The top-rated supplemental insurance agent in Chico, California is Acceptance Insurance, rated 5.0 stars across 353 reviews. Other highly rated options include Cost-U-Less Insurance, Kevin Baker Insurance Agency, Heritage Insurance Agency. This directory lists 20 supplemental insurance agents serving Chico.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Acceptance Insurance | 240 W East Ave ste c | (530) 681-4011 |
| 2 | Cost-U-Less Insurance | 166 Cohasset Rd # 3 | (530) 206-0967 |
| 3 | Kevin Baker Insurance Agency | 383 Connors Ct Ste A | (530) 893-8301 |
| 4 | Heritage Insurance Agency | 290 Airpark Blvd | (530) 894-3276 |
| 5 | Jeff Fowler Insurance Services, Inc. | 426 Broadway St #205 | (530) 267-6268 |
| 6 | GCI Health Insurance Services | 110 Independence Cir Ste 101 | (530) 895-3882 |
| 7 | Nevin & Witt Insurance Services | 1600 Mangrove Ave #195 | (530) 894-0111 |
| 8 | Chico Creek Insurance Services, LLC - Owner, Julio Ramirez | 500 Cohasset Rd #34 | (530) 636-0241 |
| 9 | Firm Foundations Insurance & Benefits Center | 1530 Humboldt Rd #5 | (530) 891-4673 |
| 10 | Luquin's Insurance Services | 1041 Village Ln | (530) 809-2993 |
Acceptance Insurance, a supplemental insurance agent in Chico, California, offers plans that pay out a lump sum for covered events, differing from traditional health insurance that reimburses ongoing medical expenses. These policies typically cover gaps like deductibles or lost income during recovery. Service can be scheduled as a one-time consultation to review needs, or it can operate on an as-needed basis for claims assistance or policy adjustments.
Serving Chico and the surrounding communities of Butte County, Cost-U-Less Insurance provides supplemental insurance agent services. The company assists clients in finding additional coverage to help close gaps left by primary health or life insurance policies. This type of insurance can offer financial support for expenses such as deductibles, copays, or lost income during recovery. A typical job begins with a discussion of the client’s existing coverage and specific needs, then proceeds to compare available policy options and present a straightforward explanation of each plan.
Kevin Baker Insurance Agency serves the Chico, California area as a supplemental insurance agent. The company focuses on helping individuals fill gaps left by primary health coverage, offering plans that address out-of-pocket costs and unexpected medical expenses. These supplemental policies can provide financial support for hospital stays, accident recovery, and critical illness treatment. The agency works to connect local residents with coverage options that complement their existing benefits. Policy options frequently include plans for accident, hospital indemnity, and critical illness protection.
Heritage Insurance Agency provides supplemental insurance solutions to residents in the Chico area. Their service offerings include helping clients navigate Medicare supplements, critical illness coverage, and hospital indemnity plans. The agency focuses on explaining plan benefits clearly and assists with claims support and annual policy reviews to ensure coverage remains appropriate. They service a range of property types, including single-family homes, apartments, retail businesses, and restaurants throughout the local community.
Homeowners, businesses, and property managers in Chico, CA turn to Jeff Fowler Insurance Services, Inc. for supplemental insurance coverage. This agency helps local clients bridge gaps left by primary policies, addressing needs that standard plans may overlook. By offering specialized solutions, it works to provide added financial protection for unexpected expenses or uncovered losses. The company also serves customers in surrounding areas within Butte County, including the community of Paradise to the east.
GCI Health Insurance Services in Chico, CA helps clients understand the difference between initial enrollment as a one-time event and the ongoing availability of supplemental coverage adjustments during open enrollment periods. Supplemental insurance agents in the area focus on filling gaps left by primary health plans, covering costs such as deductibles or copays for accidents or critical illnesses. Service runs on an as-needed basis when clients request policy reviews or need to make changes.
Serving Chico, California, and the surrounding communities, Nevin & Witt Insurance Services works as a supplemental insurance agent. It helps local residents close gaps in their primary health coverage by offering policies that address specific needs like accident, critical illness, or hospital indemnity. These plans are designed to provide financial support when unexpected medical events occur. The agency generally begins a typical job by reviewing a client’s existing benefits and identifying where supplementary protection would be most valuable.
As a supplemental insurance agent, Chico Creek Insurance Services, LLC, owned by Julio Ramirez, helps Chico residents access policies that cover gaps in major medical plans. This agency regularly works with clients seeking additional financial protection through simple, fixed-benefit products. Whether preparing for unexpected medical stays or planning routine care, supplemental insurance can provide needed reimbursements. A common seasonal concern the agent often addresses is how to manage out-of-pocket expenses that increase during winter’s cold and flu season.
Firm Foundations Insurance & Benefits Center works with individuals and business owners in Chico to address gaps in their existing health coverage. The agency focuses on supplemental plans that help cover out-of-pocket costs for accidents, critical illnesses, and hospital stays. These policies can also provide direct cash benefits for unexpected medical events. The company serves a variety of commercial settings, including professional offices, warehouse operations, and food service establishments.
As summer heat settles over Chico, many residents look for ways to protect their budget from unexpected medical costs. Luquin's Insurance Services helps local families and individuals fill gaps left by major medical coverage through supplemental insurance plans. Working as a supplemental insurance agent in this area means connecting clients with policies that cover hospital stays, accident expenses, and other out-of-pocket costs. New clients complete a straightforward assessment to review their existing coverage and discuss which supplemental options might address their specific financial needs.
What Does a a Supplemental Insurance Agent in Chico Cost?
Supplemental insurance costs in California vary by plan type age and location. Medigap Plan G premiums in Chico typically range from 120 to 250 dollars per month for a 65 year old. Medicare Advantage plans often have lower monthly premiums but higher out of pocket costs. This is general information not insurance advice.
About supplemental insurance agents in Chico
Supplemental insurance agents in Chico California help residents fill gaps in Medicare and other health coverage. California law requires agents to be licensed by the California Department of Insurance and to follow strict disclosure rules. Local agents understand the specific needs of Butte County residents including access to Enloe Medical Center and other regional providers.
Frequently Asked Questions
What is a supplemental insurance agent in Chico?
A supplemental insurance agent helps you buy policies that cover costs not paid by Original Medicare like copays deductibles and coinsurance. In California agents must provide a written outline of coverage before you enroll.
Do I need a special license to sell supplemental insurance in California?
Yes agents must hold a valid California insurance license and complete ongoing education. They must also disclose if they represent one company or multiple carriers so you know your options.
Can I change supplemental plans anytime in California?
No you generally have a 6 month Medigap open enrollment period starting when you are 65 and enrolled in Part B. Outside that window insurers may use medical underwriting in California though some guaranteed issue rights exist in specific situations.
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