The top-rated supplemental insurance agent in El Monte, California is CGI Agency Insurance, rated 4.9 stars across 247 reviews. Other highly rated options include Freeway Insurance, Hammer Insurance Services Inc., Mundo Latino Insurance. This directory lists 19 supplemental insurance agents serving El Monte.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | CGI Agency Insurance | 4381 Peck Rd | (626) 448-4200 |
| 2 | Freeway Insurance | 11820 Valley Blvd Ste 6A | (626) 322-9495 |
| 3 | Hammer Insurance Services Inc. | 11629 Lower Azusa Rd | (626) 329-4770 |
| 4 | Mundo Latino Insurance | 10810 Ramona Blvd | (626) 448-9871 |
| 5 | Veronica's Insurance El Monte | 10748 Garvey Ave | (323) 616-1653 |
| 6 | Covered California Certified Agent | 4381 Peck Rd D | (626) 547-2640 |
| 7 | AAA El Monte Insurance Sales | 3534 Peck Rd | (855) 415-6541 |
| 8 | Sequence Insurance & Income Tax Services | 10933 Main St Ste D-9 | (626) 325-6520 |
| 9 | Revival Insurance Services | 2364 Peck Rd | (626) 443-0101 |
| 10 | Amadeus Insurance Services | 3736 Peck Rd | (626) 444-1855 |
CGI Agency Insurance serves the El Monte, California, area as a supplemental insurance agent. This firm helps individuals and families obtain coverage designed to fill gaps left by primary health plans. Representatives work with clients to explain options for managing out-of-pocket medical costs. They guide customers through selecting policies that address specific financial needs during illness or injury. Common supplemental offerings include plans for hospital confinement, critical illness episodes, and accidental injury events. The agency regularly processes applications for accident medical expense reimbursement and fixed-benefit hospital indemnity policies.
Freeway Insurance offers supplemental insurance policies in El Monte, California, focusing on additional health and accident coverage. Its general work assists clients in bridging gaps left by major medical plans, providing financial support for deductibles or copays. The office addresses local concerns such as needing extra income protection during flu season or when facing unexpected employment gaps that disrupt regular healthcare benefits.
In El Monte, where seasonal enrollment periods often create short windows for coverage decisions, residents seek guidance on supplemental insurance choices. Hammer Insurance Services Inc. serves this local need by focusing on gap-filling policies that address costs not covered by primary health plans. Their approach begins with an in-home or virtual inspection of an individual’s existing benefits and lifestyle requirements. After this initial assessment step, they outline potential options for income protection or medical expense assistance without making unsupported promises.
Mundo Latino Insurance serves the El Monte, California area and its surrounding communities as a supplemental insurance agent. It handles policies that cover gaps left by major medical plans, such as accident, hospital indemnity, and critical illness coverage. The agency works with clients to identify their specific needs and then presents suitable policy options. It processes applications by verifying eligibility and assisting with required paperwork to ensure coverage details are clearly understood.
Veronica's Insurance El Monte serves homeowners and renters in El Monte, California who need coverage for gaps left by major medical plans, offering supplemental insurance policies that help with out-of-pocket costs like deductibles and copays. The agency guides clients through options for accident, critical illness, and hospital indemnity plans to provide financial protection during unexpected health events. Its services also extend to neighboring communities throughout the San Gabriel Valley.
Covered California Certified Agent serves the El Monte area by helping individuals and families select supplemental insurance policies that fill gaps in primary health coverage. This local agency specializes in offering additional benefit plans such as dental, vision, and accident insurance to provide extra financial protection. The agency supports a variety of commercial clients, including office-based businesses, warehouses, and food service operations, tailoring supplemental coverage to meet their specific workforce needs.
AAA El Monte Insurance Sales offers supplemental insurance policies designed to fill gaps in primary health coverage for local residents. The agency helps clients understand available plans and assists with routine policy maintenance, including claim support and benefit updates. Its agents work to explain how supplemental insurance can cover out-of-pocket costs not addressed by major medical plans. AAA El Monte Insurance Sales typically serves households in the El Monte area, including those in single-family homes, apartments, retail businesses, and restaurants.
Located in El Monte, California, Sequence Insurance & Income Tax Services offers supplemental insurance tailored to cover gaps that major medical plans often leave behind. This type of insurance provides a separate, one-time benefit for eligible events such as accident or critical illness, while long-term coverage can be structured as a scheduled monthly benefit for ongoing conditions like disability. Policies are designed for self-directed purchase outside employer or government programs. Service arrangements operate on an as-needed basis, with clients initiating contact when they wish to enroll, modify, or review their supplemental plans.
Revival Insurance Services specializes in offering supplemental insurance products to residents of El Monte, CA, covering gaps left by major medical plans. It assists clients in selecting policies that provide financial protection for unexpected copays, deductibles, and other out-of-pocket expenses. Services focus on individual needs, helping policyholders navigate their coverage options with clarity and practical guidance. The agency also addresses concerns related to seasonal flu complications, ensuring clients have supplemental benefits in place before high-illness periods.
What Does a a Supplemental Insurance Agent in El Monte Cost?
Supplemental insurance plan costs in California vary widely by plan type age and location. For example a Medigap Plan G in El Monte can range from 120 to 250 dollars per month for a 65-year-old. Medicare Advantage plans often have low or zero monthly premiums but include copays and deductibles. This is general information and not insurance advice.
About supplemental insurance agents in El Monte
Supplemental insurance agents in El Monte California help residents find plans that cover costs not paid by original Medicare or employer health insurance. California state law requires agents to be licensed by the California Department of Insurance and to follow strict rules about plan comparisons and disclosures. Local agents understand the specific health plan networks and pricing available in the San Gabriel Valley area.
Frequently Asked Questions
What is a supplemental insurance agent in El Monte?
A supplemental insurance agent is a licensed professional who helps you compare and enroll in Medigap Medicare Advantage dental vision or other gap-filling plans. In California agents must pass a state exam and complete continuing education every two years to keep their license active.
When can I enroll in a supplemental plan in California?
You have a six-month Medigap open enrollment period that starts when you are 65 and enrolled in Medicare Part B. In California you also get a guaranteed issue right once per year during your birthday month to switch Medigap plans without medical underwriting.
Do supplemental insurance agents charge a fee in El Monte?
Most supplemental insurance agents are paid by the insurance company through commissions so they do not charge you a direct fee. California law requires agents to disclose their compensation method before you enroll in any plan.
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