The top-rated supplemental insurance agent in La Habra, California is Tobie Flores - State Farm Insurance Agent, rated 5.0 stars across 1,227 reviews. Other highly rated options include Chad Luitwieler: Allstate Insurance, Fiesta Auto Insurance & Tax Service, Sandra Garcia - State Farm Insurance Agent. This directory lists 19 supplemental insurance agents serving La Habra.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Tobie Flores - State Farm Insurance Agent | 201 W La Habra Blvd | (562) 697-1544 |
| 2 | Chad Luitwieler: Allstate Insurance | 2013 E La Habra Blvd | (562) 691-9175 |
| 3 | Fiesta Auto Insurance & Tax Service | 319 W La Habra Blvd | (562) 250-5000 |
| 4 | Sandra Garcia - State Farm Insurance Agent | 1504 W Whittier Blvd | (714) 532-5700 |
| 5 | Alex Peralta - State Farm Insurance Agent | 359 E La Habra Blvd | (562) 690-0200 |
| 6 | Randy Schauer - State Farm Insurance Agent | 2055 W Whittier Blvd | (562) 905-7744 |
| 7 | Luz Nuno - State Farm Insurance Agent | 2653 W La Habra Blvd | (562) 902-0280 |
| 8 | Mark Phillipi - State Farm Insurance Agent | 1351 S Beach Blvd Ste G3 | (562) 943-0147 |
| 9 | Terry Davis - State Farm Insurance Agent | 721 W Whittier Blvd STE I | (562) 905-2577 |
| 10 | Freeway Insurance | 1212 W Whittier Blvd | (562) 273-7063 |
Tobie Flores State Farm Insurance Agent serves the La Habra, California area as a supplemental insurance agent. The company provides health and financial protection products designed to fill gaps left by primary medical coverage. Supplemental insurance policies offered here help cover unexpected costs from accidents, critical illnesses, or hospital stays. The agent works with clients to identify coverage needs and explain benefit structures clearly. This office also handles Medicare supplement plans and cancer insurance policies for local residents.
Chad Luitwieler operates as an Allstate Insurance agency in La Habra, CA, providing a range of supplemental insurance policies to local clients. These plans help cover costs not included in standard health or Medicare coverage, such as accidents, critical illness, and hospital indemnity. The agency assists customers in selecting suitable plans and manages renewals, claims, and policy adjustments throughout the year. This service is available for individuals, families, and small business owners who reside in or operate single-family homes, apartments, retail stores, and restaurants in the area.
Serving La Habra and the surrounding communities in Orange County, Fiesta Auto Insurance & Tax Service handles supplemental insurance needs for local residents. This agency assists clients with policies that fill coverage gaps left by primary health plans or government programs. To manage the typical job, it evaluates individual circumstances thoroughly, explaining available options clearly and recommending plans that meet specific needs while remaining within budget.
Homeowners, renters, and small business owners in La Habra turn to Sandra Garcia - State Farm Insurance Agent for supplemental insurance solutions that help cover gaps left by primary policies. The agency assists clients in selecting accident, hospital indemnity, and critical illness plans designed to provide additional financial protection during unexpected events. Services include personalized plan reviews and claims support for policyholders throughout the region. The agency also serves families and professionals in neighboring Brea and the surrounding Orange County communities.
Alex Peralta - State Farm Insurance Agent serves La Habra, California, and the surrounding communities of Orange County. The office handles supplemental insurance plans, which are designed to help cover out-of-pocket expenses not addressed by major medical policies. These policies typically provide fixed cash benefits for specific events like hospitalization or critical illness. To serve each client, the agent evaluates individual needs and explains available coverage options in a clear and straightforward manner, ensuring the policy effectively supplements existing health coverage.
For many La Habra residents, a major medical plan covers catastrophic illness or injury, while Randy Schauer - State Farm Insurance Agent pursues the supplemental insurance segment that fills the gaps left by deductibles, co-pays, and coinsurance. This supplemental agency addresses the difference between one-time hospital incident policies and recurring monthly plans such as accident or critical illness coverage. Service appointments are available on either a one-time consultation or a recurring scheduled basis depending on the client’s policy review and enrollment needs.
As a supplemental insurance agent in La Habra, Luz Nuno provides specialty coverage options that fill gaps left by standard health plans. The agency’s general service work includes helping local residents review their existing policies to identify areas of potential financial exposure. By offering products such as accident, critical illness, and hospital indemnity plans, the agent supports clients in managing out-of-pocket costs. During the annual Medicare open enrollment period, this agency assists policyholders in evaluating their supplemental needs and making timely adjustments to their coverage.
As La Habra residents face the unpredictability of seasonal illnesses and accidents, supplemental insurance helps cover gaps left by primary health plans. Mark Phillipi, operating as a State Farm Insurance Agent, offers policies that provide financial support for deductibles and out-of-pocket costs. Clients find assistance in navigating coverage options tailored to their specific circumstances. The process begins with a thorough review of each individual’s current insurance situation and needs assessment.
Terry Davis - State Farm Insurance Agent in La Habra, CA, works with clients to secure supplemental insurance policies that help cover gaps left by primary health plans. The company specializes in accident, critical illness, and hospital indemnity add-ons that provide additional financial protection during unexpected medical events. These policies can be tailored to individuals or groups, offering flexible coverage for a variety of workplaces. The agent serves commercial sectors including offices, warehouses, and food service establishments to meet their unique insurance needs.
Freeway Insurance in La Habra, California distinguishes between one-time policies, such as those for specific short-term gaps, and recurring plans like annual Medicare supplements that renew automatically. The agency provides supplemental insurance coverage designed to help local residents manage out-of-pocket costs that primary health plans may not fully address, including policies for hospital indemnity or accident protection. Service to clients is conducted on an as-needed basis to accommodate changing coverage requirements after initial enrollment periods.
What Does a a Supplemental Insurance Agent in La Habra Cost?
Supplemental insurance agents in California typically do not charge a fee for their services. They are paid by insurance companies through commissions. For Medigap plans, monthly premiums in La Habra can range from about $100 to $300 depending on age, health, and plan type. Medicare Advantage plans may have low or zero monthly premiums but include copays and deductibles. Costs vary by case. This is general information, not insurance advice.
About supplemental insurance agents in La Habra
Supplemental insurance agents in La Habra help residents find Medigap, Medicare Advantage, and other health plans. California law requires agents to be licensed by the California Department of Insurance and follow strict disclosure rules. Local agents can explain how plans work with Original Medicare and help you compare costs and coverage.
Frequently Asked Questions
What is a supplemental insurance agent in La Habra?
A supplemental insurance agent is a licensed professional who helps you choose and enroll in Medicare supplement plans or other health insurance products. They work with multiple insurance companies to find a plan that fits your needs and budget.
Do I need a license to sell supplemental insurance in California?
Yes, all insurance agents in California must hold a valid license from the California Department of Insurance. Agents must complete continuing education and follow state regulations when advising clients.
Can a supplemental insurance agent help me with Medicare enrollment in La Habra?
Yes, agents can assist with Medicare Supplement (Medigap) plans, Medicare Advantage plans, and Part D prescription drug plans. They can explain enrollment periods and help you avoid late penalties under California and federal rules.
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