The top-rated renters insurance agent in Farmington, New Mexico is Ginny Gil - State Farm Insurance Agent, rated 4.9 stars across 328 reviews. Other highly rated options include Affordable Insurance, Freedom Insurance, Ben Mortensen - State Farm Insurance Agent. This directory lists 20 renters insurance agents serving Farmington.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Ginny Gil - State Farm Insurance Agent | 3030 E Main St Ste C | (505) 327-3771 |
| 2 | Affordable Insurance | 560 E Main St #104 | (505) 325-9391 |
| 3 | Freedom Insurance | 312 W Apache St | (505) 516-0100 |
| 4 | Ben Mortensen - State Farm Insurance Agent | 3900 E Main St | (505) 327-6117 |
| 5 | C&R Insurance | 3501 E Main St Ste C | (505) 325-9610 |
| 6 | Walker Agency | 1501 San Juan Blvd # 201 | (505) 326-4952 |
| 7 | Kysar Millennium Leavitt | 300 W Arrington St STE 100 | (505) 325-4561 |
| 8 | Trudy Goldsmith - State Farm Insurance Agent | 800 E 30th St Bldg 2A | (505) 327-4841 |
| 9 | Silvia Ramos: Allstate Insurance | 2400 E 20th St | (505) 327-9667 |
| 10 | Le Grand Jack - State Farm Insurance Agent | 623 W Broadway | (505) 327-7771 |
Ginny Gil - State Farm Insurance Agent serves Farmington, New Mexico, and the surrounding San Juan County area, providing renters insurance to local residents. The agency helps tenants protect their personal belongings from theft, fire, and water damage while also offering liability coverage for accidents that may occur within a rental unit. Additionally, it handles loss-of-use coverage for temporary living expenses and personal property replacement cost endorsements.
Affordable Insurance provides renters insurance coverage in Farmington, NM, offering protection for personal belongings, liability, and additional living expenses in the event of a covered loss. Policies can be customized with options such as high-value item riders and identity theft restoration. Routine policy reviews and claim assistance are available to help clients maintain adequate coverage as their needs change. The agency services single-family homes, apartments, retail spaces, and restaurants, tailoring policies to each property type.
Freedom Insurance serves renters and tenants throughout the Farmington, NM area, helping them secure coverage for personal belongings and liability protection. The agency assists clients in understanding policy options that fit their living situations, from apartments to single-family rentals. It provides guidance on selecting appropriate limits and deductibles to match individual needs. Residents can access personalized support for filing claims or adjusting coverage when circumstances change. The company also extends its services to neighboring communities such as Aztec and the greater Four Corners region.
Ben Mortensen - State Farm Insurance Agent serves the Farmington area and surrounding communities in northwestern New Mexico, focusing on helping residents secure renters insurance. This agency handles policies that cover personal belongings and liability protection within a rental property. The agent works directly with each client to identify their specific coverage needs and provides clear explanations of different policy options available. In handling a typical job, the agent reviews individual rental agreements and inventory lists to tailor the policy accordingly.
C&R Insurance in Farmington, NM helps clients choose between a one-time policy option and a recurring monthly plan for renters coverage, which protects personal belongings and provides liability protection. A one-time policy covers a single term, while a recurring option ensures continuous protection without the need to renew each period. Coverage typically extends to theft, fire, and water damage from household issues. Service for selecting or updating policies runs on an as-needed basis, with no predetermined schedule required.
Walker Agency offers dedicated renters insurance services for residents of Farmington, New Mexico, helping tenants protect their personal belongings against unforeseen events. The agency provides coverage for liability issues and temporary living expenses when a rental becomes uninhabitable. Each policy is tailored to fit the unique needs of the policyholder. As winter approaches, the company assists clients in navigating claims for burst pipes or roof damage caused by heavy snowfall.
With the monsoon season bringing sudden hail and flash floods to the Farmington area, local tenants often review their coverage for personal belongings. Kysar Millennium Leavitt assists clients in evaluating policies that address these regional weather risks. Their team helps customers compare protection levels for electronics, furniture, and clothing within the limitations of a standard lease. Following an initial discussion, they typically review the renter’s current inventory list before scheduling a brief walk-through of the dwelling’s main living spaces.
Trudy Goldsmith - State Farm Insurance Agent provides renters insurance policies that protect personal belongings and offer liability coverage for residential tenants in Farmington, NM. Specialty add-ons can include identity theft protection and water backup coverage. This agency can help secure policies for tenants living in various residential settings, including apartments and houses. It also serves commercial sectors such as offices, warehouses, and food service establishments requiring similar property and liability protections.
Silvia Ramos: Allstate Insurance provides renters insurance policies tailored for residential properties in the Farmington area. Commercial coverage is also available to protect small businesses and landlords within the local community. Serving clients throughout San Juan County, the agency helps residents safeguard personal belongings and liability. Policies can be reviewed and adjusted during regular visits, with follow-up support offered between appointments to address new claims or coverage questions.
Le Grand Jack - State Farm Insurance Agent in Farmington, NM, is known for providing renters insurance policies that protect personal belongings and liability inside an apartment or home. The company offers coverage options tailored to local residents, helping them safeguard electronics, furniture, and clothing from theft or damage. Le Grand Jack also assists clients in selecting appropriate deductibles. For added protection, the agency can include a personal liability umbrella policy extension.
What Does a a Renters Insurance Agent in Farmington Cost?
Renters insurance in New Mexico generally ranges from 150 to 360 dollars per year for a standard policy. Factors such as the amount of personal property coverage, liability limits, and the deductible affect the premium. In Farmington, rates may vary based on local crime statistics and weather risks. This is general information and not insurance advice.
About renters insurance agents in Farmington
Renters insurance agents in Farmington, New Mexico help tenants protect personal property and cover liability. New Mexico law does not require renters insurance, but many landlords in the Four Corners area may ask for proof of coverage. An agent can explain policy options for risks like fire, theft, or weather damage common in San Juan County.
Frequently Asked Questions
What does a renters insurance agent in Farmington do?
A renters insurance agent helps you choose a policy that covers your personal belongings and provides liability protection. They can explain coverage limits and deductibles based on your needs and budget. The agent also assists with filing claims if you experience a loss.
Is renters insurance required by law in New Mexico?
No, New Mexico state law does not require renters insurance. However, many landlords in Farmington may include a requirement in the lease agreement. It is a good idea to have coverage to protect your possessions and avoid out-of-pocket costs for damages.
How much does renters insurance cost in Farmington New Mexico?
Renters insurance in New Mexico typically costs between 15 and 30 dollars per month for standard coverage. The exact price depends on your location, the value of your belongings, and the deductible you choose. An agent can provide a quote tailored to your situation.
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