The top-rated supplemental insurance agent in Manteca, California is Lucy Moreno - State Farm Insurance Agent, rated 5.0 stars across 510 reviews. Other highly rated options include Cost-U-Less Insurance, Marisol Sarabia - State Farm Insurance Agent, Jacob Naven - State Farm Insurance Agent. This directory lists 21 supplemental insurance agents serving Manteca.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Lucy Moreno - State Farm Insurance Agent | 259 N Main St | (209) 823-7121 |
| 2 | Cost-U-Less Insurance | 1043 S Main St | (209) 418-7037 |
| 3 | Marisol Sarabia - State Farm Insurance Agent | 1243 E Louise Ave | (209) 823-0556 |
| 4 | Jacob Naven - State Farm Insurance Agent | 1509 W Yosemite Ave a2 | (209) 823-7880 |
| 5 | Confidence Plus Insurance Services: Allstate Insurance | 419 N Main St | (209) 239-4611 |
| 6 | All Drivers Insurance Agency | 1174 E Yosemite Ave | (209) 823-5000 |
| 7 | Wyatt Insurance Agency- All your insurance needs | 1071 E Yosemite Ave | (209) 239-5002 |
| 8 | Farmers Insurance - Kulwinder Kahlon | 365 W Louise Ave | (209) 235-6229 |
| 9 | Farmers Insurance Sheila Freiberg | 821 E Yosemite Ave | (209) 239-9583 |
| 10 | Mrs. Insurance | 415 N Main St Suite 1A | (209) 328-1307 |
Lucy Moreno - State Farm Insurance Agent serves the Manteca, California area as a supplemental insurance provider. This agency helps local residents fill coverage gaps that major medical plans may leave behind. Policies offered include accident and hospital indemnity plans that pay cash benefits directly to the insured. Disability income protection is also available to replace lost wages during recovery from illness or injury. Clients can discuss critical illness coverage and short-term medical options with the agent.
As the seasons change in Manteca, many residents begin reviewing their health coverage for gaps that major medical insurance may leave behind. Cost-U-Less Insurance helps address these shortfalls by offering supplemental insurance agent services tailored to local needs. The company assists clients in navigating plan options designed to cover out-of-pocket expenses and provide financial protection during unexpected medical events. Each consultation begins with a thorough review of an individual’s current policy to identify any missing coverage. An initial assessment of personal needs and budget is then scheduled to explore suitable plans.
Marisol Sarabia - State Farm Insurance Agent provides supplemental insurance products designed to fill gaps in primary health coverage for residents in Manteca, California. The agency helps clients evaluate and select policies that address specific needs, such as accident or critical illness protection. These supplemental plans coordinate with existing coverage, offering financial support for deductibles or out-of-pocket costs. Regular policy reviews ensure plans adapt to changing health circumstances. Marisol Sarabia services single-family homes, apartments, retail establishments, and local restaurants throughout the Manteca area.
Homeowners, renters, and small business owners in Manteca can turn to Jacob Naven - State Farm Insurance Agent for supplemental insurance coverage that helps fill gaps left by major medical plans. This agency assists clients in understanding how accident, critical illness, and hospital indemnity policies can provide additional financial protection. Serving the broader San Joaquin County area, the office also regularly works with residents in nearby Stockton and Tracy.
Serving Manteca and its surrounding communities in California’s Central Valley, Confidence Plus Insurance Services: Allstate Insurance works as a supplemental insurance agent, handling policies that fill gaps left by major medical coverage. These plans help clients manage out-of-pocket costs for items like accidents, critical illness, or hospital stays. To handle a typical job, an agent assesses a customer’s existing health plan and personal financial exposure, then recommends suitable supplemental options without overcomplicating the decision process.
All Drivers Insurance Agency in Manteca, CA, distinguishes between one-time policy setup and recurring service visits for its supplemental insurance clients, ensuring each plan fills gaps in primary coverage. These agents help residents address out-of-pocket costs from hospital stays or routine care by offering plans that coordinate with existing health policies. Service at this local agency runs on an as-needed basis, allowing clients to adjust plans when their medical needs change throughout the year.
Wyatt Insurance Agency in Manteca, CA specializes in supplemental insurance services, helping clients fill gaps left by primary health plans. It also provides general assistance with various policy options tailored to individual situations. Such agents can offer coverage that addresses costs from accidents, critical illnesses, or hospital stays not fully covered by major medical insurance. During the winter months, when seasonal illnesses often lead to unexpected doctor visits, the agency helps clients prepare for out-of-pocket expenses that can arise.
As grocery and pharmacy costs in Manteca shift with the seasons, a sudden medical gap can disrupt a family budget. Farmers Insurance agent Kulwinder Kahlon specializes in supplemental insurance, offering plans that help cover deductibles and out-of-pocket expenses left by major medical policies. These supplemental lines, including accident or hospital indemnity plans, provide a financial buffer when unexpected health events arise. The first step involves a complimentary review of existing coverage to identify possible protection gaps, followed by a straightforward inspection of personal needs to tailor a suitable supplemental plan.
Farmers Insurance Sheila Freiberg in Manteca, California assists clients with core insurance coverage before moving to supplemental insurance to fill potential gaps. Supplemental policies can address costs not fully covered by primary health plans, offering additional financial protection for unexpected medical events or accident-related expenses. Agency representatives can guide local residents through options designed to provide extra security alongside Medicare or employer-sponsored plans. Businesses can also be served, including offices seeking extra worker protection, warehouses requiring specialized liability coverage, and food service operations needing tailored business income supplements.
Mrs. Insurance provides supplemental insurance services to residential clients in Manteca, California, helping individuals cover gaps in primary health plans with focused local support. The company also extends commercial supplemental coverage to small businesses within the greater Manteca area. Services are designed to explain policy options clearly and assist with claims paperwork as needed. Regular follow-up visits ensure clients can review changing needs, with the agent available for ongoing service between scheduled appointments.
What Does a a Supplemental Insurance Agent in Manteca Cost?
The cost of a supplemental insurance agent in Manteca is typically free to you because agents earn commissions from insurance companies. Medigap plan premiums in California range from about $100 to $300 per month depending on your age, location, and plan type. Costs vary by case and are based on factors like your age, gender, and tobacco use. This is general information, not insurance advice.
About supplemental insurance agents in Manteca
Supplemental insurance agents in Manteca, California help residents find Medigap or Medicare Supplement plans to cover costs not paid by Original Medicare. California law provides a six-month Medigap open enrollment period starting when you are 65 and enrolled in Part B. During this time, insurers cannot deny coverage or charge higher premiums due to pre-existing conditions.
Frequently Asked Questions
What is a supplemental insurance agent in Manteca?
A supplemental insurance agent in Manteca helps you compare and enroll in Medigap or Medicare Supplement plans. These plans cover out-of-pocket costs like copayments, coinsurance, and deductibles that Original Medicare does not pay.
When can I enroll in a Medicare Supplement plan in California?
In California, you have a six-month Medigap open enrollment period that begins when you are 65 and enrolled in Medicare Part B. During this time, you can buy any Medigap policy sold in your state regardless of health status.
Are there guaranteed issue rights for Medigap in California?
Yes, California law provides guaranteed issue rights in certain situations, such as losing employer coverage or moving out of a Medicare Advantage plan. These rights allow you to buy a Medigap policy without medical underwriting.
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