The top-rated renters insurance agent in Andover, Minnesota is Mike Orn - State Farm Insurance Agent, rated 5.0 stars across 596 reviews. Other highly rated options include Larsen Insurance Group, Baker Insurance Brokers, Hemgren Family Insurance. This directory lists 11 renters insurance agents serving Andover.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Mike Orn - State Farm Insurance Agent | 3366 Bunker Lake Blvd NW | (763) 323-4101 |
| 2 | Larsen Insurance Group | 2705 Bunker Lake Blvd NW Suite 206 | (763) 783-1188 |
| 3 | Baker Insurance Brokers | 13750 Crosstown Dr NW #100 | (763) 316-6632 |
| 4 | Hemgren Family Insurance | 15219 Bluebird St NW | (763) 208-6196 |
| 5 | Mike Mattingley - State Farm Insurance Agent | 13412 Hanson Blvd NW | (763) 421-5850 |
| 6 | Briena Nyquist American Family Insurance | 15190 Bluebird St NW #106 | (763) 755-9305 |
| 7 | Marci Hawkins American Family Insurance | 15190 Bluebird St NW #106 | (763) 427-4055 |
| 8 | Christiansen Insurance Agency | 13828 Round Lake Blvd NW | (763) 427-2700 |
| 9 | Oak Grove Insurance Agency - David Johnson | 17424 Marigold St NW | (763) 339-0400 |
| 10 | Ames Insurance | 4310 144th Ln NW | (763) 421-4343 |
Mike Orn – State Farm Insurance Agent serves Andover, Minnesota, as a renters insurance provider. The agency helps local tenants protect personal belongings and liability coverage. Residents can insure furniture, electronics, and clothing against theft or fire. Living with limited space often makes built-in luggage or appliance insurance necessary. Renters here also typically need liability protection for guest and damages accidents. This agency handles personal property coverage and offers policy upgrades for jewelry and electronics.
Larsen Insurance Group provides renters insurance policies, including liability coverage and personal property protection, for residents in Andover, Minnesota. It offers standard policy service with options for adjusting coverage limits and deductibles as needs change. The company assists clients with filing claims and managing policy renewals over time. Its services extend to tenants renting single-family homes, apartments, and commercial spaces such as retail properties and restaurants.
Baker Insurance Brogers serves homeowners, businesses, and property managers in Andover, Minnesota, offering renters insurance policies that protect personal belongings and provide liability coverage. The agency helps clients understand their coverage options and secure appropriate limits for their apartments or rental homes. It assists with policy details, including loss-of-use provisions and deductible selection. Beyond Andover, the agency also extends its services to the neighboring community of Ham Lake, ensuring renters there have access to tailored insurance solutions as well.
Serving Andover, Minnesota, and surrounding communities, Hemgren Family Insurance handles renters insurance for local tenants and homeowners. It helps clients protect personal belongings, secure liability coverage, and manage loss-of-use provisions. The agent reviews specific living situations and recommends appropriate coverage limits from available policies. By explaining deductibles, replacement cost options, and common exclusions, the company ensures each client understands their options. It approaches each job by conducting a thorough needs assessment before presenting tailored coverage choices.
Mike Mattingley - State Farm Insurance Agent offers a distinction between a single renters insurance policy, which provides ongoing protection until canceled, and modifying coverage only when a tenant moves or requests a change. Renters insurance typically covers personal belongings against theft or damage, liability for accidents, and additional living expenses after a covered loss. This agent serves the Andover, MN area by tailoring these protections to individual tenant needs. Service operates primarily on a recurring basis, with policies reviewed annually for necessary adjustments.
As the harsh Minnesota winters approach, Andover residents often review their coverage for adequate protection against unexpected burst pipes or fire damage. Briena Nyquist American Family Insurance helps local renters secure a policy that fits their specific living situation and possessions. Understanding that every rental unit differs, the agency customizes recommendations to reflect a tenant’s actual needs and lifestyle. A typical first step involves a thorough discussion of existing belongings and dwelling conditions to schedule an initial assessment of any unique risk factors.
As a renters insurance agent, Marci Hawkins American Family Insurance in Andover, MN offers specialized coverage for personal belongings and liability protection. It also provides general guidance on policy deductibles and replacement cost options for local residents. This agency assists renters by evaluating their unique risks, from theft to accidental damage in apartments or houses. In addition, the company helps clients prepare coverage adjustments before the severe storm season common to the Minnesota area, ensuring property and temporary living expenses are protected.
Christiansen Insurance Agency provides personal insurance guidance, specializing in helping renters secure protection for their belongings and liability concerns in Andover. Their services extend to adding coverage for valuable items and temporary living expenses after a covered loss. Serving individuals and businesses in the local area, the agency is available to develop policies for those operating offices, maintaining warehouses, or running food service establishments.
Oak Grove Insurance Agency - David Johnson provides residential renters insurance, protecting personal property and liability within Andover, MN. Commercial coverage is also offered for local business tenants who lease their space. The agency serves Andover and the surrounding greater Anoka County area. After securing an initial policy, clients can expect attentive follow-up service to review coverage needs between regular rental agreement renewals.
What Does a a Renters Insurance Agent in Andover Cost?
Typical renters insurance in Minnesota costs between 15 and 30 dollars per month for a standard policy. The exact price depends on your coverage amount, deductible, and location in Andover. Factors like your credit score and claims history can also affect the rate. This is general information, not insurance advice.
About renters insurance agents in Andover
Renters insurance agents in Andover, Minnesota help tenants protect personal property and cover liability. Minnesota law does not require renters insurance, but many landlords in Andover may ask for proof of coverage in the lease. An agent can explain how local weather risks like hail or snow damage affect your policy options.
Frequently Asked Questions
What does a renters insurance agent in Andover do?
A renters insurance agent helps you find a policy that covers your belongings and liability. They can compare quotes from different companies and explain coverage limits. In Minnesota, agents must be licensed by the state Department of Commerce.
Is renters insurance required in Andover Minnesota?
Renters insurance is not required by Minnesota state law. However, many landlords in Andover include a requirement in the lease agreement. An agent can help you meet that requirement with a suitable policy.
How do I choose a renters insurance agent in Andover?
Look for an agent licensed in Minnesota with experience in renters policies. Ask about their knowledge of local risks like winter pipe bursts or storm damage. You can check an agents license status on the Minnesota Department of Commerce website.
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