The top-rated supplemental insurance agent in Hawthorne, California is Freeway Insurance, rated 4.9 stars across 1,259 reviews. Other highly rated options include Veronica's Insurance Hawthorne, Lucy Gomez - State Farm Insurance Agent, Academy Insurance. This directory lists 14 supplemental insurance agents serving Hawthorne.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Freeway Insurance | 12920 Hawthorne Blvd | (310) 707-1305 |
| 2 | Veronica's Insurance Hawthorne | 11540 Hawthorne Blvd | (800) 639-3939 |
| 3 | Lucy Gomez - State Farm Insurance Agent | 14213 S Inglewood Ave | (310) 974-8200 |
| 4 | Academy Insurance | 12735 Hawthorne Blvd | (310) 644-3000 |
| 5 | Lisa Simmons - State Farm Insurance Agent | 13658 Hawthorne Blvd #100b | (310) 675-3339 |
| 6 | Falcon Insurance Agency | 14007 S Inglewood Ave | (310) 349-0111 |
| 7 | Trujillo Insurance | 11701 S Inglewood Ave | (310) 679-5347 |
| 8 | Allstate Insurance: Sam Nasr | 14143 Hawthorne Blvd | (310) 973-4437 |
| 9 | New Southwest Insurance | 14205 Prairie Ave | (310) 675-9999 |
| 10 | YourWay Insurance Services | 3300 Rosecrans Ave #205 | (310) 532-3020 |
Freeway Insurance serves the Hawthorne, California area and surrounding South Bay communities, offering supplemental insurance agent services. It handles policies designed to fill coverage gaps left by standard health or life plans. Agents assist clients in navigating options like accident, critical illness, or hospital indemnity coverage. The company generally takes a consultative approach, reviewing individual needs and budget constraints to match clients with suitable supplemental plans. It focuses on explaining policy details clearly to ensure informed decisions, ultimately tailoring a solution to each customer’s specific situation.
Veronica's Insurance Hawthorne serves the Los Angeles County area, including the city of Hawthorne, as a supplemental insurance agent. The agency assists clients in identifying coverage options that help fill gaps left by primary health plans, focusing on policies for unexpected medical costs. It works with individuals seeking additional financial protection through specific products. The agency handles hospital indemnity plans and accident insurance policies for local residents.
Lucy Gomez, a State Farm Insurance agent in Hawthorne, CA, provides a range of supplemental insurance products designed to help cover gaps in primary health coverage. She offers individual service plans that include assistance with policy selection and claims filing for accident, hospital, and critical illness insurance. Her maintenance plans involve periodic policy reviews to adjust coverage as clients' needs change. These services support property owners managing single-family homes, apartments, retail establishments, and restaurants.
Academy Insurance, located in Hawthorne, California, helps clients understand the distinction between one-time supplemental plans, such as accident or critical illness policies, and recurring coverage like hospital indemnity or Medicare supplements. These plans fill gaps left by primary insurance by covering out-of-pocket costs. The company assists residents with selecting policies that align with their health needs and financial situation. Service is available on an as-needed basis, allowing clients to request consultations or policy reviews when their circumstances change or coverage questions arise.
Lisa Simmons - State Farm Insurance Agent serves the Hawthorne, California area and its surrounding communities. As a supplemental insurance agent, this business handles policies designed to fill gaps left by primary health or life coverage. It assists clients in finding additional financial protection for unexpected medical expenses or income loss. The typical job is approached with a focus on explaining policy details clearly and offering personalized options that fit individual needs and budgets, ensuring each client understands their coverage choices.
Homeowners and small businesses in Hawthorne, CA turn to Falcon Insurance Agency for supplemental insurance coverage. This agency helps clients fill gaps in their primary policies with options such as accident, critical illness, or hospital indemnity plans. Its services focus on providing additional financial protection against unexpected medical or property-related expenses. Falcon Insurance Agency also serves clients in the neighboring communities of Inglewood and Gardena, offering the same supplemental insurance consultation and policy placement throughout the greater South Bay area of Los Angeles County.
Trujillo Insurance offers specialized supplemental insurance plans, including accident, critical illness, and hospital indemnity coverage. It assists individuals and families in Hawthorne, California, by helping fill gaps left by standard health insurance policies. The agency guides clients through plan selection and claims support for benefits that pay lump sums directly to the policyholder. During the open enrollment season, it also helps evaluate how supplemental coverage can offset rising out-of-pocket medical costs.
Some supplemental insurance policies require only a one-time purchase, while others involve recurring monthly premiums to maintain specific coverage. Located in Hawthorne, California, Allstate Insurance: Sam Nasr assists local residents in understanding these distinctions when exploring plans for medical gaps or accident protection. Clients can schedule meetings to review how supplemental benefits might integrate with existing health arrangements. Service operates on an as-needed basis, allowing customers to request consultations whenever they seek guidance on adjusting their current supplemental insurance.
In Hawthorne, when healthcare costs rise or life changes occur, local residents often seek ways to manage out-of-pocket gaps. New Southwest Insurance addresses these needs by offering supplemental insurance agent services designed to fill coverage shortfalls left by primary health plans. Focusing on plans that provide cash benefits for medical events or hospital stays, the company assists clients in navigating policy options for dental, vision, accident, or critical illness needs. Complete policy comparisons are available during an initial in-person or remote assessment to evaluate current healthcare expenses.
YourWay Insurance Services in Hawthorne, CA, helps local residents and businesses manage financial risk through standard insurance policies. The agency specializes in supplemental coverage that fills gaps left by major medical plans, offering added protection for unexpected health expenses and loss of income. Supplemental insurance can provide direct cash benefits for hospital stays, critical illness diagnosis, or accident recovery. YourWay Insurance Services works with clients across several commercial sectors, including offices, warehouses, and food service operations in the Hawthorne area.
What Does a a Supplemental Insurance Agent in Hawthorne Cost?
Supplemental insurance agent services are usually free to you because agents earn commissions from insurance companies. Medigap premiums in California vary widely from around $100 to over $300 per month depending on your age gender and plan type. Medicare Advantage plans may have low or zero monthly premiums but include copays and deductibles. This is general information not insurance advice.
About supplemental insurance agents in Hawthorne
Supplemental insurance agents in Hawthorne California help residents fill gaps in Medicare and other health coverage. These agents are licensed by the California Department of Insurance and must follow state rules on plan comparisons and disclosures. Many agents serve the South Bay area including Hawthorne and nearby cities like Inglewood and Torrance.
Frequently Asked Questions
What is a supplemental insurance agent in Hawthorne?
A supplemental insurance agent is a licensed professional who sells policies that cover costs not paid by original Medicare or employer plans. In California agents must hold a valid insurance license and pass a background check. They help you compare Medigap Medicare Advantage and other plans.
When can I enroll in a Medigap plan in California?
California has a Medigap open enrollment period that starts the first month you are 65 and enrolled in Medicare Part B. This period lasts 6 months. During this time you can buy any Medigap policy without medical underwriting. After this window insurers may deny coverage or charge higher rates based on health.
Are there California rules for Medicare Advantage plans?
Yes California requires Medicare Advantage plans to include a maximum out-of-pocket limit and cover essential health benefits. Agents must clearly explain plan networks drug formularies and cost-sharing. You can switch plans during the Annual Enrollment Period from October 15 to December 7 each year.
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