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Find Renters Insurance Agents Near You in Saratoga Springs, NY
Browse renters insurance agents serving Saratoga Springs, New York. Contact information and addresses listed below.
17 agents listed
Updated May 2026
Saratoga Springs, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 17 renters insurance agents in Saratoga Springs, NY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Kyle Magne - State Farm Insurance Agent
120 West Ave Apartment 102, Saratoga Springs, NY 12866
(518) 633-1010
saratogaagent.com
Bob Fitch - State Farm Insurance Agent
440 Maple Ave, Saratoga Springs, NY 12866
(518) 409-8685
bobfitchinsurance.com
Dione Ramsdill - State Farm Insurance Agent
4286 NY-50, Saratoga Springs, NY 12866
(518) 581-7010
dioneramsdill.com
Jenks Family Insurance Agency, LLC
11 Ballston Ave, Saratoga Springs, NY 12866
(518) 581-1111
jenksfamilyinsurance.com
Lubica Mills - State Farm Insurance Agent
8 Circular St Suite 3, Saratoga Springs, NY 12866
(518) 587-6483
lcmillsinsurance.com
Todd Harvey Farmers Insurance
2 Smith Bridge Rd, Saratoga Springs, NY 12866
(518) 693-6893
agents.farmers.com
Armor Group Insurance Agency
340 Broadway Ste 301, Saratoga Springs, NY 12866
(518) 952-4296
armorgroupinsurance.com
Steve Cook - State Farm Insurance Agent
6 Franklin Square Ste E, Saratoga Springs, NY 12866
(518) 581-8240
stevecooksfinsurance.com
Thomas McCurry: Allstate Insurance
468 Maple Ave, Saratoga Springs, NY 12866
(518) 306-5315
agents.allstate.com
Nicole DellaPorta - State Farm Insurance Agent
3257 US-9 Ste 4, Saratoga Springs, NY 12866
(518) 587-0136
nicoledellaporta.com
Robert J. Hoy Agency, Inc.
538 Maple Ave Suite C, Saratoga Springs, NY 12866
(518) 583-2025
hoyagency.com
Michael Criscione: Allstate Insurance
26 Congress St Ste G, Saratoga Springs, NY 12866
(518) 583-9457
agents.allstate.com
Nationwide Insurance: Michael O. Murphy
195 Washington St, Saratoga Springs, NY 12866
(518) 584-1715
Fragomeni Insurance
3257 US-9 Suite 3, Saratoga Springs, NY 12866
(518) 584-4200
fragomeni-insurance.com
ADAMS STATION INSURANCE AGENCY INC
229 Washington St, Saratoga Springs, NY 12866
(518) 512-5247
adamsstationinsurance.com
Pietrosanto Insurance Agency
18 Bradford Dr, Saratoga Springs, NY 12866
(518) 581-3282
pietrosanto.com
Karbocus Insurance Agency
12 Lake Ave, Saratoga Springs, NY 12866
(518) 583-3333
karbocusinsurance.com
Renters insurance agents in Saratoga Springs New York help tenants protect personal property against theft fire and water damage. New York law does not require renters insurance but many landlords in Saratoga Springs now include it as a lease condition. An agent can explain how local factors like the citys seasonal flooding risk affect your policy needs.
What Does a Renters Insurance Agent in Saratoga Springs Cost?
In New York renters insurance typically costs between 15 and 30 dollars per month for 30000 dollars of personal property coverage and 100000 dollars of liability. Saratoga Springs rates may be slightly higher due to local flood and winter storm risks. Premiums vary based on your deductible coverage limits and the security features of your building. This is general information not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does renters insurance cover in Saratoga Springs New York?
Renters insurance typically covers personal belongings liability protection and additional living expenses if your rental becomes uninhabitable. In New York policies often exclude flood damage so you may need separate flood insurance for Saratoga Springs properties near Saratoga Lake or Kayaderosseras Creek.
How much renters insurance do I need in New York?
New York does not set a minimum coverage amount for renters insurance. Agents recommend choosing a limit equal to the total value of your personal property. A standard policy starts at 30000 dollars for belongings and 100000 dollars for liability but you can adjust these amounts based on your assets.
Can a landlord require renters insurance in Saratoga Springs?
Yes New York landlords can require renters insurance as a lease condition. Many Saratoga Springs property owners now mandate coverage to reduce their own liability. Your agent can help you find a policy that meets the specific requirements written into your lease agreement.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New York.