The top-rated renters insurance agent in Liverpool, New York is Renee Neff - State Farm Insurance Agent, rated 5.0 stars across 407 reviews. Other highly rated options include Adam Roux: Allstate Insurance, InFocus Insurance, Farmers Auto and Home Insurance - Paul Bianchi. This directory lists 10 renters insurance agents serving Liverpool.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Renee Neff - State Farm Insurance Agent | 8402 Oswego Rd | (315) 506-4180 |
| 2 | Adam Roux: Allstate Insurance | 7496 Oswego Rd | (315) 652-4663 |
| 3 | InFocus Insurance | 8035 Oswego Rd | (315) 622-3333 |
| 4 | Farmers Auto and Home Insurance - Paul Bianchi | 7854 Oswego Rd | (315) 622-2255 |
| 5 | Ross, Stepien & Kadey, Inc DBA The Insurance Shop Svcs. | 7143 Henry Clay Blvd | (315) 457-1511 |
| 6 | Jeff Reynics - State Farm Insurance Agent | 4205 Long Branch Rd Ste 6 | (315) 622-1232 |
| 7 | Central New York Agency LLC | 7337 Oswego Rd | (315) 934-4466 |
| 8 | Upstate Insurance Agency Inc. | 609 7th N St | (315) 944-6494 |
| 9 | Liverpool Associates Insurance Agency | 135 Old Cove Rd | (315) 451-3227 |
| 10 | Dick Lee - State Farm Insurance Agent | 8125 Oswego Rd | (315) 622-2246 |
Renee Neff - State Farm Insurance Agent serves the Liverpool, NY area as a renters insurance agent. The agency helps local tenants and landlords secure policies that protect personal belongings and provide liability coverage. Personalized consultations are available to explain how deductibles and coverage limits apply to typical rental situations. Common services handled here include ensuring protection for electronics, furniture, and other valuables in case of theft or damage, as well as offering additional liability options for guests or incidents within the rented property.
Adam Roux: Allstate Insurance offers a full range of renters insurance services, including standard policy setup and comprehensive protection for your belongings. Ongoing account maintenance and annual policy reviews are provided to ensure adequate coverage as your needs change. The agency is conveniently located in Liverpool, NY, and serves clients throughout the local area. It services coverage needs for single-family homes, apartments, retail spaces, and restaurants.
InFocus Insurance serves homeowners, renters, and property managers in Liverpool, New York, by offering tailored renters insurance policies that protect personal belongings and provide liability coverage. It assists clients in comparing coverage options for apartments, condos, and single-family rentals. The agency also regularly works with residents in the neighboring community of Clay, ensuring that those in surrounding parts of Onondaga County have access to essential renters protection and personalized policy guidance.
Serving Liverpool, New York, and the surrounding communities, Farmers Auto and Home Insurance - Paul Bianchi handles renters insurance policies for local tenants and landlords. It covers personal property protection, liability coverage, and additional living expenses for residents in apartments, condos, and single-family rentals. The company generally works directly with clients to review their specific lease terms and personal assets. It then applies standard coverage options to match each policy with those unique needs and risks.
For renters insurance, customers often choose between annual policies requiring renewal decisions or multi-year agreements that lock coverage terms. Ross, Stepien & Kadey, Inc DBA The Insurance Shop Svcs. in Liverpool, NY provides protection for personal belongings, liability, and temporary living expenses if a rental unit becomes uninhabitable. Policies typically cover theft, fire, water damage from plumbing failures, and guest medical payments. Coverage terms adjust to local property values and rental market conditions. Service runs on an as-needed basis to handle policy changes, claim filings, or new client registrations.
Jeff Reynics - State Farm Insurance Agent in Liverpool, NY, focuses on crafting renters insurance policies that protect personal belongings and provide liability coverage. The agency assists local tenants in selecting appropriate coverage levels for their apartments or rental homes. Beyond initial enrollment, the office handles policy updates and claims guidance. It particularly helps clients reassess their coverage needs after major seasonal moves, such as relocating during summer or preparing for winter, ensuring adequate protection during these transitional periods.
As winter weather approaches in Liverpool, renters often worry about burst pipes or roof damage to their belongings. Central New York Agency LLC provides renters insurance coverage tailored to protect personal property from such common local hazards. Their agents assist in selecting appropriate liability limits for apartment dwellers and homeowners of rented spaces. After a policy discussion, a brief walkthrough of the unit is typically arranged, noting window condition and smoke detector placement for the initial coverage assessment.
Upstate Insurance Agency Inc., based in Liverpool, NY, works with residents to select renters insurance policies that protect personal belongings and provide liability coverage. These policies extend beyond standard apartments to cover condominiums and townhomes. The agency also helps local businesses secure commercial property insurance. Their service area includes residential and commercial clients throughout the Liverpool region and nearby communities in central New York. After a policy is issued, the agency follows up with clients at renewal time to adjust coverage and answer any questions between regular visits.
Liverpool Associates Insurance Agency in Liverpool, NY works with residents to secure renters insurance policies that cover personal belongings and liability. Its agent can review existing policies and help tailor coverage with specialty add-ons such as protection for high-value jewelry, electronics, or additional living expenses during a displacement. The agency can also serve commercial sectors requiring renters-style coverage, including offices, warehouses, and food service operations.
Dick Lee - State Farm Insurance Agent in Liverpool, NY, is known for helping local residents secure renters insurance to protect their personal belongings and liability. The agency provides tailored coverage options that fit various rental situations, from apartments to single-family homes. Standard policies generally include protection against theft, fire, and certain water damage. For added security, a policy can include coverage for temporary living expenses if the rental becomes uninhabitable due to a covered loss.
What Does a a Renters Insurance Agent in Liverpool Cost?
Typical renters insurance costs in New York range from $15 to $30 per month for a standard policy with $30,000 in personal property coverage and $100,000 in liability coverage. In Liverpool, premiums may be slightly lower or higher depending on the rental property location and your individual risk factors. Deductibles usually range from $500 to $1,000. This is general information and not insurance advice.
About renters insurance agents in Liverpool
Renters insurance agents in Liverpool, New York help tenants protect their personal property and cover liability risks. New York law does not require renters insurance, but many landlords in Onondaga County include it in lease agreements. An agent can explain how local factors like proximity to Oneida Lake or winter weather risks affect your policy options.
Frequently Asked Questions
What does a renters insurance agent in Liverpool do?
A renters insurance agent helps you choose a policy that covers your personal belongings and provides liability protection. They compare options from different insurance companies to find a plan that fits your needs and budget. They also assist with filing claims and updating your coverage as your situation changes.
Is renters insurance required by law in New York?
New York state law does not require tenants to have renters insurance. However, many landlords in Liverpool and across New York state now include a renters insurance requirement in the lease agreement. It is important to read your lease carefully to see if this applies to you.
How much does renters insurance cost in Liverpool New York?
The average cost of renters insurance in New York state is about $15 to $30 per month, but rates in Liverpool may vary based on your coverage limits and deductible. Factors like the age of your building and your claims history also affect the price. An agent can provide a personalized quote for your specific rental unit.
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