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Find Supplemental Insurance Agents Near You in Carlsbad, CA

Browse supplemental insurance agents serving Carlsbad, California. Updated 2026-07-14.

The top-rated supplemental insurance agent in Carlsbad, California is Gaslamp Insurance, rated 4.6 stars across 1,705 reviews. Other highly rated options include Hayek Insurance, The Insurance Place, Alta Vista Insurance Agency. This directory lists 21 supplemental insurance agents serving Carlsbad.

Showing 21 supplemental insurance agents in Carlsbad, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Gaslamp Insurance2244 Faraday Ave #125(800) 920-4125
2Hayek Insurance2777 Jefferson St Suite 203-D(800) 860-8835
3The Insurance Place2111 Palomar Airport Rd # 322(760) 643-2100
4Alta Vista Insurance Agency2585 Pio Pico Dr Suite 100(844) 629-1500
5Ken May Insurance Services3146 Tiger Run Ct #114(760) 893-8055
6JP Hayes Insurance Agency3129 Tiger Run Ct Ste 201(760) 935-3429
7Dave Miller Insurance2318 Pio Pico Dr(760) 717-1707
8SSA Insurance Services2556 Gateway Rd(760) 607-6177
9Benefits by Design Insurance Services1902 Wright Pl 2nd Floor(760) 696-3573
10Purely Insurance Solutions2794 Gateway Rd(877) 215-5431 ext. 113
GI
2244 Faraday Ave #125
Gaslamp Insurance
Supplemental Insurance Agent · Carlsbad, CA

Gaslamp Insurance serves Carlsbad and the greater San Diego County area as a supplemental insurance agent. The company assists individuals and families by offering policies that fill coverage gaps left by major medical plans. These supplemental plans can provide financial protection for costs such as deductibles, copays, and other out-of-pocket expenses. Common services in this field include guiding clients through the enrollment process and helping them compare plan options. In this area, the firm frequently handles Medicare Supplement plans and hospital indemnity coverage.

HI
2777 Jefferson St Suite 203-D
Hayek Insurance
Supplemental Insurance Agent · Carlsbad, CA

Hayek Insurance offers a range of supplemental insurance policies designed to cover gaps left by standard health plans, including accident, critical illness, and hospital indemnity coverage. Its service approach focuses on helping clients understand policy details and filing claims efficiently. The company serves the Carlsbad area with personalized policy reviews and renewal support. It provides these supplemental insurance services to single-family homes, apartments, retail, and restaurants.

IP
2111 Palomar Airport Rd # 322
The Insurance Place
Supplemental Insurance Agent · Carlsbad, CA

The Insurance Place serves homeowners and professionals in Carlsbad, California who seek supplemental insurance to fill gaps in their primary health, accident, or dental coverage. Its policies are designed to provide financial protection for unexpected medical costs and lost income. By offering personalized consultations, the agency helps clients identify suitable plans that address their specific needs without overcomplicating the selection process. The company also extends its services to residents and businesses throughout neighboring Oceanside and the wider North County coastal area.

AV
2585 Pio Pico Dr Suite 100
Alta Vista Insurance Agency
Supplemental Insurance Agent · Carlsbad, CA

Alta Vista Insurance Agency serves the greater Carlsbad area and surrounding coastal communities of North San Diego County, helping clients navigate supplemental insurance options. It handles policies designed to cover gaps left by primary health insurance, such as accident, critical illness, and hospital indemnity plans. Residents seek these additional coverages to help manage out-of-pocket expenses during unexpected medical events. The agency typically begins by reviewing a client's existing coverage to identify potential financial exposures before recommending suitable plans.

KM
3146 Tiger Run Ct #114
Ken May Insurance Services
Supplemental Insurance Agent · Carlsbad, CA

Ken May Insurance Services in Carlsbad, CA distinguishes between single-life supplemental policies and recurring group benefit renewals, focusing on coverage that fills gaps left by major medical plans. In this area, supplemental agents typically help clients with accident, critical illness, or hospital indemnity options to manage out-of-pocket costs. The company intends its service to be available on an as-needed basis for individual policy consultations and annual review periods for existing clients.

JH
3129 Tiger Run Ct Ste 201
JP Hayes Insurance Agency
Supplemental Insurance Agent · Carlsbad, CA

JP Hayes Insurance Agency offers specialized supplemental insurance plans designed to cover gaps left by primary health policies in Carlsbad, CA. The agency generally assists clients with policies that provide direct cash benefits for accidents, critical illnesses, and hospital stays. These plans help manage out-of-pocket expenses and income loss unrelated to regular medical coverage. As locals face seasonal fire hazards or unexpected health emergencies, the agency helps ensure financial protection when standard insurance falls short.

DM
2318 Pio Pico Dr
Dave Miller Insurance
Supplemental Insurance Agent · Carlsbad, CA

As the summer heat and seasonal events in Carlsbad prompt residents to consider their health coverage gaps, Dave Miller Insurance provides focused support as a supplemental insurance agent. The company assists local families in understanding options like accident, critical illness, or hospital indemnity plans that work alongside primary policies. They help clients assess personal risks and choose appropriate protection. The process begins with an initial consultation to review individual needs and current coverage.

