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Find Renters Insurance Agents Near You in Carlsbad, NM

Browse renters insurance agents serving Carlsbad, New Mexico. Updated 2026-07-14.

The top-rated renters insurance agent in Carlsbad, New Mexico is Bonnie Ornelas - State Farm Insurance Agent, rated 4.8 stars across 110 reviews. Other highly rated options include George Gandy Insurance, Goetz 2 U Insurance, EZ Hester Agency: Allstate Insurance. This directory lists 18 renters insurance agents serving Carlsbad.

Showing 18 renters insurance agents in Carlsbad, NMListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Bonnie Ornelas - State Farm Insurance Agent304 N Canyon St Ste A(575) 887-7681
2George Gandy Insurance710 N Canyon St(575) 885-0171
3Goetz 2 U Insurance1614 Mission Ave(985) 244-9457
4EZ Hester Agency: Allstate Insurance1127 S Canal St(575) 234-1477
5Farmers Insurance - Roy Willis312 N Canal St STE C(575) 885-3276
6Tom McMullan - State Farm Insurance Agent701 N Canal St B(575) 887-6681
7Martin Lara409 N Canyon St(575) 628-1876
8Dunagan Associates208 W Stevens St(575) 885-2138
9Montgomery Insurance Agency, part of WaFd Insurance Group203 W Mermod St(575) 725-2110
10J. S. Ward & Son, Inc. - Carlsbad602 W Pierce St(575) 941-2010
BO
304 N Canyon St Ste A
Bonnie Ornelas - State Farm Insurance Agent
Renters Insurance Agent · Carlsbad, NM

Bonnie Ornelas - State Farm Insurance Agent serves the Carlsbad, New Mexico, area and provides renters insurance for local residents. The agency helps tenants protect their personal belongings against loss from theft, fire, and other covered perils. Renters insurance policies offered here include liability coverage that may help if a guest is injured on the rental property. This agent also assists clients in Carlsbad with selecting appropriate personal property limits and deductible options for their specific rental situations.

GG
710 N Canyon St
George Gandy Insurance
Renters Insurance Agent · Carlsbad, NM

George Gandy Insurance in Carlsbad, New Mexico, provides residential renters insurance to protect personal belongings and liability. The agency also offers commercial coverage options and serves clients throughout the Carlsbad area and surrounding Eddy County communities. Routine policy reviews and coverage adjustments are handled to ensure adequate protection as tenant circumstances change, and local agents are available to follow up with clients between regular renewal visits.

G2
1614 Mission Ave
Goetz 2 U Insurance
Renters Insurance Agent · Carlsbad, NM

As a renters insurance agency in Carlsbad, NM, Goetz 2 U Insurance offers policy options designed to protect personal belongings against theft, fire, and liability claims. The agency works with clients to evaluate their coverage needs and obtain suitable insurance plans from reputable carriers. For current policyholders, the company provides straightforward claims assistance and routine policy reviews to help ensure adequate protection. Goetz 2 U Insurance services tenants living in single-family homes, apartments, retail spaces, and restaurants throughout the Carlsbad area.

EH
1127 S Canal St
EZ Hester Agency: Allstate Insurance
Renters Insurance Agent · Carlsbad, NM

EZ Hester Agency: Allstate Insurance in Carlsbad, NM, serves renters seeking affordable protection for personal belongings and liability coverage in apartments, condos, and rental homes. Policies can be customized to safeguard valuables against fire, theft, and weather damage, with options for added living expense reimbursement. The agency assists clients in understanding policy limits and deductibles to fit individual budgets. Service also extends to residents in the surrounding Eddy County area and nearby communities like Artesia.

FI
312 N Canal St STE C
Farmers Insurance - Roy Willis
Renters Insurance Agent · Carlsbad, NM

Farmers Insurance - Roy Willis serves Carlsbad and the surrounding communities of southern New Mexico, including Artesia and Loving. It handles renters insurance policies that protect personal belongings and provide liability coverage for residents leasing apartments, condos, or houses. The agency works with clients to assess their specific needs based on local property values and rental market conditions. Roy Willis takes a straightforward approach by explaining policy options clearly and helping each customer select appropriate coverage levels for their individual situation.

TM
701 N Canal St B
Tom McMullan - State Farm Insurance Agent
Renters Insurance Agent · Carlsbad, NM

Tom McMullan - State Farm Insurance Agent in Carlsbad, NM offers renters insurance on either a one-time annual basis or through recurring monthly payment plans, depending on customer preference. Coverage typically protects personal belongings against theft, fire, and certain water damage while also including liability protection for accidents within the rented property. Service for this agency is provided on an as-needed basis for policy inquiries, adjustments, or claims assistance.

ML
409 N Canyon St
Martin Lara
Renters Insurance Agent · Carlsbad, NM

Martin Lara assists Carlsbad residents in securing renters insurance policies that protect personal belongings and provide liability coverage. Its work often includes advising clients on selecting appropriate coverage limits and understanding policy exclusions. Specialized add-ons may include endorsements for high-value items like jewelry or electronics and protection for temporary living expenses if a rental becomes uninhabitable. The agent can also serve renters operating home-based businesses as well as those occupying commercial spaces such as offices, warehouses, and food service establishments.

