The top-rated supplemental insurance agent in Gilroy, California is Gina Lopez - State Farm Insurance Agent, rated 5.0 stars across 430 reviews. Other highly rated options include David Matzinger - State Farm Insurance Agent, MC Insurance Services, Fiesta Auto Insurance & Tax Service. This directory lists 18 supplemental insurance agents serving Gilroy.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Gina Lopez - State Farm Insurance Agent | 8401 Church St Ste B | (408) 846-9077 |
| 2 | David Matzinger - State Farm Insurance Agent | 651 1st St | (408) 842-9354 |
| 3 | MC Insurance Services | 60 4th St Suite 102 | (408) 848-2271 |
| 4 | Fiesta Auto Insurance & Tax Service | 751 1st St A | (408) 847-1200 |
| 5 | Di-Car Insurance Marketing | 6976 Automall Pkwy | (408) 848-9085 |
| 6 | Farmers Insurance - Stefanie Pinheiro | 190 1st St | (408) 842-4619 |
| 7 | Luis Bejar Rodriguez: Allstate Insurance | 1230 1st St Ste 203 | (408) 427-0112 |
| 8 | Farmers Insurance - Maria Cid | 8010 Wayland Ln #2f | (408) 848-8953 |
| 9 | Arline Silva: Allstate Insurance | 7691 Eigleberry St | (408) 842-5608 |
| 10 | Coast Auto Insurance | 280 E 10th St Suite F | (408) 842-1990 |
Gina Lopez - State Farm Insurance Agent serves the Gilroy, California area as a supplemental insurance agent. The agency helps clients strengthen their existing health coverage by offering policies designed to manage out-of-pocket costs from accidents or critical illnesses. It also provides plans that help replace lost income during medical recovery periods. This includes specific services like hospital indemnity plans and accident medical expense coverage.
David Matzinger - State Farm Insurance Agent in Gilroy, CA provides supplemental insurance policies that help cover gaps left by major medical plans, offering financial protection for unexpected health events and accidents. Service plans include regular policy reviews to adjust coverage as needs change over time, and claims assistance to guide clients through the filing process. This agent's services support a range of properties, including single-family homes, apartments, retail locations, and restaurants.
MC Insurance Services serves local homeowners, renters, and small business owners in Gilroy, CA, who seek specialized supplemental insurance policies. Their services help fill coverage gaps left by standard plans, ensuring clients receive support for unexpected out-of-pocket costs and deductibles. The agency assists with policy selection and claims guidance tailored to individual needs. MC Insurance Services also extends its supplemental insurance agent services to clients in the neighboring community of Morgan Hill and surrounding areas of southern Santa Clara County.
Fiesta Auto Insurance & Tax Service specializes in supplemental insurance plans that cover gaps left by major medical policies. The agency serves the Gilroy area, helping clients manage out-of-pocket costs and unexpected deductibles through voluntary coverage options. An agent here works closely with individuals to explore policies that address specific financial risks. Few supplements provide reassurance against losing income during a short-term hospital stay, a common worry as flu season peaks in the local community.
Di-Car Insurance Marketing serves the Gilroy area and surrounding communities in Santa Clara County, handling supplemental insurance coverage for clients who need to fill gaps in their primary health plans. This category of insurance typically includes policies for accident, critical illness, hospital indemnity, and dental care, helping to manage out-of-pocket costs that standard insurance may not cover. The agency approaches each job by first reviewing the client’s existing coverage before recommending specific supplemental plans that align with their individual needs and budget constraints.
Farmers Insurance - Stefanie Pinheiro in Gilroy, CA distinguishes between one-time policy consultations and ongoing service agreements for supplemental insurance coverage. This agent helps clients address gaps left by major medical plans by offering options such as accident, critical illness, or hospital indemnity policies. Coverage is tailored to local needs, ensuring residents have financial protection for unexpected healthcare costs. All service runs on a scheduled and as-needed basis, with renewals managed annually and policy reviews available upon request.
Luis Bejar Rodriguez: Allstate Insurance in Gilroy, CA specializes in supplemental insurance products that provide additional financial protection for unexpected health events. It also offers general services such as helping clients review existing coverage and identify potential gaps in their policies. The agency assists local residents with long-term care planning and hospital indemnity plans tailored to individual needs. As harvest season approaches, many Gilroy families rely on this agency to address coverage gaps that could arise from seasonal work injuries.
As Gilroy residents prepare for seasonal shifts that bring increased risks like fire damage or storm-related claims, Farmers Insurance - Maria Cid offers localized help to fill coverage gaps. This supplemental insurance agent provides plans addressing specific needs not fully covered by primary policies, such as dental, vision, or hospital indemnity options familiar to many in the area. The agent guides clients through plan comparisons using straightforward explanations of benefits. A typical process starts with a free home or business inspection to identify potential exposures and tailor a customized supplemental assessment.
Arline Silva: Allstate Insurance provides supplemental insurance products to individuals and businesses in the Gilroy, California area. The agency focuses on helping clients fill financial gaps left by standard health or life policies. Its specialty add-ons include accident, critical illness, and hospital indemnity plans designed to cover out-of-pocket costs. These extra policies can offset deductibles, copayments, and lost income during recovery. The agency serves commercial clients operating in offices, warehouses, and food service establishments.
Coast Auto Insurance serves as a supplemental insurance agent for residences in Gilroy, California. The agency also provides commercial coverage options tailored to local business needs within the surrounding area. Agents work to explain how supplemental policies can fill gaps in standard health or property plans. Follow-up service is available between regular visits to adjust coverage as personal or business circumstances change.
What Does a a Supplemental Insurance Agent in Gilroy Cost?
In California, Medigap Plan G premiums for a 65-year-old typically range from $120 to $250 per month depending on the carrier and location. Plan N is usually $30 to $60 less per month. Costs vary based on age, gender, and whether the policy uses attained-age or issue-age rating. This is general information and not insurance advice.
About supplemental insurance agents in Gilroy
Supplemental insurance agents in Gilroy help residents choose Medigap or Medicare Advantage plans that fit their budget and health needs. California law guarantees a six-month Medigap open enrollment period starting when you turn 65 and enroll in Part B. Local agents can explain how Gilroy hospitals and doctors accept different supplemental plans.
Frequently Asked Questions
What is a supplemental insurance agent in Gilroy?
A supplemental insurance agent helps you buy policies that cover costs not paid by Original Medicare. These agents are licensed in California and can compare Medigap plans from multiple carriers. They do not work for the government but assist with private insurance choices.
When can I enroll in a Medigap plan in California?
You have a six-month open enrollment period that starts when you are 65 or older and enrolled in Medicare Part B. During this time you can buy any Medigap policy without medical underwriting. After this period insurers may deny coverage or charge higher rates based on health.
Are there California rules that protect Medigap buyers?
Yes, California has a 30-day free look period that lets you cancel a Medigap policy for a full refund if you change your mind. Also, California law requires insurers to offer a guaranteed issue right in certain situations like losing employer coverage. These rules help ensure you have fair access to supplemental insurance.
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