The top-rated renters insurance agent in Las Cruces, New Mexico is Chad Peterson - State Farm Insurance Agent, rated 4.9 stars across 383 reviews. Other highly rated options include Grindell & Romero Insurance, Jodi-Rae Moore: Allstate Insurance, Mesilla Valley Insurance Group. This directory lists 20 renters insurance agents serving Las Cruces.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Chad Peterson - State Farm Insurance Agent | 1005 S Telshor Blvd ste b | (575) 680-1293 |
| 2 | Grindell & Romero Insurance | 1121 Mall Dr STE C | (575) 524-8531 |
| 3 | Jodi-Rae Moore: Allstate Insurance | 1065 S Main St Ste C | (575) 524-0570 |
| 4 | Mesilla Valley Insurance Group | 1990 E Lohman Ave Ste 14 | (575) 527-8800 |
| 5 | Distinguished Choice Insurance Solutions | 901 E University Ave BLDG 945G | (575) 652-6585 |
| 6 | Farmers Insurance - Martha Sanchez | 2145 E Lohman Ave Ste B | (575) 527-9889 |
| 7 | Farmers Insurance - Michelle Wilson-Stecher | 2990 N Main St STE 3A | (575) 525-1499 |
| 8 | Ben Trujillo - State Farm Insurance Agent | 1151 Heather Ave | (575) 382-3636 |
| 9 | Joe Carabajal - State Farm Insurance Agent | 3415 Bataan Mem W | (575) 382-4423 |
| 10 | Ryan Kimbrell - State Farm Insurance Agent | 1101 N Solano Dr | (575) 647-0000 |
Chad Peterson - State Farm Insurance Agent serves Las Cruces, New Mexico and the surrounding Doña Ana County area, providing comprehensive renters insurance solutions. This local agency helps tenants protect personal belongings against common perils like theft, fire, and water damage. Their team assists policyholders in understanding coverage options for liability protection and additional living expenses. They also offer guidance on inventorying personal property for easy claims processing. The agency handles coverage for temporary housing costs and personal liability claims.
Grindell & Romero Insurance provides renters insurance policies for residents in Las Cruces, New Mexico, covering personal property and liability protection. Their services include evaluating individual coverage needs and explaining policy details to ensure clients understand their protection. Ongoing maintenance involves assisting with policy adjustments, answering claims questions, and managing renewals to keep coverage current throughout the lease term. The agency services single-family homes, apartments, retail spaces, and restaurants.
Renters seeking personal property protection and liability coverage in Las Cruces can consult with Jodi-Rae Moore: Allstate Insurance. This agency assists residents with renters insurance policies designed for apartments, condos, and single-family rental homes. Services include explaining coverage options for belongings and providing quotes for affordable policies tailored to individual needs. Clients in the broader Doña Ana County area, including nearby Mesilla, also have access to the agency’s assistance for their renter's insurance requirements.
Mesilla Valley Insurance Group serves Las Cruces and surrounding communities in Doña Ana County, handling renters insurance policies for local tenants and property owners. The company helps clients understand standard coverage options for personal belongings and liability protection typical in this region. To manage a typical job, it reviews each renter’s specific living situation and personal assets, then compares available policy terms to match coverage levels with the client’s needs and budget.
Distinguished Choice Insurance Solutions in Las Cruces, NM, offers renters insurance tailored for both short-term tenants seeking a one-time policy and long-term residents needing recurring coverage. Comprehensive protection typically safeguards personal belongings against theft, fire, and water damage, while liability coverage helps if a guest is injured on the property. Service is provided on a scheduled basis, aligning with the start and renewal dates of each client’s lease or homeowner policy cycle.
Farmers Insurance - Martha Sanchez offers renters insurance policies tailored to protect personal belongings and liability within an apartment or home. This agency serves residents throughout Las Cruces, NM, providing guidance on coverage limits and deductible options. They assist with policy claims, policy adjustments, and questions about standard exclusions. As the monsoon season arrives, they help evaluate whether flood coverage or sewer backup add-ons are necessary to safeguard against unexpected water damage to personal property.
As temperatures rise during Las Cruces summers, monsoon storms can cause unexpected damage to renters’ belongings. Farmers Insurance - Michelle Wilson-Stecher helps local residents protect their personal property against such regional weather events. The agency works with tenants to find coverage for furnishings, electronics, and liability risks within apartment or rental-home settings. Policies can also assist if temporary relocation becomes necessary after a covered loss. A straightforward initial assessment reviews a client’s specific rental unit conditions and inventory needs.
Serving as a local resource for renters seeking financial protection, Ben Trujillo - State Farm Insurance Agent in Las Cruces, NM, works with individuals to build coverage for personal belongings and liability. Additional options can be included within a policy to address specific items such as electronics or jewelry. This agency supports the needs of diverse commercial sectors, including offices, warehouses, and food service operations.
Joe Carabajal - State Farm Insurance Agent provides renters insurance to residential clients in Las Cruces, New Mexico, covering personal property and liability protection. Commercial renters coverage is also available to small businesses operating in the surrounding area. Each policy is tailored to meet individual housing situations and financial needs. Clients may return for policy reviews or updates before their regular renewal visits to ensure coverage remains adequate as circumstances change.
What Does a a Renters Insurance Agent in Las Cruces Cost?
Renters insurance in New Mexico generally costs 15 to 30 dollars per month for 30,000 dollars in personal property coverage and 100,000 dollars in liability. Policies in Las Cruces may cost slightly more due to local crime rates and weather risks. An agent can help you adjust deductibles and coverage limits to fit your budget. This is general information, not insurance advice.
About renters insurance agents in Las Cruces
Renters insurance agents in Las Cruces, New Mexico help tenants protect personal property and liability. New Mexico law does not require renters insurance, but many landlords in Las Cruces include it in lease agreements. An agent can explain coverage for common risks like fire, theft, and water damage in the Mesilla Valley.
Frequently Asked Questions
What does a renters insurance agent in Las Cruces do?
A renters insurance agent helps you compare policies from different insurers. They explain coverage options such as personal property, liability, and additional living expenses. Agents also assist with filing claims and adjusting coverage as your needs change.
Is renters insurance required by law in New Mexico?
New Mexico state law does not require renters insurance. However, many landlords in Las Cruces require tenants to carry a policy as part of the lease. An agent can help you meet that requirement with the right coverage.
How much does renters insurance cost in Las Cruces?
Typical renters insurance in New Mexico costs between 15 and 30 dollars per month for standard coverage. Factors like the value of your belongings, location, and deductible affect the price. An agent can provide a personalized quote based on your situation.
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