The top-rated supplemental insurance agent in Fremont, California is Farmers Insurance - Virginia Tam, rated 4.9 stars across 386 reviews. Other highly rated options include Freeway Insurance, Christina Zeng - State Farm Insurance Agent, Farmers Insurance - Stephanie Lua. This directory lists 21 supplemental insurance agents serving Fremont.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Farmers Insurance - Virginia Tam | 833 Corporate Way | (510) 683-3883 |
| 2 | Freeway Insurance | 5211 Mowry Ave | (510) 680-7035 |
| 3 | Christina Zeng - State Farm Insurance Agent | 34245 Fremont Blvd | (510) 573-2699 |
| 4 | Farmers Insurance - Stephanie Lua | 43052 Christy St | (510) 771-9996 |
| 5 | Rich Castro - State Farm Insurance Agent | 39500 Stevenson Pl Ste 208 | (510) 791-1454 |
| 6 | Gleetopia Insurance | 38069 Martha Ave #500 | (650) 898-2838 |
| 7 | Jessie Jin | 39812 Mission Blvd | (510) 364-0266 |
| 8 | Tina Vu - State Farm Insurance Agent | 46923 Warm Springs Blvd #208 | (510) 979-9599 |
| 9 | VisitorPLANS | 39510 Paseo Padre Pkwy | (510) 353-1180 |
| 10 | Ivett Insurance Agency Inc | 37405 Joseph St | (510) 791-1307 |
Farmers Insurance - Virginia Tam serves Fremont, California, and the surrounding area as a supplemental insurance agent. The agency helps clients bridge gaps in their primary health coverage by offering policies designed to cover out-of-pocket costs and unexpected medical expenses. Its agents work with individuals and families to select plans that address specific financial needs without a lengthy application process. The agency assists with hospital indemnity plans and cancer insurance policies that provide direct cash benefits for treatment and recovery.
Freeway Insurance provides both one-time policy comparisons and ongoing policy management for supplemental coverage needs in Fremont, California. Coverage options vary from short-term accident or hospital indemnity plans to long-term critical illness or disability income protection. This agent helps clients navigate deductibles, copays, and coverage gaps that primary health insurance does not fill. Service runs on either a one-time consultation or an as-needed basis throughout the year whenever policy reviews or claims assistance is required.
Christina Zeng - State Farm Insurance Agent provides supplemental insurance services in Fremont, California. It helps clients select coverage that fills gaps left by major medical plans. The company offers ongoing policy reviews to adjust plans as health needs or life circumstances change. Service includes explaining plan benefits and assisting with claim filing procedures. Available policies may address accident recovery, critical illness, or hospital confinement costs. The agent serves individuals residing in single-family homes, apartments, retail spaces, and restaurants.
Homeowners, businesses, and property managers in Fremont, CA turn to Farmers Insurance - Stephanie Lua for supplemental insurance agent services. This agency helps clients fill gaps in standard coverage policies, addressing specific needs that primary insurance may not fully meet. Additional plans for accidents, critical illness, or hospital indemnity are explained based on individual circumstances. The office also serves neighboring Newark and the broader East Bay area communities for convenient access to benefit reviews.
Rich Castro - State Farm Insurance Agent in Fremont, CA offers supplemental insurance, providing both one-time policies and recurring payment options, such as monthly premiums. Coverage protects against specific income gaps or expenses that primary health plans may not fully address. Services operate on a scheduled basis, with clients typically renewing once per policy term unless a change occurs.
Serving Fremont and the surrounding East Bay communities, Gleetopia Insurance handles supplemental insurance coverage for local residents. It focuses on policies that fill gaps left by primary health plans, often helping with unexpected medical costs or lost income during recovery. Each policy is designed to work alongside existing coverage for added financial protection. The company typically begins with a thorough review of a client's current plan to identify specific needs, then presents clear options for simple lifetime event paperwork.
As the seasons change in Fremont, residents often find themselves reviewing gaps in their health coverage, particularly for costs that traditional plans leave uncovered. As a supplemental insurance agent, Jessie Jin helps local clients explore options for filling those shortfalls with targeted policies. Services focus on explaining how supplemental plans can assist with out-of-pocket expenses such as deductibles and copays. An initial consultation typically includes a review of current coverage to identify potential gaps, followed by scheduling a straightforward in-person or virtual inspection of the client’s specific insurance needs.
Tina Vu - State Farm Insurance Agent in Fremont, CA, specializes in supplemental insurance policies designed to cover gaps left by major medical plans. The agency assists local residents with understanding how additional coverage can protect against out-of-pocket costs from accidents or critical illnesses. It provides personalized consultations to help clients navigate plan options and ensure their specific needs are addressed throughout the year. As the winter season approaches, the agency helps individuals prepare for potential medical expenses tied to seasonal illnesses.
VisitorPLANS provides supplemental insurance coverage tailored to individuals in Fremont, California. These policies offer financial protection for gaps left by major medical plans, including vision, dental, and elective procedure benefits. Such additions help manage out-of-pocket costs and provide cash benefits for specific health services. The company serves a range of local commercial sectors, including offices, warehouses, and food service operations, where it helps employees access supplementary health coverage through workplace benefit programs.
Ivett Insurance Agency Inc in Fremont, CA provides supplemental insurance services primarily to residential clients throughout the local area, offering additional coverage options that help fill gaps left by standard health plans. Commercial clients in surrounding communities also receive tailored supplemental policies to support their business needs. Service area encompasses Fremont and nearby neighborhoods. Agents assist with plan selection, claims questions, and policy adjustments between the client’s regular quarterly or annual visits, ensuring continuous support without requiring an appointment for minor updates.
What Does a a Supplemental Insurance Agent in Fremont Cost?
Supplemental insurance agent services in California are typically free to the consumer because agents earn commissions from insurance companies. Policy costs vary by plan type age and health. For example a Medicare Supplement Plan G in Fremont can range from 120 to 250 per month for a 65 year old. Dental or vision plans may cost 30 to 80 per month. This is general information not insurance advice.
About supplemental insurance agents in Fremont
Supplemental insurance agents in Fremont California help residents find policies that cover gaps in Medicare or employer health plans. California law requires agents to be licensed by the California Department of Insurance. Fremont agents can assist with Medicare Supplement plans which have specific enrollment rules under federal and state law.
Frequently Asked Questions
What is a supplemental insurance agent in Fremont?
A supplemental insurance agent is a licensed professional who helps you buy policies that pay for costs not covered by primary health insurance. In Fremont these agents often specialize in Medicare Supplement plans and dental or vision policies.
When can I enroll in a Medicare Supplement plan in California?
You have a six month Medigap open enrollment period starting the month you turn 65 and enroll in Medicare Part B. During this time you cannot be denied coverage for pre-existing conditions. California also has a birthday rule that allows you to switch Medigap plans within 60 days of your birthday without medical underwriting.
How do I verify a supplemental insurance agents license in California?
You can check an agents license status on the California Department of Insurance website. Enter the agents name or license number to confirm they are active and have no disciplinary actions. All agents selling supplemental insurance in Fremont must hold a valid California license.
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