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Find Renters Insurance Agents Near You in Troy, NY
Compare renters insurance agents in Troy. Review contact information and insurance categorys before you decide.
11 agents listed
Updated May 2026
Troy, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 11 renters insurance agents in Troy, NY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Mick Butler - State Farm Insurance Agent
961 Hoosick Rd, Troy, NY 12180
(518) 237-6425
mickbutlerinsurance.com
Kelly McGrath - State Farm Insurance Agent
233 N Greenbush Rd, Troy, NY 12180
(518) 272-7000
mcgrathagency.com
Attanasio Agency, LLC
235 Pawling Ave, Troy, NY 12180
(518) 266-0311
attanasioagency.com
John Loughlin - State Farm Insurance Agent
160 Oakwood Ave, Troy, NY 12180
(518) 266-9965
johnloughlininsurance.com
Freeway Insurance
351 Broadway, Troy, NY 12180
(518) 520-0450
locations.freeway.com
Culnan Insurance Agency LLC
16C N Greenbush Rd, Troy, NY 12180
(518) 326-1191
culnanagency.com
Wm. J. Fagan & Sons, Inc
15 1st St, Troy, NY 12180
(518) 272-3471
faganandsons.com
Brundige Insurance Agency
8 Grange Rd, Troy, NY 12180
(518) 279-1940
frontageinsurance.com
De Genero Insurance
225 N Greenbush Rd, Troy, NY 12180
(518) 283-1164
degeneroinsurance.com
Insurance Depot
639 Pawling Ave, Troy, NY 12180
(518) 279-1190
Schmidt Agency, Inc
321 Farm to Market Rd, Troy, NY 12180
(518) 283-2201
schmidtagency.com
Renters insurance agents in Troy New York help tenants protect their personal property and liability. New York law does not require renters insurance but many landlords in Troy now ask for proof of coverage. An agent can explain how local risks like winter pipe bursts or theft affect your policy needs.
What Does a Renters Insurance Agent in Troy Cost?
The average cost of renters insurance in New York is about 15 to 30 dollars per month. In Troy a typical policy for 30000 dollars of personal property and 100000 dollars of liability costs between 150 and 250 dollars per year. Actual costs depend on your credit score location and chosen deductibles. This is general information not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a renters insurance agent in Troy do?
A renters insurance agent helps you choose a policy that covers your belongings and liability. They compare plans from different companies and explain deductibles and limits. In Troy an agent can also advise on coverage for off campus student housing or older apartment buildings.
Is renters insurance required by law in New York?
New York State does not have a law requiring renters insurance. However many landlords in Troy now include a lease clause that requires tenants to carry a policy. An agent can help you meet that requirement while staying within your budget.
How much personal property coverage do I need in Troy?
Most agents recommend enough coverage to replace all your belongings. A common starting point is 20000 to 30000 dollars for a small apartment. In Troy consider the value of electronics furniture and winter clothing when choosing your limit.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New York.