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Directory of renters insurance agents in Utica, New York. Verify credentials with the state department of insurance before hiring.
11 agents listed
Updated May 2026
Utica, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 11 renters insurance agents in Utica, NY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Scott Grates - State Farm Insurance Agent
430 Trenton Rd, Utica, NY 13502
(315) 797-7763
insuranceforutica.com
AAA Utica
430 Court St, Utica, NY 13502
(315) 797-5452
branches.northeast.aaa.com
Freeway Insurance
334 Genesee St, Utica, NY 13501
(315) 567-4346
locations.freeway.com
Matt Nimey Insurance Agency
By appointment Only, 2001 Bleecker St, Utica, NY 13501
(315) 737-6099
mattnimeyinsurance.com
Dan Meehan - State Farm Insurance Agent
2023 Sunset Ave, Utica, NY 13502
(315) 735-4494
danmeehaninsurance.com
BEACH AGENCY INC
1111 Oriskany St W, Utica, NY 13502
(315) 793-7626
beachagencyinsurance.com
Michael Garcia: Allstate Insurance
2046 Genesee St, Utica, NY 13502
(315) 793-3322
agents.allstate.com
Scalzo Zogby & Wittig Inc
120 Lomond Ct, Utica, NY 13502
(315) 792-0000
szwinsurance.com
Farmers Insurance - Michelle Santillo-Romano
2400 Genesee St, Utica, NY 13502
(315) 765-6531
agents.farmers.com
Good Move Insurance Co
409 Court St, Utica, NY 13502
(332) 208-9821
Diversity Insurance Agency
1021 Mohawk St, Utica, NY 13501
(315) 678-0000
Renters insurance agents in Utica New York help tenants find policies that protect personal belongings and provide liability coverage. New York law does not require renters insurance but many landlords in Utica now ask for proof of coverage in lease agreements. An agent can explain how local factors like severe winter weather and older building construction affect your policy needs.
What Does a Renters Insurance Agent in Utica Cost?
Renters insurance in New York typically costs between 15 and 30 dollars per month for a standard policy with 30,000 dollars in personal property coverage. In Utica rates may be slightly lower than in New York City but can vary based on the building age crime rates and your credit history. An agent can give you a personalized quote. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a renters insurance agent in Utica do?
A renters insurance agent in Utica helps you compare policies from different insurance companies. They explain coverage limits deductibles and exclusions specific to New York. The agent can also help you adjust your policy if you move or acquire valuable items.
Is renters insurance required by law in New York?
No New York state law does not require renters insurance. However many landlords in Utica include a clause in the lease that requires tenants to carry a policy. An agent can help you meet that requirement without overpaying.
How does New York law affect renters insurance claims?
New York has a six year statute of limitations for breach of contract claims including insurance disputes. If you have a claim your agent can guide you through the process and help you understand your rights under New York insurance regulations. Prompt reporting of damage is important to avoid denial.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New York.