The top-rated renters insurance agent in Middletown, New York is James Demmer - State Farm Insurance Agent, rated 4.9 stars across 924 reviews. Other highly rated options include Cassie Gleeson - State Farm Insurance Agent, Joy Insurance, Curabba Insurance Agency. This directory lists 20 renters insurance agents serving Middletown.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | James Demmer - State Farm Insurance Agent | 13 James P Kelly Way ste a | (845) 344-3276 |
| 2 | Cassie Gleeson - State Farm Insurance Agent | 246 NY-211 | (845) 775-3277 |
| 3 | Joy Insurance | 639 E Main St | (845) 683-5261 |
| 4 | Curabba Insurance Agency | 334 E Main St | (845) 343-0855 |
| 5 | De Anne Gleeson - State Farm Insurance Agent | 809 NY-211 | (845) 692-3456 |
| 6 | Evergreen Insurance Agency -Peter Schmidt | 690, 4 NY-211 E | (845) 673-6127 |
| 7 | The Premium Select Group Inc. | 32 County Rd 78 | (845) 520-9774 |
| 8 | Hutchings Agency Inc. | 682 E Main St # 2D | (845) 343-2148 |
| 9 | Katelyn Schaffner - State Farm Insurance Agent | 4 E Main St Ste 3B | (845) 394-2622 |
| 10 | Nicole Feichtl at Comparion Insurance Agency | 265 NY-211 Suite 106B | (845) 394-6155 |
James Demmer - State Farm Insurance Agent serves the Middletown, New York area as a renters insurance agent. This agency helps local tenants find coverage for personal belongings and liability protection. Renters insurance policies can aid in replacing items lost to theft or fire. Policyholders also receive protection if someone is injured inside their rented home. The agency typically assists with tailoring deductible levels and adding valuable items to a tenant's policy. It handles requests for both standard renters insurance and coverage for higher-value personal property.
Cassie Gleeson - State Farm Insurance Agent in Middletown, NY, provides a comprehensive range of renters insurance services, including policy setup, coverage reviews, and claim assistance to protect personal belongings and liability. Clients can access account management tools and schedule regular policy check-ins to ensure their coverage keeps pace with changes in their residence or inventory. The agency serves individuals renting single-family homes, apartments, retail spaces, and restaurants throughout the local area.
Joy Insurance serves tenants and property owners in Middletown, New York, with renters insurance policies that protect personal belongings and provide liability coverage. The company helps clients understand policy options to safeguard against theft, fire, and water damage common in rental homes and apartments. It also assists property managers in securing appropriate coverage for their units. Joy Insurance extends its services to nearby communities, including the greater Orange County area around Monroe and Chester.
Curabba Insurance Agency serves Middletown, New York, and the surrounding communities of Orange County. It handles renters insurance policies to protect personal belongings and provide liability coverage for tenants in apartments, houses, and condominiums. The agency helps safeguard clients from financial loss due to theft, fire, or water damage. For a typical job, it begins by reviewing a renter’s specific possessions and living situation before recommending appropriate coverage limits and deductibles.
For renters insurance, clients can choose between a one-time liability policy or a recurring plan that also covers personal belongings. De Anne Gleeson - State Farm Insurance Agent in Middletown, NY, offers both options to match different needs. Coverage includes protection for theft, fire damage, and temporary living expenses if a rented home becomes uninhabitable. This local agent provides personalized guidance on selecting the right policy for each tenant. Service is available on an as-needed basis for policy inquiries or claims assistance.
When autumn storms pass through the Hudson Valley, tenants in Middletown often seek protection for their belongings against unexpected water or wind damage. The Premium Select Group Inc. offers standard renters insurance policies designed to cover personal property, liability, and additional living expenses if a unit becomes uninhabitable. As a local agent, the company assists policyholders in understanding coverage limits and deductibles before a claim occurs. Every new application begins with a walk-through or a digital survey to document existing conditions.
Hutchings Agency Inc. in Middletown, NY is recognized for providing renters insurance policies tailored to local apartment dwellers and homeowners leasing their properties. Its service range includes coverage for personal belongings, liability protection, and temporary living expenses if a rental becomes uninhabitable. The agency guides clients through selecting appropriate deductible levels and policy limits. For those with high-value items such as jewelry or electronics, a specialty service it can add on is scheduled personal property coverage.
Katelyn Schaffner - State Farm Insurance Agent in Middletown, NY, provides residential renters insurance to protect personal belongings and liability. Commercial coverage options are also available for local business owners and tenants. The agency serves policyholders throughout the Middletown area, offering personalized consultations to help select appropriate policy limits. Clients appreciate the convenience of contacting the office between renewals to review coverage changes or update personal information, ensuring continued protection with every policy period.
Nicole Feichtl at Comparion Insurance Agency serves the Middletown, New York area as a renters insurance agent. The company works with local residents to secure policies that cover personal belongings against risks like theft and fire damage. Liability protection is also a key aspect of these policies, helping tenants manage costs if someone is injured within a rental property. Additional loss-of-use coverage is available when a dwelling becomes temporarily uninhabitable. The agency handles policy customization and claims assistance for renters in Middletown.
What Does a a Renters Insurance Agent in Middletown Cost?
In New York, renters insurance typically costs between $15 and $30 per month for a standard policy with $20,000 to $50,000 in personal property coverage. Actual premiums depend on your location in Middletown, the value of your belongings, your deductible choice, and your claims history. This is general information, not insurance advice.
About renters insurance agents in Middletown
Renters insurance agents in Middletown, NY help tenants protect their personal property from theft, fire, and other covered losses. New York law does not require renters insurance, but many landlords in Orange County now include it as a lease condition. A local agent can explain how coverage limits and deductibles apply to your specific rental situation.
Frequently Asked Questions
What does renters insurance cover in Middletown NY?
Standard policies cover personal belongings, liability for injuries to others, and additional living expenses if your rental becomes uninhabitable. In New York, flood and earthquake damage are typically not covered and require separate policies.
Is renters insurance required by law in New York?
New York state law does not require renters insurance. However, many landlords in Middletown and across NY now require tenants to carry a policy as part of the lease agreement. Check your lease for specific requirements.
How do I choose a renters insurance agent in Middletown?
Look for agents licensed in New York who specialize in tenant policies. Ask about replacement cost versus actual cash value coverage. Compare quotes from multiple agencies to find a policy that fits your budget and needs.
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