The top-rated renters insurance agent in Clifton Park, New York is Doug Neil Insurance Agency, rated 5.0 stars across 1,356 reviews. Other highly rated options include Tim Mcgrath - State Farm Insurance Agent, Farmers Insurance - Christine Sheppard, Cote Insurance Agency. This directory lists 23 renters insurance agents serving Clifton Park.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Doug Neil Insurance Agency | 955 NY-146 | (518) 783-3311 |
| 2 | Tim Mcgrath - State Farm Insurance Agent | 1471 US-9 Unit 107 | (518) 631-5113 |
| 3 | Farmers Insurance - Christine Sheppard | 632 Plank Rd #111 | (518) 220-2010 |
| 4 | Cote Insurance Agency | 1690 US-9 | (518) 630-6478 |
| 5 | Michele Metzger at Comparion Insurance Agency | 28 Corporate Dr #106 | (518) 243-1129 |
| 6 | Lee Serino - State Farm Insurance Agent | 868 NY-146 | (518) 371-0377 |
| 7 | Foursurance | 636 Plank Rd # 109 | (518) 978-4044 |
| 8 | Farmers Insurance - Mary Ann O'Brien | 22 Clifton Country Rd Suite 52 | (518) 280-1396 |
| 9 | StoneBuilt Insurance Agency Inc | 985 NY-146 Ste 1 | (518) 691-1233 |
| 10 | Thomas Rupert - State Farm Insurance Agent | 308 Grooms Rd | (518) 383-0060 |
Doug Neil Insurance Agency serves Saratoga County including Clifton Park, New York, providing renters insurance solutions for local tenants and landlords. This agency helps residents protect personal belongings against common perils such as fire, theft, and water damage from plumbing failures. Policies generally include liability coverage for accidents that occur inside a rented unit or elsewhere. Renters insurance also offers additional living expense reimbursement if a home becomes temporarily uninhabitable. Doug Neil Insurance Agency handles standard renters policies and contents-only coverage for those leasing apartments or houses.
Tim McGrath - State Farm Insurance Agent in Clifton Park, NY, provides a range of renters insurance services to help protect personal belongings and provide liability coverage. Plans typically assist in replacing belongings due to theft, fire, or water damage and often include additional living expenses if a rental becomes uninhabitable. The agent serves tenants in single-family homes, apartments, retail locations, and restaurants.
Farmers Insurance - Christine Sheppard serves renters across Clifton Park, NY, helping tenants protect personal belongings against theft, fire, and water damage. The agency provides customized policies covering furniture, electronics, and liability, ensuring tenants meet lease requirements with affordable monthly options. Claim support and flexible coverage adjustments are offered to local residents. The office also assists property managers needing certificates of insurance for rental units. Coverage extends to neighboring communities in the Saratoga Springs metro area.
Serving Clifton Park and the surrounding Saratoga County communities, Cote Insurance Agency handles renters insurance policies for those leasing apartments, condominiums, or houses in the area. The agency helps clients protect personal belongings against common risks like fire, theft, and water damage by covering the replacement cost of items such as electronics, furniture, and clothing. To structure a typical job, it begins by reviewing a renter’s inventory and budget, then matching them with a policy that meets their specific coverage needs from available plans.
Michele Metzger at Comparion Insurance Agency in Clifton Park, NY offers renters insurance with two distinct service approaches: a one-time policy for tenants needing immediate coverage, or a recurring plan that renews automatically to maintain continuous protection. Coverage typically safeguards personal belongings against theft, fire, and certain water damage, along with liability for accidents occurring inside a rented property. Service runs on either a one-time or scheduled annual renewal basis, with as-needed policy adjustments available upon request.
Lee Serino - State Farm Insurance Agent in Clifton Park, NY specializes in renters insurance policies that safeguard personal belongings and provide liability protection. This agent works with local tenants to customize coverage for apartments, condos, or homes, including options for loss of use and medical payments to others. As the winter season approaches, it helps renters ensure policies cover damage from frozen pipes or roof snow accumulation.
Foursurance helps residents in Clifton Park find coverage for personal property and liability protection. Renters insurance typically extends to theft, fire damage, and temporary living expenses if a home becomes uninhabitable. Agents can arrange additional endorsements for expensive jewelry, electronics, or musical instruments beyond standard policy limits. Commercial tenants also use Foursurance to secure policies for rented office spaces, warehouses, and food service establishments, ensuring business assets and operations remain protected during covered losses.
Farmers Insurance - Mary Ann O'Brien provides renters insurance for residential properties in Clifton Park, New York, and also offers commercial coverage for local businesses throughout the surrounding area. The agency helps policyholders protect personal belongings and liability from unexpected events affecting apartments or homes. After securing a policy, clients receive guidance on filing claims and adjusting coverage to meet changing needs. Mary Ann O'Brien continues to follow up with customers between regular visits to ensure their protection remains current as their circumstances evolve.
Thomas Rupert - State Farm Insurance Agent in Clifton Park, NY, is known for helping local residents secure renters insurance to protect personal belongings and liability. The agent’s service range includes customizing policies to cover furniture, electronics, and clothing against theft, fire, or water damage. Costs typically account for local claim trends and property values, ensuring affordable coverage for renters throughout the area. A specialty service offered is adding personal property replacement cost coverage, which pays to replace items at today’s retail prices, not depreciated amounts.
What Does a a Renters Insurance Agent in Clifton Park Cost?
Renters insurance in New York typically costs between fifteen and thirty dollars per month for fifteen thousand to thirty thousand dollars in personal property coverage. Higher coverage limits or additional endorsements for jewelry or electronics increase the premium. Factors like your credit score claims history and location in Clifton Park affect the final price. This is general information and not insurance advice.
About renters insurance agents in Clifton Park
Renters insurance agents in Clifton Park help tenants protect personal property and secure liability coverage. New York law does not require renters insurance but many landlords in Saratoga County now include it in lease agreements. A local agent can explain policy limits and help you choose the right deductible for your budget.
Frequently Asked Questions
What does renters insurance cover in Clifton Park New York?
Standard renters insurance covers personal belongings against theft fire and water damage from burst pipes. It also provides liability protection if someone is injured in your rental unit. Policies in New York typically exclude flood damage which requires separate coverage.
How much renters insurance do I need as a tenant in Clifton Park?
You should insure your belongings for their full replacement value. A local agent can help you inventory your items and estimate the total. Many New York landlords require at least one hundred thousand dollars in liability coverage.
Can my landlord require me to have renters insurance in New York?
Yes New York landlords can require renters insurance as a condition of the lease. This is common in Clifton Park apartment complexes. The policy must name the landlord as an additional insured in most cases.
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