The top-rated supplemental insurance agent in Lake Elsinore, California is Tako Insurance Agency: Allstate Insurance, rated 4.8 stars across 134 reviews. Other highly rated options include Guidance Insurance Agency, Inc., Paul Niehouse Jr - State Farm Insurance Agent, Speedy Insurance Agency. This directory lists 16 supplemental insurance agents serving Lake Elsinore.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Tako Insurance Agency: Allstate Insurance | 31641 Auto Center Dr STE 1A | (951) 674-0624 |
| 2 | Guidance Insurance Agency, Inc. | 16746 Lakeshore Dr A | (951) 245-2240 |
| 3 | Paul Niehouse Jr - State Farm Insurance Agent | 32235 Mission Trail B11 | (951) 674-0735 |
| 4 | Speedy Insurance Agency | 32285 Mission Trail P5 | (951) 579-4095 |
| 5 | All Discount Insurance Services, Inc. | 31796 Casino Dr A | (951) 245-9777 |
| 6 | Manuel Bonilla: Allstate Insurance | 117 S Main St Ste 204 | (951) 405-4954 |
| 7 | Nino Insurance Agency | 30870 Riverside Dr # B3 | (951) 674-5110 |
| 8 | Freeway Insurance | 16782 Lakeshore Dr Ste C3 | (951) 348-3021 |
| 9 | Todd Schaffner - State Farm Insurance Agent | 31461 Riverside Dr Ste C | (951) 245-1100 |
| 10 | Golden Square Insurance | 31948 Mission Trail unit b | (951) 579-4095 |
Tako Insurance Agency serves the Lake Elsinore area and the surrounding Riverside County region as a supplemental insurance agent. The agency works alongside standard health coverage to help fill financial gaps that primary policies may leave. Supplemental insurance agents in this area assist clients with managing out-of-pocket costs related to medical events. Tako Insurance Agency handles plans that offer cash benefits for hospital stays and accident-related medical expenses, providing policyholders with additional financial support during these situations.
Guidance Insurance Agency, Inc. offers a range of supplemental insurance services to address gaps in primary coverage for residents and businesses in Lake Elsinore, CA. It provides maintenance plans through regular policy reviews to adjust coverage as client needs change. The agency also assists with filing claims and explaining policy benefits in clear terms. It services single-family homes, apartments, retail locations, and restaurants.
Paul Niehouse Jr - State Farm Insurance Agent in Lake Elsinore, CA serves homeowners, renters, and business owners by offering supplemental insurance policies designed to fill coverage gaps left by standard plans. These plans can help with unexpected deductibles or out-of-pocket medical costs not covered by primary insurance. The agency provides personal consultations to explain different options and help clients select appropriate levels of protection. It also covers surrounding areas such as Wildomar and surrounding parts of Riverside County.
Speedy Insurance Agency in Lake Elsinore, California helps clients manage gaps in their primary health coverage. The agency specializes in supplemental insurance policies that cover expenses not included in standard medical plans, such as accident, critical illness, and hospital indemnity benefits. These offerings assist individuals in offsetting out-of-pocket costs for unexpected medical events. The agency serves local commercial sectors seeking benefit solutions for workplace environments, including offices, warehouses, and food service operations.
As the seasons change in Lake Elsinore, residents often reassess their coverage needs to address gaps in medical expenses that traditional health plans may leave. All Discount Insurance Services, Inc. assists local families and individuals by reviewing supplemental policies tailored to fill those specific voids. Their approach centers on clarifying options for accident, critical illness, or hospital indemnity plans that suit personal budgets and health circumstances. During the initial consultation, the agent will gather a client's current policy details and health history to complete a no-obligation coverage assessment.
Manuel Bonilla: Allstate Insurance serves Lake Elsinore and the surrounding communities of Riverside County and southwestern California. As a supplemental insurance agent, the company handles products that help cover gaps left by primary health, Medicare, or life policies. Typical work involves explaining options for accident, critical illness, or hospital indemnity plans to local residents. To complete a standard job, it first reviews a client’s existing coverage, then recommends appropriate supplementary policies and assists with the application paperwork.
Nino Insurance Agency in Lake Elsinore, CA, offers supplemental insurance plans that are available through both one-time policy purchases and recurring premium payment schedules, with coverage designed to address gaps left by primary health insurance. These options include accident, critical illness, or hospital indemnity policies that help pay for out-of-pocket costs or lost income during medical events. Services for existing clients typically run on an as-needed basis for policy changes, claims assistance, or annual plan renewals through personalized consultation.
Freeway Insurance in Lake Elsinore, California, provides supplemental insurance agent services to residents in the area. For local homeowners and renters, the agency evaluates existing coverage to identify gaps in protection for unexpected medical or accident-related costs. Commercial clients, such as small businesses, receive similar assessments to ensure their supplemental policies align with operational needs. The agency serves clients throughout the Lake Elsinore region, including nearby communities. After an initial policy is secured, the office follows up between regular visits to review changes and adjust coverage as necessary.
Todd Schaffner - State Farm Insurance Agent in Lake Elsinore, CA, offers supplemental insurance policies that cover gaps left by major medical plans. The agency serves local residents by providing consultation on specific coverage needs for unexpected health events. During open enrollment periods or after a major life change such as a new job or retirement, it helps clients evaluate options for additional financial protection. The agency also assists with claims guidance when customers face a sudden illness or injury requiring extra out-of-pocket expenses.
As the warmer months bring increased outdoor activity and higher rates of unexpected accidents or illnesses in Lake Elsinore, many residents seek added financial protection beyond their primary health coverage. Golden Square Insurance addresses this need by offering supplemental insurance policies that help cover out-of-pocket costs left by standard plans. As a dedicated supplemental insurance agent, the company guides clients through selecting appropriate gap coverage. Every new client relationship begins with a thorough initial assessment of their existing policy to identify potential coverage shortfalls.
What Does a a Supplemental Insurance Agent in Lake Elsinore Cost?
Supplemental insurance costs in California vary by plan type, age, and location. Medigap Plan G premiums in Lake Elsinore typically range from $120 to $250 per month for a 65-year-old. Medicare Advantage plans often have $0 premiums but may include copays and network limits. Costs also depend on whether you choose a standardized Medigap plan or a private Medicare Advantage plan. This is general information, not insurance advice.
About supplemental insurance agents in Lake Elsinore
Supplemental insurance agents in Lake Elsinore help residents fill gaps in Medicare coverage. California law allows a six-month Medigap open enrollment period starting when you turn 65 and enroll in Part B. Local agents can explain plans that cover deductibles, copays, and coinsurance not paid by Original Medicare.
Frequently Asked Questions
What is a supplemental insurance agent in Lake Elsinore?
A supplemental insurance agent helps you compare and enroll in Medigap or Medicare Advantage plans. They are licensed in California and can explain how plans work with Original Medicare. They do not work for the government but for private insurance companies.
When can I enroll in a Medigap plan in California?
You have a six-month Medigap open enrollment period that starts when you are 65 or older and enrolled in Medicare Part B. During this time you can buy any Medigap policy without medical underwriting. Outside this window you may face health questions or higher premiums.
Are there California rules for Medigap plans?
Yes, California law requires Medigap insurers to offer a guaranteed issue right for certain situations, such as losing employer coverage. California also has a birthday rule that lets you switch to a similar or lesser Medigap plan within 60 days of your birthday without underwriting.
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