The top-rated renters insurance agent in Shakopee, Minnesota is Katie Odeen - State Farm Insurance Agent, rated 5.0 stars across 284 reviews. Other highly rated options include Farmers Insurance - Bradley Hansen, Brad Billings - State Farm Insurance Agent, Eric Means - State Farm Insurance Agent. This directory lists 15 renters insurance agents serving Shakopee.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Katie Odeen - State Farm Insurance Agent | 1226 4th Ave E #110 | (952) 225-5450 |
| 2 | Farmers Insurance - Bradley Hansen | 8170 Old Carriage Ct Suite 200 | (952) 222-4479 |
| 3 | Brad Billings - State Farm Insurance Agent | 255 1st Ave E | (952) 445-3362 |
| 4 | Eric Means - State Farm Insurance Agent | 1667 17th Ave E #103 | (952) 446-7067 |
| 5 | Farmers Insurance - Robert Whitcomb | 132 Holmes St S | (952) 942-2082 |
| 6 | Innovative Insurance Services LLC | 8091 Old Carriage Ct | (952) 445-5767 |
| 7 | HomeTown Insurance | 950 Vierling Dr W Suite 100 | (952) 873-1876 |
| 8 | JJ Insurance | 1038 1st Ave E | (952) 283-3067 |
| 9 | Robert Loonan American Family Insurance | 1221 4th Ave E #165 | (952) 445-8100 |
| 10 | WR Insurance Agency, LLC | 327 Marschall Rd Suite 380 | (612) 799-6972 |
Katie Odeen - State Farm Insurance Agent serves clients in the Shakopee, MN, metro area, providing renters insurance policies to protect personal belongings and liability. As a local agent, Katie helps tenants and homeowners customize coverage for their specific needs. The agency assists residents with protecting their property against common risks such as theft, fire, and accidental damage within the Shakopee region. Specific services handled here include loss of use coverage and personal property replacement cost options.
Farmers Insurance - Bradley Hansen provides renters insurance coverage options for individuals seeking to protect personal belongings and liability in Shakopee, Minnesota. The agency offers policies that typically include personal property protection, loss of use coverage, and liability assistance, with options to customize plans based on specific needs. Regular policy reviews help clients adjust coverage as circumstances change. This insurance agent services single-family homes, apartments, retail spaces, and restaurants.
Brad Billings - State Farm Insurance Agent serves homeowners and renters in Shakopee, Minnesota, with tailored renters insurance policies that protect personal belongings and provide liability coverage. The agency helps clients understand their policy options for affordable protection against theft, fire, and weather-related damage. This local office guides renters through available discounts and coverage add-ons to fit individual needs. Its services also assist with filing claims and reviewing coverage limits annually. The agency extends its support to nearby Savage, providing the same renters insurance expertise to residents there.
Eric Means - State Farm Insurance Agency in Shakopee, Minnesota, provides renters insurance with attention to the difference between one-time policies for short-term leases and recurring coverage that renews automatically for longer tenancies. The core policy generally protects personal belongings against perils like fire, theft, and certain water damage while also including liability coverage. Coverage options can be adjusted based on individual renter needs. This agency’s services are available on either a one-time basis for a single policy term or as a scheduled, recurring arrangement.
Farmers Insurance - Robert Whitcomb serves renters in Shakopee, Minnesota and the surrounding communities. It handles renters insurance policies designed to protect personal belongings and provide liability coverage for tenants. The agency works with clients to explain coverage options and help them select appropriate policy limits and deductibles that fit their rental situation. Its approach for a typical job involves reviewing a client's inventory of possessions and discussing specific risks in the local area.
Innovative Insurance Services LLC provides specialized renters insurance guidance to cover personal property and liability risks. It serves the Shakopee, Minnesota, area by helping clients select appropriate policies tailored to individual needs, ensuring financial protection for belongings and living expenses. The agency assists clients through the entire application process, explaining policy terms and coverage limits clearly. It particularly helps renters prepare for severe Minnesota winters by recommending additional coverage for burst pipe damage or ice dam leaks that can affect ground-level apartments and homes.
As spring storms increase across Shakopee, some renters realize their belongings are not covered for water damage from burst pipes or roof leaks. HomeTown Insurance helps residents navigate these gaps by offering renters insurance policies tailored to local rental properties, including apartments and townhomes. The agency works with clients to select appropriate coverage for personal property and liability needs in the area. A typical first meeting involves a brief inspection of the renter's space and an initial assessment of their current valuables.
JJ Insurance in Shakopee, MN, helps renters secure coverage that protects personal belongings from unforeseen events like theft or fire damage. The company also offers specialty endorsements, such as coverage for high-value jewelry, electronics, or water backup from drains and sewers that standard policies might exclude. Additional options include actual cash value versus replacement cost settlements, and increased liability limits beyond basic coverage. For commercial needs, JJ Insurance can serve offices, warehouses, and food service operations with tailored renters policies.
Robert Loonan American Family Insurance provides residential renters insurance in Shakopee, Minnesota, covering personal property and liability needs for tenants. The agency also handles commercial insurance policies for local businesses in the area. Coverage consultations are available for new clients seeking protection for their belongings and living space. Clients can expect thorough assistance during the initial policy setup, followed by helpful follow-up service between regular visits to address any coverage questions or policy adjustments as circumstances change.
WR Insurance Agency, LLC in Shakopee, MN is known for securing personalized renters insurance policies that protect personal belongings and liability. Its service range includes helping local tenants match coverage limits to their specific apartment or rental home needs, covering everything from electronics to furniture against theft and damage. The agency also can add on an extended replacement cost endorsement to ensure full value is recovered after a total loss.
What Does a a Renters Insurance Agent in Shakopee Cost?
Typical renters insurance costs in Minnesota range from 15 to 30 dollars per month for standard coverage. In Shakopee factors like your credit score the age of the building and the amount of coverage you choose can change the price. Higher deductibles usually lower your monthly premium. This is general information not insurance advice.
About renters insurance agents in Shakopee
Renters insurance agents in Shakopee Minnesota help tenants protect personal property and cover liability risks. Minnesota law does not require renters insurance but many landlords in Shakopee now include it as a lease condition. An agent can explain how local weather risks like hail and snow damage affect your policy needs.
Frequently Asked Questions
What does a renters insurance agent in Shakopee do?
A renters insurance agent helps you compare policies from different carriers to find coverage for your belongings and liability. They explain deductibles and policy limits specific to Minnesota risks like burst pipes or theft. Agents also assist with filing claims and adjusting coverage as your needs change.
Is renters insurance required in Shakopee Minnesota?
Minnesota state law does not require renters insurance. However many landlords in Shakopee now include a renters insurance requirement in the lease agreement. An agent can help you meet that requirement with a policy that fits your budget.
How much personal property coverage do I need in Shakopee?
Most agents recommend coverage equal to the total value of your belongings. A common starting point is 20000 to 30000 dollars for a one bedroom apartment. Your agent can help you create an inventory list to set the right amount.
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