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HomeRenters Insurance AgentsNew York › Schenectady

Find Renters Insurance Agents Near You in Schenectady, NY

Browse renters insurance agents serving Schenectady, New York. Updated 2026-07-14.

The top-rated renters insurance agent in Schenectady, New York is Hopmeier Evans Gage Agency, rated 5.0 stars across 293 reviews. Other highly rated options include Nikki Stone - State Farm Insurance Agent, Stephanie Mahoney - State Farm Insurance Agent, Victor Gaudin - State Farm Insurance Agent. This directory lists 28 renters insurance agents serving Schenectady.

Showing 28 renters insurance agents in Schenectady, NYListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Hopmeier Evans Gage Agency2330 Broadway(518) 377-7414
2Nikki Stone - State Farm Insurance Agent1334 Union St(518) 930-7316
3Stephanie Mahoney - State Farm Insurance Agent3770 Carman Rd(518) 355-2611
4Victor Gaudin - State Farm Insurance AgentVictor Gaudin State Farm, 3610 State St Suite 4(518) 346-0200
5Shirley Martinez - State Farm Insurance Agent1426 Altamont Ave Suite 3(518) 355-5606
6Freeway Insurance225 State St Ste 114(518) 520-0449
7AAA Schenectady220 Harborside Dr Suite 200A(518) 374-4696
8Empire Insurance Services, LLC610 Union St(518) 378-3333
9VOOMA Insurance (formerly Shutts Agency)1740 Union St(518) 372-5615
10Rickard Agency Inc2088a Curry Rd(518) 356-1900
HE
2330 Broadway
Hopmeier Evans Gage Agency
Renters Insurance Agent · Schenectady, NY

Hopmeier Evans Gage Agency serves the Schenectady, New York metro area as a renters insurance agent. The company helps local tenants protect personal belongings and secure liability coverage within their leased homes or apartments. It guides clients through the process of selecting appropriate policy limits and deductibles to match individual rental situations. Additionally, the agency addresses typical renter concerns such as loss of use coverage after an uninhabitable event and personal property protection for theft or damage. It handles policy endorsements and assists with claims filing for tenants in the Schenectady region.

NS
1334 Union St
Nikki Stone - State Farm Insurance Agent
Renters Insurance Agent · Schenectady, NY

Nikki Stone - State Farm Insurance Agent serves renters in Schenectady, New York, providing renters insurance policies that protect personal belongings and offer liability coverage. The agency assists individuals and families renting apartments, condos, or houses by explaining policy details and helping tailor coverage to specific needs. Renters insurance typically covers losses from theft, fire, or certain weather events, and the local agent helps clients understand these protections. The company also extends its services to residents in nearby Niskayuna and the surrounding Capital District communities.

SM
3770 Carman Rd
Stephanie Mahoney - State Farm Insurance Agent
Renters Insurance Agent · Schenectady, NY

Serving Schenectady and its surrounding communities, Stephanie Mahoney - State Farm Insurance Agent handles renters insurance for local residents. The agency helps tenants protect personal belongings and secure liability coverage within their lease agreements. Policies typically address losses from theft, fire, and water damage, while also offering temporary living expense support if a residence becomes uninhabitable. Stephanie Mahoney’s approach involves reviewing individual living situations to tailor coverage that meets each renter’s specific needs and budget constraints.

VG
Victor Gaudin State Farm, 3610 State St Suite 4
Victor Gaudin - State Farm Insurance Agent
Renters Insurance Agent · Schenectady, NY

Victor Gaudin - State Farm Insurance Agent offers renters insurance in Schenectady, New York. A policyholder may choose between a one-time policy term and a recurring plan that automatically renews for ongoing protection. Coverage typically safeguards personal belongings against perils like theft, fire, and water damage from plumbing issues. Liability protection is also included, covering legal costs if a guest is injured in the rented dwelling. Service for policy review, adjustments, or claims assistance operates on an as-needed basis, available whenever a customer contacts the agency.

