The top-rated supplemental insurance agent in Concord, California is Globe Life American Income Division: McQuade Organization, rated 4.9 stars across 1,289 reviews. Other highly rated options include Fiesta Auto Insurance & Tax Service, TruSummit Insurance, Hamid Ray Asemi - State Farm Insurance Agent. This directory lists 20 supplemental insurance agents serving Concord.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Globe Life American Income Division: McQuade Organization | 4005 Port Chicago Hwy Suite 225 | (925) 849-6864 |
| 2 | Fiesta Auto Insurance & Tax Service | 1500 Monument Blvd Suite E7 | (925) 849-0050 |
| 3 | TruSummit Insurance | 51 John Glenn Dr | (925) 452-6969 |
| 4 | Hamid Ray Asemi - State Farm Insurance Agent | 3600 Clayton Rd A | (925) 726-0154 |
| 5 | HealthMarkets Insurance - Steve Snyder | 1200 Contra Costa Blvd Suite A | (510) 599-4700 |
| 6 | Mainstream Insurance Services, LLC | 1320 Willow Pass Rd Suite 600 | (925) 326-6895 |
| 7 | Health Wise Insurance Agency | 1470 Civic Ct #350 | (866) 349-7050 |
| 8 | Monumental Insurance Services LLC | 1070 Concord Ave #280 | (925) 349-5203 |
| 9 | Atlas Mutual Insurance Services | 1320 Willow Pass Rd Suite 600 | (888) 702-8527 |
| 10 | AGENT2000 Commercial & Personal Insurance Brokers | 1220 Diamond Way Ste 250 | (925) 827-0510 |
Globe Life American Income Division: McQuade Organization serves the Concord, California metro area and the surrounding Contra Costa County region as a local supplemental insurance agent. The agency helps residents fill gaps in their primary health coverage by offering policies that pay cash benefits directly to the policyholder. Typical services include accident and critical illness insurance plans, which provide lump-sum payments for unexpected medical events. The agency also handles hospital indemnity and cancer insurance policies for area residents.
Serving the Concord, California area, Fiesta Auto Insurance & Tax Service provides supplemental insurance coverage. This category of insurance offers policies that pay cash benefits directly to policyholders for specific events not fully covered by major medical plans. Common examples include accident, critical illness, and hospital indemnity policies. The agency focuses on filling coverage gaps for both individuals and businesses. It can serve various commercial sectors, such as offices, warehouses, and food service operations, helping them manage financial risks with targeted additional protection.
TruSummit Insurance offers a full range of supplemental insurance plans, including policies designed to cover gaps left by major medical coverage, such as accident, critical illness, and hospital indemnity benefits. Its service approach focuses on helping clients understand their existing health coverage and then tailoring additional protection to meet individual needs and budgets. The company serves homeowners with single-family houses, manages coverage for apartment complexes, and handles policies for retail storefronts and local restaurants.
Homeowners and renters in Concord, California turn to Hamid Ray Asemi - State Farm Insurance Agent for supplemental insurance policies that fill gaps left by primary health or property plans. This agency offers tailored coverage options often needed for deductibles or uncovered medical expenses. Residents seeking financial protection against unexpected costs can discuss their specific needs for accident or hospital indemnity plans. The office also provides service to clients throughout the neighboring Clayton and Pleasant Hill communities.
HealthMarkets Insurance - Steve Snyder serves Concord, California, and the surrounding communities in Contra Costa County. This independent agency handles supplemental insurance products, including policies for health, life, and accident-related coverage that help bridge gaps left by primary medical plans. When a client seeks to protect against out-of-pocket expenses, the agent first assesses their existing coverage and household needs. A typical job then proceeds by comparing plan options from multiple carriers within the area to present a straightforward choice suited to the client’s specific situation and budget.
Mainstream Insurance Services, LLC, located in Concord, CA, helps clients distinguish between one-time coverage needs, such as a short-term accident policy, and recurring plans like ongoing hospital indemnity insurance. As a supplemental insurance agent, the company offers policies designed to fill gaps left by primary health insurance, including fixed cash benefits for specific events. These services typically operate on a one-time policy purchase or an as-needed enrollment schedule depending on the client’s chosen plan type.
Health Wise Insurance Agency in Concord, CA provides specialized supplemental insurance policies that cover out-of-pocket expenses not paid by major medical plans. The agency helps local residents understand and select add-on coverage for gaps in their existing health insurance. Its general service work includes guiding clients through plan comparisons and enrollment processes. As the end of the annual open enrollment period approaches, it assists those who need to secure additional protection for unexpected medical costs or hospital stays.
As Concord residents approach the annual Medicare open enrollment season, many seek to fill gaps in their primary health coverage. Monumental Insurance Services LLC offers supplemental insurance policies designed to address these financial exposures for local policyholders. Their work focuses on matching clients with coverage for copayments, deductibles, and out-of-pocket costs. An in-person or virtual assessment of the applicant’s existing medical plan and anticipated health needs is scheduled before any proposal is presented.
Atlas Mutual Insurance Services serves residential clients in Concord, California, offering supplemental insurance for health events not covered by primary plans. The agency also provides commercial coverage options for local small businesses needing additional policy layers. Service extends throughout the wider Concord area to meet ongoing community needs. Each client receives a tailored review of available plans during regular visits, ensuring coverage keeps pace with changing circumstances. Between those scheduled appointments, the agency follows up promptly to adjust policies or address emerging questions.
What Does a a Supplemental Insurance Agent in Concord Cost?
Supplemental insurance agent services in California are typically free to consumers because agents earn commissions from insurance companies. Medigap plan premiums in Concord range from about $100 to $300 per month for a 65-year-old, depending on the plan type and insurer. Costs vary by age, health status, and the specific plan chosen. This is general information, not insurance advice.
About supplemental insurance agents in Concord
Supplemental insurance agents in Concord, California help residents choose Medigap or Medicare Supplement plans to cover out-of-pocket costs. Under California law, you have a 30-day free look period after buying a Medigap policy to change your mind. Agents also guide clients on California-specific open enrollment rules and guaranteed issue protections.
Frequently Asked Questions
What is a supplemental insurance agent in Concord?
A supplemental insurance agent in Concord helps you buy private health plans that fill gaps in Original Medicare. They explain Medigap options and assist with enrollment. Agents must be licensed by the California Department of Insurance.
When can I enroll in a Medigap plan in California?
You have a six-month Medigap open enrollment period starting when you are 65 and enrolled in Medicare Part B. During this time, you can buy any Medigap policy without medical underwriting. After that, insurers may use health questions.
Does California have special rules for Medigap plans?
Yes, California has a birthday rule that lets you switch to a similar or lesser Medigap plan within 60 days after your birthday without underwriting. This applies if you already have a Medigap policy. The state also requires a 30-day free look period for new policies.
Supplemental Insurance Agents in Other California Cities
Alameda · Alhambra · Aliso Viejo · Anaheim · Antioch · Apple Valley · Arcadia · Atascadero · Bakersfield · Baldwin Park · Banning · Bell Gardens · Bellflower · Benicia · Berkeley