The top-rated renters insurance agent in Apple Valley, Minnesota is Butler & Associates Insurance Agency, rated 4.9 stars across 243 reviews. Other highly rated options include Joe Etten - State Farm Insurance Agent, Dave Melle - State Farm Insurance Agent, Brett McSparron - State Farm Insurance Agent. This directory lists 18 renters insurance agents serving Apple Valley.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Butler & Associates Insurance Agency | 14800 Galaxie Ave Suite 208 | (952) 953-3838 |
| 2 | Joe Etten - State Farm Insurance Agent | 14501 Granada Dr #101 | (952) 431-7100 |
| 3 | Dave Melle - State Farm Insurance Agent | 14831 Energy Way | (952) 997-3010 |
| 4 | Brett McSparron - State Farm Insurance Agent | 15030 Glazier Ave #100 | (952) 431-1300 |
| 5 | Farmers Insurance - Kara Petter | 13000 Pilot Knob Rd Ste 1 | (952) 432-1967 |
| 6 | Retta Insurance Agency LLC | 14870 Granada Ave #155 | (763) 465-1101 |
| 7 | Mayer Insurance Agency | 15025 Garrett Ave #201 | (952) 432-5900 |
| 8 | Debra Suman American Family Insurance | 14698 Galaxie Ave | (952) 953-0900 |
| 9 | Farmers Insurance - Fink Agency | 14771 Energy Way | (651) 288-5633 |
| 10 | Farmers Insurance - James Harris | 7300 147th St W | (706) 829-9750 |
Butler & Associates Insurance Agency serves the Apple Valley, Minnesota area as a dedicated renters insurance agent. They assist local residents by explaining policy options that protect personal belongings against common perils. Their services include helping tenants choose appropriate coverage limits and deductibles for their specific rental situation. Butler & Associates also processes new applications and guides clients through claim procedures when losses occur to their possessions. The agency handles policy adjustments for apartment dwellers and homeowners association rule requirements.
Joe Etten - State Farm Insurance Agent serves homeowners, businesses, and property managers throughout Apple Valley, Minnesota, with comprehensive renters insurance solutions. The agency helps renters protect their personal belongings and secure liability coverage for unexpected events. Tailored policies address the unique needs of tenants in apartments, condos, and single-family rentals. Professional guidance simplifies the process of selecting appropriate coverage limits and deductibles. This renter’s insurance provider also extends its services to neighboring communities throughout the southern metro, including Lakeville and Burnsville.
Dave Melle - State Farm Insurance Agent provides renters insurance coverage for Apple Valley, Minnesota residents. Its policies typically include protection for personal belongings against common risks like theft, fire, and water damage. Liability coverage is also commonly offered to help guard against accidents occurring within a rented space. The service includes assisting clients in reviewing their coverage limits and deductibles to suit their individual needs. The agent services various property types, including single-family homes, apartments, retail locations, and restaurants.
Serving Apple Valley and the surrounding Minnesota communities, Brett McSparron - State Farm Insurance Agent handles renters insurance policies designed to protect personal belongings and provide liability coverage. The agency assists local renters in understanding coverage options that can shield them from unexpected financial losses. For each typical job, the agent conducts an initial consultation to assess the renter’s specific property needs and risk factors.
Farmers Insurance - Kara Petter offers renters insurance on a recurring premium basis rather than a one-time service, providing policyholders with monthly or annual payment options that keep coverage active. Their standard policies generally protect personal belongings against named perils like fire and theft, while also including liability coverage for incidents occurring within the rental unit. This Apple Valley, Minnesota agency ensures renters can maintain continuous protection without needing to request new coverage for each leasing term. Service runs on a recurring, as-needed basis through policy renewals and claims assistance.
Retta Insurance Agency LLC specializes in providing renters insurance coverage for residents in Apple Valley, Minnesota. It assists clients in selecting policies that protect personal belongings against theft, fire damage, and water-related incidents. The agency advises on liability coverage and offers guidance for additional living expenses if a home becomes uninhabitable. It helps renters address coverage needs during the spring season, when increased rainfall raises the risk of basement flooding and related property damage.
As winter approaches in Apple Valley, concerns about frozen pipes or burst water heaters prompt many tenants to review their coverage. Mayer Insurance Agency provides tailored renters insurance policies that protect personal belongings and liability in those exact scenarios. Their agents explain how different coverage limits apply to local apartment complexes and rental homes. They also clarify the difference between replacement cost and actual cash value for popular electronics and furnishings. An initial virtual appointment is scheduled to inspect high-value items and walk through the policy assessment with the client.
Debra Suman American Family Insurance in Apple Valley, MN, works to provide renters insurance policies that protect personal belongings and liability. These policies can be tailored with additional coverage for high-value items such as jewelry or electronics. Renters insurance also covers loss of use if a residence becomes uninhabitable. The agent can develop coverage plans for offices, warehouses, and food service operations.
Farmers Insurance - Fink Agency provides renters insurance services for residences in Apple Valley, Minnesota, helping tenants protect personal belongings and liability. Commercial coverage for small local businesses is also available to interested clients in the surrounding area. The agency serves the greater Apple Valley community, offering policies tailored to different housing situations. Customers may return for policy adjustments or claim assistance between their regular visits to ensure continuous coverage meets changing needs.
Farmers Insurance - James Harris is a renters insurance agent in Apple Valley, Minnesota, known for providing personalized coverage consultations to local residents. This agency serves tenants across the surrounding area, helping them secure policies that protect personal belongings against theft, fire, and water damage. Standard renters insurance offered here typically includes liability protection and additional living expenses coverage. The agency can also add on a specialty policy for valuable items such as jewelry or electronics.
What Does a a Renters Insurance Agent in Apple Valley Cost?
In Minnesota renters insurance typically costs between 15 and 30 dollars per month for standard coverage. Factors like your Apple Valley location the amount of personal property you own and your chosen deductible affect the final price. Higher coverage limits or added endorsements for jewelry or electronics raise the cost. This is general information not insurance advice.
About renters insurance agents in Apple Valley
Renters insurance agents in Apple Valley Minnesota help tenants protect personal property from theft fire and water damage. Minnesota law does not require renters insurance but landlords often ask for proof of coverage. An agent can explain how local weather risks like hail or snowmelt affect your policy options.
Frequently Asked Questions
What does a renters insurance agent in Apple Valley do?
A renters insurance agent helps you compare policies from different companies. They explain coverage limits deductibles and exclusions specific to Minnesota. The agent also assists with filing claims and updating your policy as your needs change.
Is renters insurance required in Apple Valley Minnesota?
Minnesota state law does not require renters insurance. However many landlords in Apple Valley include a lease clause that requires tenants to carry a policy. An agent can help you meet that requirement without overpaying.
What does renters insurance cover in Minnesota?
Standard renters insurance covers personal property loss from fire theft vandalism and certain weather events. It also includes liability protection if someone is injured in your rental unit. Minnesota policies often exclude flood damage which requires separate coverage.
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