SM
1426 Altamont Ave Suite 3
Shirley Martinez - State Farm Insurance Agent
Renters Insurance Agent · Schenectady, NY

Shirley Martinez - State Farm Insurance Agent in Schenectady, New York offers renters insurance policies that cover personal property, liability protection, and additional living expenses after a covered loss. As a local agent, it serves renters by explaining policy options for apartments, condominiums, and houses, and tailoring coverage to individual needs. With winter approaching, the agent helps tenants ensure their belongings are insured against damage from burst pipes from freezing temperatures.

FI
225 State St Ste 114
Freeway Insurance
Renters Insurance Agent · Schenectady, NY

Freeway Insurance serves the Schenectady, New York area and its surrounding communities, handling personal property coverage for local renters. It helps protect belongings such as furniture, electronics, and clothing against common risks like theft and fire damage. The company also provides liability protection if a guest is injured in a rented home or apartment. To begin a typical job, it first assesses the renter’s specific needs and property value, then works to match those requirements with an appropriate policy from its available options.

AS
220 Harborside Dr Suite 200A
AAA Schenectady
Renters Insurance Agent · Schenectady, NY

AAA Schenectady provides renters insurance guidance and policy procurement for local residents in Schenectady, NY. It assists clients with understanding coverage options that protect personal belongings against theft, fire, and water damage. Service plans may include annual policy reviews to ensure adequate limits and deductible adjustments. Maintenance of coverage typically involves coordinating with clients when moving or acquiring new valuables. The agency services apartments, single-family homes, retail units, and restaurants in the area.

EI
610 Union St
Empire Insurance Services, LLC
Renters Insurance Agent · Schenectady, NY

As winter snow and ice recede in Schenectady, residents often review their living situation and insurance needs for the new season. Empire Insurance Services, LLC offers renters insurance policies that cover personal belongings against common local perils such as fire, theft, and water damage. The agent assists customers in selecting appropriate coverage limits and deductibles for their individual apartment or rental home. The process starts with a free, no-obligation inspection of the renter's unit and a review of current declared possessions.

VI
1740 Union St
VOOMA Insurance (formerly Shutts Agency)
Renters Insurance Agent · Schenectady, NY

VOOMA Insurance, previously known as Shutts Agency, provides renters insurance coverage in the Schenectady area, helping tenants protect personal belongings and liability risks. Their typical policies also offer specialized add-ons, such as coverage for high-value jewelry, electronics, or identity theft protection beyond standard plans. Serving local residents, the company also extends commercial insurance solutions to offices, warehouses, and food service establishments, addressing specific property and liability needs for these business sectors.

RA
2088a Curry Rd
Rickard Agency Inc
Renters Insurance Agent · Schenectady, NY

Rickard Agency Inc provides renters insurance services to residents in the Schenectady, New York area, focusing first on residential coverage for personal property and liability protection. The agency also arranges commercial insurance policies for local businesses operating within the region. Serving clients throughout Schenectady and its immediate surroundings, the agency helps evaluate individual coverage needs during each initial consultation. Follow-up visits are coordinated between regular policy review periods to adjust existing plans when tenants acquire new valuables or relocate to different addresses within the service area.

