The top-rated supplemental insurance agent in Los Angeles, California is Freeway Insurance, rated 4.7 stars across 960 reviews. Other highly rated options include L.A. West Insurance Services, Inc., Victor Zavala Insurance Services, Inc., Simpler Horizons Insurance Solutions. This directory lists 21 supplemental insurance agents serving Los Angeles.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Freeway Insurance | 2538 S Figueroa St | (213) 536-4162 |
| 2 | L.A. West Insurance Services, Inc. | 5177 Sunset Blvd | (877) 527-2378 |
| 3 | Victor Zavala Insurance Services, Inc. | 1001 S Vermont Ave UNIT 212 | (213) 386-6560 |
| 4 | Simpler Horizons Insurance Solutions | 11555 W Olympic Blvd A | (866) 900-1957 |
| 5 | Ace Jared Insurance Solutions | 1348 N Curson Ave | (800) 353-7304 |
| 6 | Covered California Enrollment Center | 2631 W Olympic Blvd | (800) 650-0922 |
| 7 | Eway Insurance Services | 1817 1/2 E Florence Ave | (323) 784-3074 |
| 8 | Goulson Insurance Services | 1880 Century Pk E | (818) 472-5484 |
| 9 | Choice Insurance Agency | 1601 S La Brea Ave | (323) 933-9888 |
| 10 | Insurance Forecast | 3115 Purdue Ave | (888) 666-0466 |
With healthcare costs rising steadily in Southern California, older Los Angeles residents often seek ways to fill gaps left by Medicare. Freeway Insurance addresses this seasonal open enrollment need by providing supplemental insurance agent services. Their local agents help clients review existing health plans and identify coverage for deductibles, copays, and prescription costs. They explain options for Medigap or Medicare Advantage policies that fit individual budgets. New clients begin with a free initial assessment of their current medical needs and financial circumstances.
L.A. West Insurance Services, Inc. operates in the Los Angeles metropolitan area, specializing in supplemental insurance coverage. The agency helps clients fill gaps left by primary health or major medical plans, offering policies that can provide additional financial protection for unforeseen medical expenses. Supplemental insurance brokers in this region often work directly with individuals and families to secure suitable plans. Common services handled by the firm include helping customers enroll in hospital indemnity policies and fixed-benefit accident coverage.
Victor Zavala Insurance Services, Inc. offers a range of supplemental insurance products designed to cover gaps left by primary health plans. Its services include assisting clients in selecting and maintaining supplemental policies to manage out-of-pocket medical expenses. The company focuses on providing clear explanations of coverage options, ensuring ongoing plan management, and supporting policyholders through the claims process. This approach helps individuals and small businesses access layered financial protection. It typically serves single-family homes, apartments, retail operations, and restaurants located in the Los Angeles area.
Homeowners in Los Angeles seeking to bridge gaps in their primary health and property insurance rely on Simpler Horizons Insurance Solutions for supplemental coverage. The agency assists with policies that help manage out-of-pocket medical expenses and deductibles not addressed by standard plans. Property managers and small business operators also find support for specific liability and accident protection needs. Scenarios involving unexpected costs are addressed through tailored plans. The agency additionally serves nearby Santa Monica residents and commercial clients across the West Los Angeles metro area.
Ace Jared Insurance Solutions in Los Angeles, CA offers supplemental insurance agents who explain the distinction between one-time policy options and recurring monthly plans, then proceed to outline specific coverage types for medical gaps. As an experienced local resource, the agency helps individuals secure benefits that a primary health plan may not cover. Service operates on both a scheduled annual review and as-needed basis throughout the year.
Covered California Enrollment Center provides guidance on health coverage options, including the selection of supplemental insurance plans. These add-on policies help fill gaps in standard medical care, assisting with out-of-pocket costs and unexpected expenses. Serving the Los Angeles area, the agency works with individuals and businesses needing tailored protection. It can assist commercial clients, including those managing offices, operating warehouses, and running food service establishments, offering support for their unique insurance needs.
Eway Insurance Services serves the Los Angeles area and surrounding Southern California communities as a supplemental insurance agent. It handles policies that help cover gaps left by major medical plans, such as accident, critical illness, and hospital indemnity coverage for individuals and families. The agency typically begins each engagement by reviewing a clientโs existing coverage to identify specific needs, then presents options designed to fill those financial protection gaps and supplement primary health benefits.
Goulson Insurance Services provides supplemental insurance solutions for residents in and around Los Angeles, California. The company also offers coverage options for commercial clients seeking additional protection beyond standard policies. Their service area encompasses the greater Los Angeles region, including surrounding communities. Supplemental insurance helps individuals and businesses fill gaps in primary health or property coverage, addressing specific financial risks. Clients often return for policy reviews or to adjust their plans between visits to ensure their supplemental needs remain fully addressed.
As the busy holiday season approaches in Los Angeles, many residents begin reviewing their existing coverage for possible gaps. Choice Insurance Agency serves this community as a knowledgeable supplemental insurance agent operating locally in the area. The company focuses on helping clients understand which additional plans might fill specific needs that standard policies often leave out. They work with individuals to explore different options for extra protection. An initial consultation typically begins with a personal conversation and a straightforward review of the clientโs current policies to assess what is missing.
What Does a a Supplemental Insurance Agent in Los Angeles Cost?
Supplemental insurance agent services in California are typically free to consumers because agents earn commissions from insurance carriers. The policies themselves have monthly premiums that vary by plan type age and location. For example a Medigap Plan G in Los Angeles can range from 130 to 250 dollars per month for a 65 year old. Costs for Medicare Advantage plans may have zero premium but include copays and deductibles. This is general information not insurance advice.
About supplemental insurance agents in Los Angeles
Supplemental insurance agents in Los Angeles help residents fill gaps in Medicare and employer health plans. California law requires all agents to hold a valid state license and follow strict disclosure rules. These agents can explain options like Medigap plans which have guaranteed issue rights under California Insurance Code Section 10123.80.
Frequently Asked Questions
What is a supplemental insurance agent in Los Angeles?
A supplemental insurance agent is a licensed professional who sells policies that cover costs not paid by primary health insurance. In California agents must pass a state exam and complete continuing education every two years.
How do I verify a supplemental insurance agent license in California?
You can check an agent license on the California Department of Insurance website. Enter the agent name or license number to see their status and any disciplinary actions.
Are there time limits to enroll in a Medigap plan in California?
Yes. California has a six month Medigap open enrollment period that starts when you are 65 and enrolled in Medicare Part B. During this time insurers cannot deny you coverage or charge higher premiums for health reasons.
Supplemental Insurance Agents in Other California Cities
Alameda · Alhambra · Aliso Viejo · Anaheim · Antioch · Apple Valley · Arcadia · Atascadero · Bakersfield · Baldwin Park · Banning · Bell Gardens · Bellflower · Benicia · Berkeley