The top-rated renters insurance agent in Rockville Centre, New York is Oscar Espinal - State Farm Insurance Agent, rated 5.0 stars across 671 reviews. Other highly rated options include Farmers Insurance - Nestor Morales, Silvershore Group, LLC., Alexander Anderson: Allstate Insurance. This directory lists 13 renters insurance agents serving Rockville Centre.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Oscar Espinal - State Farm Insurance Agent | 566 Merrick Rd | (516) 208-4451 |
| 2 | Farmers Insurance - Nestor Morales | 268 Merrick Rd | (516) 881-9099 |
| 3 | Silvershore Group, LLC. | 450 Sunrise Hwy | (516) 259-2500 |
| 4 | Alexander Anderson: Allstate Insurance | 530 Merrick Rd | (516) 544-2022 |
| 5 | RVC Insurance Agency | 450 Sunrise Hwy Unit 2A | (516) 608-9192 |
| 6 | Goosehead Insurance - Kimberly Kelly | 43 Clinton Ave Suite 1B | (516) 526-5719 |
| 7 | Diane McGrath - State Farm Insurance Agent | 75 N Park Ave | (516) 678-8282 |
| 8 | J.A. Faccibene & Associates, Inc. | 100 Merrick Rd | (516) 766-3513 |
| 9 | Everyday Insurance NY | 119 N Park Ave | (914) 458-7475 |
| 10 | Protected Future Insurance | 199 Brower Ave | (516) 331-2726 |
Oscar Espinal - State Farm Insurance Agent serves the Rockville Centre, NY metro area, primarily focusing on renters insurance. This agency helps tenants protect their personal belongings from risks like theft, fire, and water damage. Renters insurance policies also generally provide liability coverage for accidents occurring within a rented home or apartment. The agency assists clients in understanding policy coverage limits and deductibles. Specific services include handling claims for stolen electronics and damaged furniture resulting from unexpected events.
Farmers Insurance - Nestor Morales in Rockville Centre, NY provides renters insurance policies designed to protect personal belongings and liability. The agency assists clients in selecting appropriate coverage limits and deductibles to suit their individual needs. Service options include policy reviews and assistance with filing claims when necessary. Maintenance plans are not applicable for typical renters coverage, but the agency offers guidance on updating policies during lease renewals or moves. It services single-family homes, apartments, retail spaces, and restaurants.
Silvershore Group, LLC. serves renters in Rockville Centre, New York, connecting tenants with appropriate renters insurance policies that help protect their personal property against common perils such as theft or water damage. The agency guides clients through the process of understanding different policy coverages and affordable liability options suitable for apartment and home dwellers. Its service area extends to neighboring Long Beach and other communities throughout Nassau County.
Serving Rockville Centre and the surrounding Long Island communities, Alexander Anderson: Allstate Insurance handles renters insurance policies designed to protect personal belongings. Coverage typically applies to losses from theft, fire, or certain weather events, including liability protection if someone is injured inside the rental property. The agency generally evaluates each client’s specific living situation and asset value to recommend appropriate policy limits and deductibles. Customizing coverage options to match the renter’s actual risks and budget forms the core of its practical, client-focused service method.
RVC Insurance Agency in Rockville Centre, NY distinguishes between the straightforward purchase of a renters policy and the ongoing renewal process that ensures continuous protection. Coverage generally safeguards personal belongings and provides liability protection for unforeseen incidents within a rented home or apartment. Policies typically account for the value of furniture, electronics, and clothing against risks like theft or fire damage. Renters insurance agents assist clients in understanding these protections and filing claims when necessary. Service runs on a scheduled basis, primarily around the anniversary of policy inception each year.
As the end-of-lease season brings new tenants and renewals in Rockville Centre, Goosehead Insurance - Kimberly Kelly provides personal property and liability coverage for local renters. The agency helps clients understand policy limits for jewelry, electronics, and other belongings. Policies typically extend to temporary lodging costs if a rental becomes uninhabitable due to fire or water damage. The agent begins with a brief phone consultation to assess the renter's assets and building type.
Diane McGrath - State Farm Insurance Agent in Rockville Centre, NY, specializes in renters insurance policies that protect personal belongings and provide liability coverage for apartment and home renters. In addition to these specialty offerings, the agency also helps clients with general insurance needs such as auto and life coverage. As storm season approaches on Long Island, many tenants turn to this agency for guidance on safeguarding their electronics and furniture against potential flood or wind damage.
J.A. Faccibene & Associates, Inc. provides renters insurance services to clients in Rockville Centre, NY. Its brokers help individuals secure coverage for personal property and liability within leased residences. The agency can arrange supplemental policies for high-value items, natural disaster protection, and temporary living expenses. By designing tailored plans, it addresses the needs of local tenants in apartments and houses. Commercial sectors it can serve include offices, warehouses, and food service operations.
Everyday Insurance NY provides renters insurance coverage for residential properties in Rockville Centre, NY, and also offers commercial coverage to local businesses within the surrounding area. As a local agency, it helps tenants protect personal belongings against common risks and assists landlords with policy needs. Clients can rely on the agency for straightforward guidance on insurance options. After a policy is issued, the agency schedules follow-up contact to address coverage changes or renewal needs between regular visits.
Protected Future Insurance of Rockville Centre, NY assists local residents in protecting their personal belongings and liability through straightforward renters coverage. Their services include policies for apartments, condos, and rental houses in the area. Clients receive guidance on valuing possessions and selecting appropriate deductibles. The agency additionally offers an add-on identity theft protection endorsement to help cover recovery costs.
What Does a a Renters Insurance Agent in Rockville Centre Cost?
Typical renters insurance costs in New York range from $180 to $360 per year for a standard policy with $20,000 to $30,000 in personal property coverage. In Rockville Centre, premiums may be slightly higher due to proximity to the coast and higher property values. An agent can help you compare quotes from different insurers. This is general information and not insurance advice.
About renters insurance agents in Rockville Centre
Renters insurance agents in Rockville Centre, New York help tenants secure policies that cover personal property and liability. New York law does not require renters insurance, but many landlords in Nassau County now include it as a lease condition. An agent can explain how local factors like coastal weather risks affect your coverage options.
Frequently Asked Questions
What does a renters insurance agent do in Rockville Centre?
A renters insurance agent helps you find a policy that fits your needs and budget. They explain coverage limits, deductibles, and optional add-ons like flood or jewelry protection. Agents also assist with claims and policy changes after you purchase.
Is renters insurance required by law in New York?
New York state law does not require renters insurance. However, many landlords in Rockville Centre and across Long Island now require tenants to carry a policy as part of the lease agreement. Your agent can help you meet this requirement.
How much does renters insurance cost in Rockville Centre?
The average cost of renters insurance in New York is between $15 and $30 per month for standard coverage. Rates depend on your coverage amount, deductible, and location. An agent can provide quotes specific to Rockville Centre.
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