The top-rated supplemental insurance agent in Madera, California is Fiesta Auto Insurance & Tax Service, rated 4.7 stars across 729 reviews. Other highly rated options include Cost-U-Less Insurance, Local Medicare Agents - LMA Insurance, AAA Madera Branch. This directory lists 19 supplemental insurance agents serving Madera.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Fiesta Auto Insurance & Tax Service | 208 E Yosemite Ave | (559) 664-8800 |
| 2 | Cost-U-Less Insurance | 2380 W Cleveland Ave E-5 | (559) 397-0366 |
| 3 | Local Medicare Agents - LMA Insurance | 1825 Howard Rd Suite C | (559) 648-9227 |
| 4 | AAA Madera Branch | 221 N G St | (559) 662-4700 |
| 5 | Elite Home & Auto Insurance Agency | 1629 Howard Rd | (559) 675-8400 |
| 6 | Farmers Insurance - Israel Cortes | 1825 Howard Rd Ste B | (559) 230-1300 |
| 7 | Ray Joseph Rezendes Jr - State Farm Insurance Agent | 1613 Howard Rd | (559) 673-9176 |
| 8 | Value Insurance Agency | 901 W Yosemite Ave | (559) 673-0100 |
| 9 | Moncali Insurance | 719 N D St Suite D | (559) 662-8798 |
| 10 | AIS David Frisby Insurance | 309 N I St | (559) 235-7676 |
Fiesta Auto Insurance & Tax Service in Madera, California provides specialized supplemental insurance policies that fill coverage gaps left by standard health plans. The agent also assists clients with general insurance needs and tax preparation services for local residents. Whether addressing a sudden medical bill not fully covered by primary insurance or managing the financial demands of a new seasonal job, the office offers practical guidance to protect against unexpected costs.
As winter approaches in Madera, many residents review their existing health coverage for gaps that standard plans may leave unfilled. Cost-U-Less Insurance addresses these common concerns by offering supplemental insurance options tailored to local needs, helping clients manage out-of-pocket expenses and unexpected medical costs. Their agency provides straightforward guidance through various policy choices, focusing on reliable protection for individuals and families. A typical first step involves a complimentary review of current coverage and an assessment of potential gaps to identify the most appropriate supplemental plan.
Local Medicare Agents - LMA Insurance helps clients navigate supplemental insurance options, focusing on policies that fill coverage gaps in standard plans. The agency specializes in tailored add-ons like dental, vision, and prescription drug plans for individuals and families. Serving the Madera, California area, it assists small businesses and self-employed workers in securing appropriate coverage. The firm works with commercial sectors including professional offices, warehouses, and food service operations to address their specific supplemental insurance needs.
AAA Madera Branch serves Madera County and the surrounding area as a supplemental insurance agency. The company helps individuals explore options that fill gaps left by primary health plans, such as covering out-of-pocket costs for medical care. Policies offered may assist with expenses arising from accidents, critical illness diagnoses, or hospital stays. As a local branch, it provides personalized guidance to clients seeking additional protection beyond their standard coverage. In this area, it handles Medicare supplement plans and hospital indemnity insurance for residents.
Elite Home & Auto Insurance Agency in Madera, California provides supplemental insurance coverage designed to fill gaps left by primary policies. The agency focuses on offering added protection and financial security through its service plans, with maintenance options that help clients manage unexpected costs. Residents and business owners throughout the local area depend on this supplemental insurance agent for tailored solutions. Its services apply to a broad range of property types, including single-family homes, apartments, retail spaces, and restaurants.
Farmers Insurance - Israel Cortes serves Madera, California and the surrounding communities, handling supplemental insurance policies that cover gaps left by primary health plans. These agents help clients manage out-of-pocket costs with plans for accidents, hospital stays, and critical illnesses. The company addresses individual needs by reviewing existing coverage and explaining available options in plain language. Each typical job begins with a detailed consultation to identify specific financial risks, then proceeds to recommend tailored plans that fit the client’s budget and lifestyle.
Ray Joseph Rezendes Jr - State Farm Insurance Agent serves homeowners, businesses, and property managers in Madera, California, with supplemental insurance products that help cover gaps left by primary policies. These plans provide financial protection for unforeseen expenses related to accidents, critical illnesses, or property damage. The agency assists clients in selecting appropriate coverage limits and understanding policy terms. It also extends its supplemental insurance services to residents in the neighboring community of Chowchilla, ensuring broader access within Madera County.
As the seasons change in Madera, families often review their existing health coverage for gaps in benefits. Value Insurance Agency helps local residents evaluate their options for supplemental insurance to address out-of-pocket costs that major medical plans may leave behind. Focusing on the Central Valley’s needs, agents explain how these policies can provide funds for unexpected hospitalization or serious illness expenses. The process begins with a straightforward assessment of a client’s current policies and personal situation during a complimentary initial meeting at the agency’s office.
Monocali Insurance serves as a supplemental insurance agent in Madera, CA, distinguishing between one-time policy enrollments, such as those filling a specific short-term gap, and recurring service options that provide ongoing coverage adjustments and renewals for traditional Medicare or accident plans. Their work focuses on explaining the nuances of policies that complement major medical insurance, clarifying what additional benefits a client can access. Client service runs on a scheduled basis, with regular check-ins during enrollment periods and as needed for claims filing or plan questions throughout the year.
What Does a a Supplemental Insurance Agent in Madera Cost?
In California, Medigap premiums vary by plan type, age, and insurer. Typical monthly costs range from about $100 for Plan A to over $300 for Plan F. Medicare Advantage plans often have $0 premiums but may have copays and network limits. Costs also depend on your location in Madera County. This is general information, not insurance advice.
About supplemental insurance agents in Madera
Supplemental insurance agents in Madera, California help residents find Medigap, Medicare Advantage, and other health plan options. California law allows a 30-day free look period for Medigap policies, giving you time to compare coverage. Local agents understand the needs of Madera County and can explain how state regulations affect your choices.
Frequently Asked Questions
What is a supplemental insurance agent in Madera?
A supplemental insurance agent in Madera helps you find policies that cover costs not paid by Original Medicare. These agents are licensed in California and know local health plan options. They can explain Medigap plans, Medicare Advantage, and other supplemental coverage.
When can I enroll in a Medigap plan in California?
In California, you have a six-month Medigap open enrollment period starting when you are 65 and enrolled in Medicare Part B. During this time, you can buy any Medigap policy without medical underwriting. After this period, insurers may ask health questions.
Are there California rules for Medigap policies?
Yes, California has a birthday rule that lets you switch to a similar or lesser Medigap policy within 60 days of your birthday without medical questions. This applies if you already have a Medigap plan. Agents can explain how this rule works.
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