The top-rated renters insurance agent in Alamogordo, New Mexico is Amy Tillotson - State Farm Insurance Agent, rated 4.9 stars across 152 reviews. Other highly rated options include Farmers Insurance - Trisha Roberts, Cesar Nava - State Farm Insurance Agent, USA Insurance. This directory lists 20 renters insurance agents serving Alamogordo.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Amy Tillotson - State Farm Insurance Agent | 1018 Vermont Ave | (575) 437-3811 |
| 2 | Farmers Insurance - Trisha Roberts | 1909 Indian Wells Rd | (575) 434-8114 |
| 3 | Cesar Nava - State Farm Insurance Agent | 1222 N White Sands Blvd | (575) 446-4246 |
| 4 | USA Insurance | 3310 N White Sands Blvd | (575) 439-9999 |
| 5 | Pioneer Abstract & Title Co | 909 Delaware Ave | (575) 437-5810 |
| 6 | Reliance Real Estate Group of Alamogordo, LLC - Paula Osborne, QB | 1015 Cuba Ave | (575) 415-3277 |
| 7 | George Gandy Insurance | 912 Adams Ave | (575) 437-2892 |
| 8 | David Quinlan - State Farm Insurance Agent | 351 Panorama Blvd | (575) 446-4022 |
| 9 | Javier Lerma: Allstate Insurance | 820 E 10th St | (575) 812-8030 |
| 10 | Edd Gauldin - State Farm Insurance Agent | 2904 N White Sands Blvd | (575) 437-9948 |
Amy Tillotson - State Farm Insurance Agent serves the Alamogordo, New Mexico area with renters insurance coverage. This agency helps local tenants protect personal belongings against theft, fire, and water damage. Policies can include liability protection in case someone is injured within a rented home or apartment. The company also assists customers in understanding policy deductibles and coverage limits specific to their lease agreement. Residents can inquire about adding identity theft protection or additional coverage for valuable jewelry and electronics through this location.
Farmers Insurance - Trisha Roberts provides renters insurance policies to protect personal belongings and liability coverage for tenants. Its service plans include guidance in assessing coverage limits and filing claims when needed. Routine support helps policyholders understand their deductibles and update inventories after life changes. It advises on protecting valuables like electronics and jewelry. This agent serves clients renting single-family homes, apartments, retail, and restaurants.
Cesar Nava - State Farm Insurance Agent serves the city of Alamogordo, New Mexico, and the surrounding communities. This agency handles renters insurance policies designed to protect a tenant's personal belongings against covered losses such as theft or fire damage. The office also assists clients in understanding how liability coverage can offer financial protection if someone is injured inside their rental home. To handle a typical job, the agency begins with a consultation to explain policy options, then tailors coverage limits to match each client's specific inventory and budget.
USA Insurance in Alamogordo, NM, offers renters insurance policies structured as either a single-payment term or a recurring monthly premium, providing flexible budgeting for tenants. Coverage typically protects personal belongings against theft, fire, and water damage from plumbing failures, while also including liability protection for guest injuries on the rented property. The company operates on an as-needed basis, with services available for policy inquiries, claims, and policy adjustments only when a tenant actively requests assistance.
Pioneer Abstract & Title Co in Alamogordo, NM serves local homeowners, renters, and property managers seeking renters insurance coverage to protect personal belongings and liability in this desert region. The agency assists clients in securing policies that safeguard against common perils like fire and theft. Residents and property managers throughout Alamogordo benefit from personalized guidance in selecting appropriate coverage limits and deductibles. The company also extends its services to the broader Otero County area, including neighboring communities such as Tularosa.
Reliance Real Estate Group of Alamogordo, LLC - Paula Osborne, QB offers tailored renters insurance policies that protect personal belongings and liability, serving local tenants in Alamogordo, NM. Its general service work involves reviewing lease requirements and matching coverage to individual living situations. When seasonal monsoon rains cause water damage or autumn winds threaten patio furniture, having a comprehensive policy in place ensures prompt reimbursement and peace of mind.
George Gandy Insurance in Alamogordo, New Mexico is known for offering reliable renters insurance policies that protect personal belongings and liability. Its service range covers local residents seeking affordable coverage tailored to rental properties, apartments, and condominiums. The company also provides guidance on understanding policy limits and deductible options for comprehensive protection. For added security, George Gandy Insurance can include flood insurance as a specialized add on for renters.
Winter storms in Alamogordo can lead to burst pipes and unexpected water damage in rental properties, making reliable coverage essential. David Quinlan - State Farm Insurance Agent provides policies designed to protect tenants' personal belongings against common local risks like theft and fire damage. The agency helps renters understand how liability coverage works if someone is injured inside their unit. The straightforward process begins with a brief review of the renter's current inventory and building details to identify suitable protection options.
Javier Lerma: Allstate Insurance provides renters insurance services for residences in Alamogordo, New Mexico, and the surrounding region. Commercial coverage is also available to address business-related property needs. The agency helps clients protect personal belongings and liability within standard policy guidelines. After an initial consultation or claim, the agent typically follows up with clients to review coverage adjustments or address any further questions before regular renewal visits occur.
What Does a a Renters Insurance Agent in Alamogordo Cost?
Renters insurance in New Mexico typically costs between 12 and 25 dollars per month for standard coverage. A policy with 30000 dollars in personal property coverage and 100000 dollars in liability usually falls in the 15 to 20 dollar range. Actual costs depend on your location in Alamogordo your credit score and the deductible you choose. This is general information not insurance advice.
About renters insurance agents in Alamogordo
A renters insurance agent in Alamogordo New Mexico can help you find a policy that protects your personal belongings and provides liability coverage. New Mexico does not require renters insurance by law but many landlords in Otero County now require proof of coverage in the lease agreement. Working with a local agent ensures you understand how New Mexico property laws affect your policy limits and deductibles.
Frequently Asked Questions
What does a renters insurance agent in Alamogordo do?
A renters insurance agent helps you compare policies from different insurance companies. They explain coverage options like personal property replacement cost and liability protection. The agent also helps you file claims if your belongings are damaged or stolen.
Is renters insurance required in New Mexico?
New Mexico state law does not require renters insurance. However many landlords in Alamogordo include a clause in the lease that requires tenants to carry a policy with at least 100000 dollars in liability coverage. Check your lease agreement for specific requirements.
How much personal property coverage do I need in Alamogordo?
Most renters insurance agents recommend coverage equal to the total value of your belongings. For a typical one bedroom apartment in Alamogordo this is often between 15000 and 30000 dollars. You can create a home inventory to determine the right amount for your situation.
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