SM
160 Lafayette St
Sykes Mallia Associates Inc
Renters Insurance Agent · Schenectady, NY
(518) 393-3618
sykes-mallia.com
TO
1811 Curry Rd
Tim Ochs - State Farm Insurance Agent
Renters Insurance Agent · Schenectady, NY
(518) 357-4911
ochsinsurance.com
SF
2727 Hamburg St Ste 4
State Farm Insurance
Renters Insurance Agent · Schenectady, NY
(518) 930-7316
statefarm.com
2C
2129 Central Ave
2001 Central Insurance Agency
Renters Insurance Agent · Schenectady, NY
(518) 395-2001
2001cia.com
EB
1737 Union St Suite 2
Edward Brys: Allstate Insurance
Renters Insurance Agent · Schenectady, NY
(518) 377-0909
agents.allstate.com/edward-brys-schenectady-ny.html
JR
1566 State St
John R. Zongrone Agency, Inc.
Renters Insurance Agent · Schenectady, NY
(518) 374-3376
zongrone.com
AL
15 Angers Ave
Angers & Litz Associates Inc
Renters Insurance Agent · Schenectady, NY
(518) 355-8030
angersandlitz.com
SB
525 Union St Ste 102
Steve Becker - State Farm Insurance Agent
Renters Insurance Agent · Schenectady, NY
(518) 372-1561
stevebeckerinsurance.com
KI
1660 Tower St
Kinowski Insurance Agency
Renters Insurance Agent · Schenectady, NY
(518) 356-4499
kinowskiinsurance.com
SO
1811 Curry Rd
Stacy Ochs - State Farm Insurance Agent
Renters Insurance Agent · Schenectady, NY
(518) 356-0433
stacyoinsurance.com
RP
4017C State St
Randy Pascarella: Allstate Insurance
Renters Insurance Agent · Schenectady, NY
(518) 475-0123
agents.allstate.com/randy-pascarella-schenectady-ny.html
NI
1650 State St
Nationwide Insurance: William J. Freyer
Renters Insurance Agent · Schenectady, NY
(518) 346-6111
agency.nationwide.com/ny/schenectady/12304/william-j-freyer
PG
rear entrance, 1579 Union St 1st floor
Prime Group Insurance Agency, Inc.
Renters Insurance Agent · Schenectady, NY
(518) 377-0200
primegroupinsurance.com
BA
220 Harborside Dr Suite 201
The Bruce Agency, a Division of Haylor, Freyer & Coon
Renters Insurance Agent · Schenectady, NY
(518) 664-9862
haylor.com
SI
155 Erie Blvd
Schenectady Insuring Agency
Renters Insurance Agent · Schenectady, NY
(518) 594-8084
SF
1811 Curry Rd
State Farm Insurance
Renters Insurance Agent · Schenectady, NY
(518) 356-0433
ZI
1566 State St
Zongrone Insurance
Renters Insurance Agent · Schenectady, NY
(518) 374-3376
zongrone.com/about-us/staff-directory
MA
2330 Broadway
Metroland Agency
Renters Insurance Agent · Schenectady, NY
(518) 377-2072
metrolandcoverage.com

What Does a a Renters Insurance Agent in Schenectady Cost?

Renters insurance in New York typically costs between 15 and 30 dollars per month for 30,000 dollars in personal property coverage. In Schenectady rates may be slightly lower than in New York City due to lower property values. Actual costs depend on your coverage limits deductible and claims history. This is general information and not insurance advice.

About renters insurance agents in Schenectady

Renters insurance agents in Schenectady New York help tenants protect their personal property and liability. New York law does not require renters insurance but many landlords in the Capital Region now include it in lease agreements. An agent can explain how local factors like winter weather and older building construction affect your coverage needs.

Frequently Asked Questions

What does a renters insurance agent in Schenectady do?

A renters insurance agent helps you compare policies from different carriers. They assess your personal property value and liability risks specific to Schenectady. They also guide you on endorsements for things like flood damage which standard policies do not cover.

Is renters insurance required by New York law?

New York state law does not require renters insurance. However many landlords in Schenectady now require it as a condition of the lease. An agent can help you meet your landlords minimum coverage requirements.

How do I choose a renters insurance agent in Schenectady?

Look for an agent licensed in New York with experience serving tenants in Schenectady County. Ask about their knowledge of local property risks such as older plumbing or heating systems. Compare quotes from multiple agents to find a policy that fits your budget.

Renters Insurance Agents in Other New York Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each renters insurance agent's credentials and current standing with your state Department of Insurance.