The top-rated supplemental insurance agent in Irvine, California is CKS INSURANCE AGENCY - 金盾保险, rated 5.0 stars across 676 reviews. Other highly rated options include KCAL Insurance Agency (Irvine) | 華興保險, Great Park Insurance, Martin & Associates Insurance Services, Inc.. This directory lists 20 supplemental insurance agents serving Irvine.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | CKS INSURANCE AGENCY - 金盾保险 | 2691 Richter Ave #122 | (949) 870-9018 |
| 2 | KCAL Insurance Agency (Irvine) | 華興保險 | 14795 Jeffrey Rd #209 | (949) 786-6888 |
| 3 | Great Park Insurance | 10 Corporate Park #130 | (949) 387-3242 |
| 4 | Martin & Associates Insurance Services, Inc. | 30 Executive Park suite 250 | (800) 464-4941 |
| 5 | Bankers Life | 18022 Cowan Ste 265 | (949) 608-6707 |
| 6 | Coto Insurance & Financial Services | 200 Spectrum Center Dr Suite #150 | (949) 858-7200 |
| 7 | Any Insurance Services (Irvine) 全民保險 | 980 Roosevelt Suit 200A | (949) 943-1789 |
| 8 | Karen Good | 15333 Culver Dr Suite 340-672 | (714) 908-2400 |
| 9 | Peterka Insurance | 3240 El Camino Real # 150 | (714) 289-1099 |
| 10 | Morning Star Agency Insurance Services | 1340 Reynolds Ave Suite 103 | (866) 546-5598 |
CKS INSURANCE AGENCY - 金盾保险 serves the Irvine, California metro area as a supplemental insurance agent. It helps clients address gaps left by major medical coverage, offering Medicare Supplement and hospital indemnity policies. These plans are designed to cover out-of-pocket expenses such as deductibles, copays, and coinsurance. Additional products often include dental, vision, or critical illness coverage. The agency can assist with enrollments during Medicare open enrollment and special election periods.
KCAL Insurance Agency (華興保險) in Irvine offers a range of supplemental insurance services designed to cover gaps in primary health plans. Its service plans focus on helping clients manage out-of-pocket costs and unexpected medical expenses. The agency maintains active policies tailored to individual needs, working with clients to adjust coverage as circumstances change. It services single-family homes, apartments, retail businesses, and restaurants throughout the Irvine area.
Great Park Insurance serves homeowners, businesses, and property managers in Irvine, California. It helps clients navigate supplemental insurance options, including gap coverage for medical expenses and income protection not covered by primary health plans. The agency works with local residents to identify policies that address specific financial gaps. Guidance is provided through personalized consultations to clarify plan benefits. The company also covers nearby Lake Forest.
Martin & Associates Insurance Services, Inc. serves Irvine, CA, and the surrounding Orange County communities. The company handles supplemental insurance products designed to fill gaps in primary coverage. These policies help clients manage out-of-pocket expenses for medical events, accidents, or critical illnesses. To process a typical enrollment, the agent first reviews an individual’s existing health plan, identifies specific coverage needs, and then presents clear options tailored to that client’s budget and lifestyle. This straightforward consultation ensures each policy aligns precisely with the customer’s financial and medical circumstances.
Serving as a licensed supplemental insurance agent in Irvine, Bankers Life helps residents address financial gaps that traditional health plans often leave uncovered. The company assists clients with policies such as Medicare supplements, hospital indemnity coverage, and critical illness plans. All services are tailored to fill specific out-of-pocket costs or gaps in primary insurance. This work proves particularly valuable during open enrollment periods, when individuals must navigate complex plan changes and ensure their supplemental coverage aligns with shifting healthcare needs.
Coto Insurance & Financial Services in Irvine, CA helps clients understand the key difference between one-time supplemental policies, which provide a single payout for a specific event, and recurring coverage options that offer ongoing protection for routine medical or dental expenses. As a supplemental insurance agent, the company specializes in policies designed to fill gaps left by major medical plans, such as accident, cancer, or critical illness insurance. Their services are generally provided on a scheduled basis, with annual enrollment and benefit review appointments available.
As the seasons change in Irvine, many residents find themselves reassessing gaps in their health coverage. Any Insurance Services (Irvine) 全民保險 provides supplemental insurance options to help fill those gaps uncovered by primary medical plans. The agency guides local clients through choices designed to support routine and unexpected healthcare expenses. Serving Orange County, the agent conducts an initial consultation to review an individual’s current policy and discuss specific coverage needs before proceeding with any plan. This assessment begins with a straightforward appointment to gather personal details and evaluate existing insurance gaps.
Karen Good works in Irvine, California as a supplemental insurance agent, specializing in policies that fill gaps left by standard health and life coverage. These voluntary add-ons help clients manage out-of-pocket costs and unexpected expenses. The firm serves the needs of local business owners, addressing the unique risk profiles found across commercial sectors including offices, warehouses, and food service establishments.
Peterka Insurance serves residents in Irvine, California, by offering supplemental insurance policies that help cover gaps in primary health or medicare plans. The agency also provides commercial supplemental coverage for local businesses, addressing specific employee benefit needs. Their service area includes Irvine and the surrounding Orange County communities. After an initial enrollment, agents follow up with clients to adjust plans as circumstances change, ensuring continued suitability between regular annual visits.
Morning Star Agency Insurance Services, based in Irvine, is known for connecting clients with supplemental insurance policies that help cover gaps left by standard health plans. Its services include guiding individuals through Medicare supplements, hospital indemnity, and critical illness coverage tailored to local needs. The agency provides straightforward consultations to explain plan options and costs. As a specialty add-on, it also offers dental and vision supplement plans to round out a client’s personal health coverage.
What Does a a Supplemental Insurance Agent in Irvine Cost?
Supplemental insurance costs in California vary by plan type age and carrier. Medigap Plan G premiums for a 65 year old in Irvine typically range from $120 to $250 per month. Plan N may cost between $90 and $180 per month. Some carriers use attained age pricing while others use issue age pricing. This is general information not insurance advice.
About supplemental insurance agents in Irvine
Supplemental insurance agents in Irvine help residents fill gaps in Medicare and other health plans. California law requires agents to be licensed by the California Department of Insurance. Irvine agents can explain Medigap plans A through N and how they work with Original Medicare.
Frequently Asked Questions
What is a supplemental insurance agent in Irvine?
A supplemental insurance agent helps you buy policies like Medicare Supplement or cancer insurance. In California agents must hold a valid license and follow state disclosure rules. They compare plans from different carriers to find coverage for your needs.
When can I enroll in a Medigap plan in California?
California has a six-month Medigap open enrollment period that starts when you are 65 and enrolled in Medicare Part B. During this time you can buy any Medigap policy without medical underwriting. Outside this window insurers may ask health questions.
Are there California rules for guaranteed issue of Medigap?
Yes California provides guaranteed issue rights in specific situations such as losing employer coverage or moving out of a Medicare Advantage plan service area. These rights let you buy a Medigap policy without health screening. You must apply within 63 days of the triggering event.
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