critical illness policies. Clients can compare different plans to find suitable financial protection for unexpected medical costs. As a specialty service, the agency also offers dental and vision add-on plans.
Doris Tran: Allstate Insurance serves residential clients in Milpitas, California, by offering supplemental insurance policies that help cover gaps left by primary health or auto plans. The agency also provides commercial coverage options for local businesses seeking similar gap protection. Service extends throughout the Milpitas area and surrounding communities. When regular policies are not enough, agents explain how supplemental plans can fill specific needs. Follow-up consultations are always available between regular policy review visits to update coverage as a client’s life situation changes.
What Does a a Supplemental Insurance Agent in Milpitas Cost?
Supplemental insurance costs in California vary by plan type, age, and location. Medigap Plan G premiums for a 65-year-old in Milpitas often range from 120 to 250 dollars per month. Medicare Advantage plans may have low or zero premiums but include copays and deductibles. Costs can change each year. This is general information, not insurance advice.
About supplemental insurance agents in Milpitas
Supplemental insurance agents in Milpitas help residents choose policies that cover gaps in Medicare or employer health plans. California law requires agents to be licensed by the California Department of Insurance. These agents can explain plan differences and help you enroll during open enrollment periods.
Frequently Asked Questions
What does a supplemental insurance agent in Milpitas do?
A supplemental insurance agent helps you compare and buy policies like Medigap or Medicare Advantage. They explain coverage details and costs. They also assist with enrollment and plan changes.
When can I enroll in a supplemental plan in California?
You can enroll during the Medicare Annual Enrollment Period from October 15 to December 7. California also has a Medigap Open Enrollment Period when you turn 65. Special enrollment periods may apply for other life events.
Are there California rules about supplemental insurance plans?
Yes. California law requires Medigap policies to be guaranteed issue during open enrollment. Insurers cannot deny coverage or charge more based on health conditions during that time. Agents must follow state disclosure rules.
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