SI
2556 Gateway Rd
SSA Insurance Services
Supplemental Insurance Agent · Carlsbad, CA

SSA Insurance Services operates in Carlsbad, California, as a supplemental insurance agent, helping clients fill coverage gaps left by standard health and life policies. Their specialty includes offering add-on plans for accident, critical illness, and hospital confinement, providing additional financial protection against unforeseen medical events. The company serves a range of commercial sectors, including local offices, warehouses, and food service establishments, tailoring its policies to meet distinct business needs.

BB
1902 Wright Pl 2nd Floor
Benefits by Design Insurance Services
Supplemental Insurance Agent · Carlsbad, CA

Benefits by Design Insurance Services provides supplemental insurance coverage to residents in the Carlsbad, California, area. For commercial clients, the agency offers similar ancillary policies designed to fill gaps left by major medical plans. Their local work involves explaining Medicare supplements, accident, cancer, or hospital indemnity plans to prospective clients. After an initial enrollment, the agency typically follows up with policyholders for annual review or when personal needs change, ensuring coverage adjustments between regular scheduled visits are addressed promptly.

PI
2794 Gateway Rd
Purely Insurance Solutions
Supplemental Insurance Agent · Carlsbad, CA

Purely Insurance Solutions in Carlsbad, CA operates as a supplemental insurance agent, helping clients fill gaps left by major medical plans. The company’s range includes options that provide cash directly for expenses such as deductibles, co-pays, and daily living needs. These plans often cover accidents, critical illness, and hospital stays. As a specialty service, the agency can add cancer-specific coverage to help policyholders manage treatment-related financial burdens.

HI
2888 Loker Ave E #221
Health Insurance Services
Supplemental Insurance Agent · Carlsbad, CA
(760) 672-3666
healthsecurity1.com
MC
2173 Salk Ave Suite 250
Metro Coast Insurance Services, LLC
Supplemental Insurance Agent · Carlsbad, CA
(949) 238-6399
metrocoastinsurance.com
CH
2888 Loker Ave E #221
California Health Quote Insurance
Supplemental Insurance Agent · Carlsbad, CA
(800) 788-4678
SI
7736 Via Rico
SPF Insurance Services Carlsbad
Supplemental Insurance Agent · Carlsbad, CA
(619) 937-3635
spfinsurance.com/health-insurance/carlsbad-ca-broker
KI
5120 Avenida Encinas #100
KingBenefits Insurance Solutions, Inc.
Supplemental Insurance Agent · Carlsbad, CA
(760) 438-8850
kingbenefits.com
CC
701 Palomar Airport Rd Ste 330
Covered CA - Compare HealthCare Insurance & Medicare Plans
Supplemental Insurance Agent · Carlsbad, CA
(760) 585-4268
comparehealthplans.info
BI
1902 Wright Pl #160
BF Insurance Agency
Supplemental Insurance Agent · Carlsbad, CA
(760) 405-8999
bfinsuranceagency.com
HI
2558 Roosevelt St #200
Health Insurance Plan Experts
Supplemental Insurance Agent · Carlsbad, CA
(858) 206-8262
CG
2413 Lapis Rd
Carlsbad General Insurance Agency LLC
Supplemental Insurance Agent · Carlsbad, CA
(760) 444-2662
carlsbadgeneralinsurance.com
HW
2888 Loker Ave E #110
HR West Insurance Agency
Supplemental Insurance Agent · Carlsbad, CA
(760) 688-4249
hrwia.com
AH
2888 Loker Ave E #111
AE Health Insurance Options
Supplemental Insurance Agent · Carlsbad, CA
(800) 794-0762
aehealthinsuranceoptions.com

What Does a a Supplemental Insurance Agent in Carlsbad Cost?

Supplemental insurance agents in California typically do not charge you directly because they earn commissions from insurance companies. For Medigap plans, monthly premiums in Carlsbad range from about 100 to 300 dollars depending on age, health, and plan type. Medicare Advantage plans may have low or zero premiums but include copays and deductibles. Costs vary by case and carrier. This is general information, not insurance advice.

About supplemental insurance agents in Carlsbad

Supplemental insurance agents in Carlsbad, California help residents find coverage that fills gaps in Medicare or employer plans. California law requires agents to be licensed by the California Department of Insurance and follow strict rules about plan comparisons. Local agents can explain how California-specific rules like the Medigap birthday rule affect your options.

Frequently Asked Questions

What is a supplemental insurance agent in Carlsbad?

A supplemental insurance agent is a licensed professional who helps you choose and enroll in plans like Medigap, Medicare Advantage, or hospital indemnity insurance. They work with multiple carriers to find options that fit your needs and budget.

Do I need a supplemental insurance agent in California?

Using an agent is not required but can simplify the process. California has a Medigap birthday rule that gives you 60 days each year to switch to a similar or lesser plan without medical underwriting. An agent can help you understand this rule and compare plans.

How do I verify a supplemental insurance agent license in Carlsbad?

You can check an agent license status on the California Department of Insurance website. Look for a valid license number and confirm there are no disciplinary actions. Agents must renew their license every two years.

Supplemental Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each supplemental insurance agent's credentials and current standing with your state Department of Insurance.