The top-rated renters insurance agent in Elk River, Minnesota is Kevin Gleitz - State Farm Insurance Agent, rated 4.9 stars across 277 reviews. Other highly rated options include Wayne Swart - State Farm Insurance Agent, The Pampusch Agency, North Central Insurance Agency. This directory lists 16 renters insurance agents serving Elk River.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Kevin Gleitz - State Farm Insurance Agent | 370 Jackson Ave NW | (763) 441-2482 |
| 2 | Wayne Swart - State Farm Insurance Agent | 817 Main St NW | (763) 274-2000 |
| 3 | The Pampusch Agency | 17205 Yale St NW Suite B | (763) 441-4250 |
| 4 | North Central Insurance Agency | 16854 US-10 | (763) 241-7900 |
| 5 | Elk Agency Insurance | 325 Main St NW | (763) 241-0656 |
| 6 | Pentagon Insurance | 18853 Freeport St NW | (763) 331-8700 |
| 7 | Bonnie Koste Agency Inc American Family Insurance | 913 Main St NW | (763) 441-9029 |
| 8 | Forthright Insurance LLC | 231 Main St NW #3 | (763) 447-4112 |
| 9 | Patriot Insurance Brokers | 312 Main St NW | (763) 595-1544 |
| 10 | Farm Bureau Financial Services: Jessica Filipek | 19276 Vernon St NW Ste A | (763) 595-1146 |
Kevin Gleitz - State Farm Insurance Agent serves Elk River, Minnesota, and the surrounding Sherburne County area. The agency specializes in providing renters insurance policies for local residents. These policies protect personal belongings and provide liability coverage against common household risks. The agency evaluates individual needs to recommend appropriate coverage limits and deductibles. Its services include filing and processing claims for stolen property or accidental damage within a rental unit.
Wayne Swart - State Farm Insurance Agent in Elk River, MN, provides personalized renters insurance policies tailored to individual coverage needs. The agency helps clients select appropriate liability protection and personal property coverage, with support for filing claims and adjusting policies as circumstances change. Service includes reviewing current coverage limits and deductibles during annual check-ins. The agency services single-family homes, apartments, retail spaces, and restaurants in the local area.
The Pampusch Agency serves renters across Elk River, helping tenants secure coverage for personal belongings and liability protection. As a local insurance agent, it assists clients in selecting policies that safeguard valuables against theft, fire, and water damage. The agency guides customers through policy options, explaining how deductibles and coverage limits apply to typical apartment or rental home scenarios. Its services include comparing quotes and binding policies to meeting renter requirements quickly. The team also works with residents in nearby Otsego for similar property protection needs.
Serving Elk River and the surrounding communities in Sherburne County, North Central Insurance Agency handles individual renters insurance policies for local tenants and landlords. It advises clients on liability protection and personal property coverage for apartments, condominiums, and single-family rentals. The agency works through a straightforward process, reviewing each renter's inventory and risk factors before presenting appropriate options. This job is typically handled by comparing available coverage limits and deductibles from its carrier base to match the specific needs of each policyholder.
Elk Agency Insurance assists renters in Elk River, Minnesota, with both one-time policy setups for immediate coverage and ongoing service options for long-term protection. The agency helps tenants secure coverage for personal belongings against common perils such as fire, theft, and water damage. Policies also typically include liability protection and temporary living expenses if a home becomes uninhabitable. Service runs on both a one-time basis for initial policies and an as-needed basis for claims or adjustments.
As snow and ice begin to thaw each spring, many renters in Elk River face seasonal challenges like burst pipes or water damage from melting roofs. Pentagon Insurance helps protect personal belongings and liability in such local conditions by offering tailored renters insurance policies. Their agents guide new clients through coverage options that address regional weather risks and apartment or condo living. To get started, the company schedules a straightforward, room-by-room walkthrough to estimate the value of household contents and identify potential hazards.
Bonnie Koste Agency Inc American Family Insurance specializes in renters insurance policies for tenants in Elk River, MN. Its agents provide steady support for local clients seeking coverage for personal belongings and liability protection. The agency assists with tailoring policies to fit different rental situations, from apartments to single-family homes. As spring approaches, it helps tenants address potential coverage gaps through inventory checks before severe weather season arrives.
Forthright Insurance LLC works to secure tenant property and liability coverage for residents in and around Elk River, Minnesota. Specialty add-ons such as coverage for high-value personal items, identity theft protection, and accidental damage to belongings can be tailored into a standard policy. By carefully customizing each renter’s plan, the agent aims to close common gaps found in basic coverage. This service is available to professionals operating from office rentals, managers overseeing warehouses, and owners running food service establishments.
Patriot Insurance Brokers provides renters insurance for residential tenants in Elk River, Minnesota, offering protection for personal belongings and liability. Commercial coverage is also available for local businesses. The company services clients throughout Elk River and the surrounding area. Policies help safeguard against common risks such as theft or accidental damage. Agents work with tenants to select appropriate coverage limits and deductibles. Follow-up service is provided to adjust policies as needed between regular visits, ensuring coverage remains current with changing personal property.
Farm Bureau Financial Services: Jessica Filipek is known for providing renters insurance coverage in Elk River, MN. The agency helps local tenants protect personal belongings against common perils such as fire, theft, and water damage. Policies also include liability protection if someone is injured inside a rented home or apartment. As a specialist in this area, Jessica can advise on coverage limits suited to individual rental situations. The agency can add on optional endorsements like coverage for high-value jewelry or electronics.
What Does a a Renters Insurance Agent in Elk River Cost?
Renters insurance in Minnesota typically costs between 15 and 30 dollars per month for a standard policy. In Elk River the average premium is around 18 to 25 dollars per month for 30000 dollars of property coverage and 100000 dollars of liability. Factors like your credit score location and deductible choice affect the final price. This is general information and not insurance advice.
About renters insurance agents in Elk River
Renters insurance agents in Elk River Minnesota help tenants protect their personal property and liability. Minnesota law does not require renters insurance but most landlords in the area now ask for proof of coverage. An agent can explain how a policy covers your belongings against theft fire and water damage.
Frequently Asked Questions
What does a renters insurance agent in Elk River do?
A renters insurance agent helps you choose a policy that fits your budget and needs. They explain coverage limits deductibles and optional add-ons like flood or sewer backup protection. They also assist with filing claims if you have a loss.
Is renters insurance required in Minnesota?
Minnesota state law does not require renters insurance. However many landlords in Elk River include a lease clause that requires tenants to carry a policy. An agent can help you meet that requirement.
How much personal property coverage do I need in Elk River?
Most agents recommend at least 20000 to 30000 dollars in personal property coverage for a typical apartment. You should create a home inventory to determine the value of your belongings. An agent can adjust the amount based on your items.
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