The top-rated renters insurance agent in Richmond, Kentucky is Ashley Williams - State Farm Insurance Agent, rated 4.9 stars across 356 reviews. Other highly rated options include Chris Brown - State Farm Insurance Agent, Parsons & Howard Insurance Group LLC, State Farm: Jerry Goble. This directory lists 20 renters insurance agents serving Richmond.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Ashley Williams - State Farm Insurance Agent | 213 St George St | (859) 353-0746 |
| 2 | Chris Brown - State Farm Insurance Agent | 638 University Shopping, Center Dr | (859) 623-0180 |
| 3 | Parsons & Howard Insurance Group LLC | 332 High Land Park Dr | (859) 624-9199 |
| 4 | State Farm: Jerry Goble | 444 Big Hill Ave | (859) 623-0350 |
| 5 | Jon Clark - State Farm Insurance Agent | 1010 Brandy Ln Ste F | (859) 623-6218 |
| 6 | The Richmond Insurance Group | 2130 Lexington Rd suite e | (859) 353-5596 |
| 7 | Insurance Pro | 226 E Main St | (859) 624-1500 |
| 8 | Shelter Insurance - Ashley Kovaleski | 610 Big Hill Ave Ste 6 | (859) 624-0883 |
| 9 | Bray and Oakley Insurance Agency | 2150 Lexington Rd d2 | (859) 623-1933 |
| 10 | Nationwide Insurance: Alan K Hatfield Inc. | 136 Big Hill Ave | (859) 623-2970 |
Ashley Williams - State Farm Insurance Agent serves the Richmond, Kentucky area, providing renters insurance solutions for local tenants and property owners. The agency helps residents protect personal belongings and secure liability coverage for their rental homes or apartments. Customized policies are available to cover valuables like electronics and furniture against unexpected events. The office specifically handles personal property protection and offers assistance with loss of use coverage should a rental become uninhabitable.
Serving Richmond, Kentucky, and the surrounding communities, Parsons & Howard Insurance Group LLC handles renters insurance for local tenants. It covers personal property protection and liability coverage in apartment buildings and rental homes. The agency provides professional guidance on policy updates throughout the coverage term. It uses a consultative approach, first assessing a client’s specific living situation, then presenting appropriate coverage options that fit the individual lease and household.
Renters in Richmond, Kentucky, looking to protect their personal belongings and liability find service at State Farm: Jerry Goble. An agent assists with tailoring policies to fit individual needs, offering coverage for losses like theft or fire damage common in rental homes and apartments. Whether helping a first-time tenant or a long-term resident, the agency provides clear explanations of deductible options and policy limits. Service also extends to the surrounding communities of Berea and the broader Madison County area.
As the spring storm season arrives in Richmond, KY, local residents often review their coverage for unexpected damage or theft. Jon Clark - State Farm Insurance Agent offers renters insurance policies designed to safeguard personal belongings and provide liability protection for those leasing a home or apartment. The company helps customers understand policy options, including coverage for temporary living expenses if a rental becomes uninhabitable. Initial steps to obtain a quote typically involve a brief conversation or an online assessment of the renter's inventory needs.
The Richmond Insurance Group in Richmond, KY distinguishes between one-time consultations and ongoing policy management for renters insurance. Tenants learn about protection for personal belongings against theft, fire, or water damage, along with liability coverage for accidents within their unit. Policies can be tailored to different rental types and values. Service for current clients typically runs on an as-needed basis, with independent guidance offered for renewals or coverage changes.
Insurance Pro offers renters insurance tailored to cover personal belongings and liability in Richmond, Kentucky. The agency handles policy setup and claims assistance for local tenants and homeowners leasing their properties. It guides clients through standard coverage options such as protection against theft, fire damage, and accidental injury on the premises. As winter approaches, Insurance Pro helps renters review policies to ensure adequate protection for frozen pipes or burst water heaters, a common seasonal concern in the region that can lead to significant property loss.
Shelter Insurance - Ashley Kovaleski works with renters in Richmond, Kentucky to help protect personal belongings and provide liability coverage. Policies can include additional options for valuables such as jewelry, electronics, or musical instruments beyond standard limits. Loss-of-use coverage can assist if a rented home becomes uninhabitable. This agency can serve commercial sectors that require renter-style coverage, including offices, warehouses, and food service operations.
Bray and Oakley Insurance Agency provides renters insurance for residential clients in and around Richmond, Kentucky, and also offers commercial coverage for local businesses needing policy guidance. Their services include working directly with tenants and property owners to arrange appropriate protection for personal possessions and liability concerns. They serve the broader Madison County area while remaining accessible for follow-up assistance or repeat policy adjustments between regular visits.
Nationwide Insurance: Alan K Hatfield Inc. serves residents of Richmond, KY, focusing on renters insurance policies that protect personal belongings and provide liability coverage. The agency offers coverage for a wide range of common household items, including electronics and furniture, with options to customize policy limits for individual needs. A typical rental insurance policy includes reimbursement for temporary living expenses if the dwelling becomes uninhabitable. The agency can add on a scheduled personal property endorsement for high-value items such as jewelry or musical instruments.
What Does a a Renters Insurance Agent in Richmond Cost?
In Kentucky renters insurance typically costs between 15 and 30 dollars per month for a standard policy. Factors like your credit score location and coverage limits affect the price. Richmond rates may be slightly lower than in larger cities. This is general information not insurance advice.
About renters insurance agents in Richmond
Renters insurance agents in Richmond Kentucky help you find a policy that protects your personal belongings and provides liability coverage. Kentucky law does not require renters insurance but many landlords in Richmond do require it in the lease. An agent can explain how Kentucky liability limits work and help you choose the right amount of coverage for your situation.
Frequently Asked Questions
What does a renters insurance agent in Richmond do?
A renters insurance agent helps you compare policies from different companies. They explain coverage options like personal property replacement cost and liability protection. They also help you file claims if you have a loss.
Do landlords in Richmond Kentucky require renters insurance?
Many landlords in Richmond require tenants to have renters insurance as part of the lease agreement. This is not a state law but a common lease term. Your agent can help you get a policy that meets your landlords requirements.
How much renters insurance do I need in Kentucky?
Most agents recommend enough coverage to replace all your personal belongings. A common minimum is 20000 dollars for personal property and 100000 dollars for liability. Your agent can help you calculate the right limits based on your items and risks.
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