DA
208 W Stevens St
Dunagan Associates
Renters Insurance Agent · Carlsbad, NM

Dunagan Associates specializes in helping renters secure policies that protect their personal belongings and provide liability coverage. As a renters insurance agent in Carlsbad, NM, the company works with clients to find plans that fit individual needs and budgets. It assists with explaining policy details, filing necessary paperwork, and reviewing coverage options to prevent gaps. During the spring wind and hail season in southeast New Mexico, the company helps tenants assess whether their policies cover storm-related damage to stored property.

MI
203 W Mermod St
Montgomery Insurance Agency, part of WaFd Insurance Group
Renters Insurance Agent · Carlsbad, NM

When heavy seasonal rains or sudden high winds impact Carlsbad, residents often grow concerned about the vulnerability of their personal property inside their rentals. Montgomery Insurance Agency, part of WaFd Insurance Group, responds by offering straightforward renters insurance policies designed to protect belongings and provide liability coverage. Their agents help local tenants understand typical coverage limits and exclusions relevant to the area. The process begins with an initial assessment, where an agent reviews the rental unit and discusses the renter's specific inventory needs.

JS
602 W Pierce St
J. S. Ward & Son, Inc. - Carlsbad
Renters Insurance Agent · Carlsbad, NM

J. S. Ward & Son, Inc. - Carlsbad provides residential renters insurance for apartments, condos, and houses in the Carlsbad area. The agency also offers commercial coverage for landlords and small business properties throughout the region. Policies protect personal belongings against common risks like fire, theft, and water damage. Clients can schedule a simple review of their existing policy during a routine meeting. This process frequently leads to follow-up service for updated values or policy adjustments between regular annual visits.

SF
701 N Canal St
State Farm
Renters Insurance Agent · Carlsbad, NM
(575) 887-6681
FI
409 N Canyon St
Farmers Insurance - Aaron Ruiz
Renters Insurance Agent · Carlsbad, NM
(575) 628-1876
agents.farmers.com/nm/carlsbad/aaron-ruiz
SF
1002 W Pierce St Ste B
State Farm Insurance
Renters Insurance Agent · Carlsbad, NM
(575) 887-7681
statefarm.com
HI
313 N Canyon St
HUB International
Renters Insurance Agent · Carlsbad, NM
(575) 887-1181
hubinternational.com/offices/us/new-mexico/carlsbad
FB
104 W Hagerman St
Farm Bureau Financial Services: Bobby Bowen
Renters Insurance Agent · Carlsbad, NM
(575) 628-2600
fbfs.com/find-an-agent/bobbybowen/hours-locations
FI
312 N Canal St STE C
Farmers Insurance
Renters Insurance Agent · Carlsbad, NM
(575) 885-3276
farmers.com/companies
FB
1021 W Hagerman St
Farm Bureau Insurance
Renters Insurance Agent · Carlsbad, NM
(575) 885-1581
txfb-ins.com
EH
1127 S Canal St
ERIC HESTER: Allstate Insurance
Renters Insurance Agent · Carlsbad, NM
(575) 234-1477
agents.allstate.com/eric-hester-carlsbad-nm.html

What Does a a Renters Insurance Agent in Carlsbad Cost?

Renters insurance in New Mexico typically costs between 15 and 30 dollars per month for 30,000 dollars of personal property coverage. In Carlsbad rates may be slightly higher due to local crime or weather risks. Your actual premium depends on factors like your credit score coverage limits and deductible. This is general information and not insurance advice.

About renters insurance agents in Carlsbad

Renters insurance agents in Carlsbad New Mexico help tenants protect their personal belongings and cover liability risks. New Mexico law does not require renters insurance but many landlords in Eddy County now ask for proof of coverage. A local agent can explain how New Mexico weather events like dust storms or hail may affect your policy.

Frequently Asked Questions

What does renters insurance cover in Carlsbad New Mexico?

Renters insurance typically covers personal property like furniture and electronics against theft fire or wind damage. It also provides liability protection if someone is injured in your rental unit. In New Mexico standard policies often exclude flood damage so you may need separate flood coverage.

How do I choose a renters insurance agent in Carlsbad?

Look for an agent licensed in New Mexico who has experience with local rental properties. Ask about policy options for replacement cost versus actual cash value. You can also check the New Mexico Office of Superintendent of Insurance to verify an agents license.

Can a landlord require renters insurance in New Mexico?

Yes New Mexico landlords can require tenants to carry renters insurance as a condition of the lease. This is common in Carlsbad apartment complexes. The landlord cannot force you to use a specific agent but they can set minimum coverage amounts.

Renters Insurance Agents in Other New Mexico Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each renters insurance agent's credentials and current standing with your state Department of Insurance.