The top-rated supplemental insurance agent in Lafayette, California is Jake Stewart - State Farm Insurance Agent, rated 4.9 stars across 111 reviews. Other highly rated options include Mt. Diablo Insurance Brokers, JP Reed - State Farm Insurance Agent, John de Leuze - State Farm Insurance Agent. This directory lists 14 supplemental insurance agents serving Lafayette.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Jake Stewart - State Farm Insurance Agent | 3581 Mount Diablo Blvd Ste 225 | (925) 283-5040 |
| 2 | Mt. Diablo Insurance Brokers | 3557 Mount Diablo Blvd # 21 | (925) 297-4070 |
| 3 | JP Reed - State Farm Insurance Agent | 3249 Mt Diablo Ct Ste 101A | (925) 934-2277 |
| 4 | John de Leuze - State Farm Insurance Agent | 1078 Carol Ln #100 | (925) 284-9580 |
| 5 | EPIC Insurance Brokers & Consultants | 3697 Mount Diablo Blvd #100 | (510) 452-0458 |
| 6 | SITZMANN MORRIS AND BOYLE INSURANCE AGENCY | 3697 Mount Diablo Blvd | (510) 903-0288 |
| 7 | Stanley E Smith Insurance | 3540 Wilkinson Ln | (925) 283-6161 |
| 8 | James Insurance Services | 9 Burton Vista Ct | (925) 299-2802 |
| 9 | Gallagher Insurance, Risk Management & Consulting | 3697 Mount Diablo Blvd Suite 230 | (510) 465-3090 |
| 10 | Blackstone Health Insurance Services | 3697 Mount Diablo Blvd #100 | (925) 283-1075 |
Jake Stewart - State Farm Insurance Agent serves Lafayette and the surrounding Contra Costa County area as a supplemental insurance agent. This office helps clients address coverage gaps that primary health plans may leave unfilled. Supplemental insurance policies available here can provide financial support for unexpected medical events. These plans often assist with out-of-pocket expenses like deductibles and co-payments. The agency also offers supplemental accident insurance to help with costs from injuries. Among the specific services it handles in this area are hospital indemnity plans and critical illness coverage.
Mt. Diablo Insurance Brokers, based in Lafayette, CA, offers a range of supplemental insurance products designed to cover gaps left by standard health and life policies. The agency helps clients evaluate and enroll in plans that address specific financial risks, such as accident, critical illness, or hospital indemnity coverage. For existing policyholders, the company provides ongoing service and plan reviews to adjust coverage as needs change over time. It primarily serves homeowners, single-family residences, apartment complexes, retail businesses, and local restaurants throughout the area.
Homeowners, businesses, and property managers in Lafayette turn to JP Reed - State Farm Insurance Agent for supplemental insurance solutions. This local agent offers policies designed to fill gaps left by primary health or property coverage, such as accident, critical illness, and hospital indemnity plans. Clients benefit from personalized consultations that help identify specific exposures and recommend appropriate supplemental protection. A neighboring community, the city of Walnut Creek, is also included within this agency’s service area for comprehensive coverage assistance.
Serving Lafayette and the surrounding communities of Contra Costa County, John de Leuze - State Farm Insurance Agent handles supplemental insurance needs for local residents. The agency works with clients to identify coverage gaps in health, disability, or hospital plans, offering policies designed to provide added financial protection. A typical job begins with a personal consultation to review existing coverage, followed by a tailored recommendation built on straightforward explanations of policy benefits and limitations.
EPIC Insurance Brokers & Consultants in Lafayette, CA offers both initial supplemental insurance consultations and ongoing policy management for clients in the area. Coverage options typically help fill gaps left by major medical plans, addressing expenses such as deductibles and copayments. Because supplemental insurance plans vary in complexity, service can be scheduled on a one-time basis—useful for those reviewing a single policy change—or conducted as-needed, whenever a client requests a coverage review or enrollment assistance.
Sitzmann Morris and Boyle Insurance Agency operates as a supplemental insurance agent serving the Lafayette, California area. These professionals typically help clients fill coverage gaps left by primary health plans, offering specific add-ons such as accident, critical illness, or hospital indemnity policies. They work to secure additional financial protection for unexpected medical events. The agency can serve a variety of commercial sectors, including offices, warehouses, and food service operations.
Stanley E Smith Insurance focuses on supplemental insurance plans that fill gaps left by major medical coverage. Serving clients in Lafayette, the agency assists with policies designed to cover out-of-pocket costs and unexpected health expenses. Helpful advice is available for those navigating complex benefits options. Seniors reviewing their Medicare supplement plans may find particular value in check-ins during the fall open enrollment period.
Many Lafayette residents review their health-care budgets as new insurance plan seasons approach, and James Insurance Services assists clients by identifying gaps that primary policies may leave uncovered. As a supplemental insurance agent, the company focuses on offering products designed to fill those specific financial voids, such as accident or critical-illness coverage. The first step for any new client is a no-cost, in-person or virtual initial assessment of their existing coverage to pinpoint where added protection may be needed.
Gallagher Insurance, Risk Management & Consulting serves Lafayette and Contra Costa County as a supplemental insurance agency. The firm helps individuals fill gaps in their primary health coverage by offering policies that pay cash benefits directly to the policyholder. These plans are designed to cover expenses not typically included in standard medical insurance, such as deductibles and co-pays. Common services the company handles in this area include accident insurance that provides a lump sum after an injury and critical illness coverage for conditions like cancer or heart attack.
Blackstone Health Insurance Services provides supplemental insurance guidance to residents of Lafayette, California, helping them bridge gaps left by primary health plans. Commercial clients in the wider Contra Costa County area also receive personalized consultation on coverage options. Business hours are maintained for in-person or phone appointments. Clients are encouraged to contact the agency again between regular visits for policy reviews or to address any changes in their coverage needs.
What Does a a Supplemental Insurance Agent in Lafayette Cost?
Supplemental insurance costs in California vary by plan type, age, and location. For Medigap plans in Lafayette, monthly premiums typically range from 100 to 300 dollars for standard plans, while Medicare Advantage plans may have lower or zero premiums but higher out-of-pocket costs. Costs also depend on the insurance company and the specific benefits selected. This is general information, not insurance advice.
About supplemental insurance agents in Lafayette
Supplemental insurance agents in Lafayette, California help residents find policies that cover costs not paid by primary health insurance. These agents can guide you through Medicare Supplement plans, also known as Medigap, which are standardized under California law. Local agents understand the specific enrollment periods and guaranteed issue rights provided by California insurance regulations.
Frequently Asked Questions
What is a supplemental insurance agent in Lafayette?
A supplemental insurance agent in Lafayette helps you find policies like Medigap or Medicare Advantage that pay for expenses your primary insurance does not cover. They are licensed by the California Department of Insurance and can explain plan options available in Contra Costa County.
When can I enroll in a Medigap plan in California?
In California, you have a Medigap Open Enrollment Period that starts when you are 65 and enrolled in Medicare Part B. This period lasts six months, during which you can buy any Medigap policy without medical underwriting. After this period, insurers may require health questions.
Does California have special rules for Medigap?
Yes, California has a birthday rule that allows Medigap policyholders to switch to a similar plan within 60 days after their birthday without medical underwriting. This rule applies to those who already have a Medigap plan and want to change to another plan of equal or lesser benefits.
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