The top-rated renters insurance agent in Paducah, Kentucky is Shane Andrus - State Farm Insurance Agent, rated 4.9 stars across 579 reviews. Other highly rated options include Mason Denton - State Farm Insurance Agent, Shelter Insurance - Brian Meadows, Hibbs Insurance Agency, Inc.. This directory lists 20 renters insurance agents serving Paducah.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Shane Andrus - State Farm Insurance Agent | 5160 Hinkleville Rd | (270) 443-4002 |
| 2 | Mason Denton - State Farm Insurance Agent | 202 Lone Oak Rd Suite 100 | (270) 908-4220 |
| 3 | Shelter Insurance - Brian Meadows | 3160 Parisa Dr #140 | (270) 443-5900 |
| 4 | Hibbs Insurance Agency, Inc. | 3124 Lone Oak Rd | (270) 554-2105 |
| 5 | Kent Bohanon - State Farm Insurance Agent | 2520 New Holt Rd Suite F | (270) 554-5450 |
| 6 | Shelter Insurance - Tessa Brown | 3210 Lone Oak Rd | (270) 554-3731 |
| 7 | Adam Ford - State Farm Insurance Agent | 2601 Jackson St | (270) 442-1123 |
| 8 | Paducah Insurance Agency LLC | 314 Broadway St | (855) 853-4763 |
| 9 | Jim McPeake - State Farm Insurance Agent | 1401 Broadway St # 1 | (270) 554-6830 |
| 10 | Allstate Insurance Agent: Scott Jordan | 2920 Lone Oak Rd | (270) 534-4800 |
Shane Andrus - State Farm Insurance Agent serves the Paducah, Kentucky area as a local provider of renters insurance policies. This agency helps residents protect their personal belongings and secure liability coverage for their rental homes or apartments. Renters insurance policies here typically cover losses from theft, fire, and certain weather events while also offering additional living expense protection. The firm assists clients in selecting appropriate coverage limits and deductibles tailored to their rented property and personal assets. It handles both basic and more comprehensive renters insurance plans for local tenants.
Mason Denton - State Farm Insurance Agent in Paducah, KY offers tailored renters insurance coverage designed to protect personal belongings and provide liability protection. Service plans include policy reviews to help adjust coverage limits as needed and claims assistance to guide clients through the process. Typical policies cover losses from theft, fire, or vandalism, with options for additional living expenses if a home becomes uninhabitable. The company services a variety of properties, including single-family homes, apartments, and multifamily residences.
Shelter Insurance - Brian Meadows serves renters seeking to protect their personal belongings and liability, offering guidance on policy options that safeguard against common risks like theft or water damage in Paducah, Kentucky. Local agents help tenants understand coverage limits and deductibles to fit individual needs and budgets. The agency also extends its renters insurance services to residents in the surrounding areas of McCracken County and the neighboring community of West Paducah.
Serving Paducah, Kentucky, and the surrounding communities, Hibbs Insurance Agency, Inc. handles renters insurance policies designed to protect personal belongings and provide liability coverage. The agency works with clients to assess their inventory needs and secure appropriate protection for apartments, condos, and rental homes. A typical job involves reviewing the renter's current coverage, discussing their specific risks and valuable items, then comparing available policy options from various carriers to ensure adequate protection at a reasonable cost.
Kent Bohanon - State Farm Insurance Agent in Paducah, KY assists local renters in distinguishing between the one-time purchase of a policy for a fixed term and recurring coverage that renews automatically to maintain continuous protection. Policies here generally safeguard personal belongings against common perils like fire, theft, and certain water damage, while also providing liability coverage. Service is offered on scheduled renewal cycles or as-needed basis when updating a policy after a move or a major purchase.
Shelter Insurance - Tessa Brown provides renters insurance policies in Paducah, KY, protecting personal belongings and liability for local residents. The agency works with renters to secure coverage tailored to apartments and rental homes, addressing common risks such as theft, fire, and accidental damage. It assists policyholders with understanding deductibles and inventory documentation for their possessions. During storm season in western Kentucky, the agent helps clients review flood exclusions and business record losses while commuting or traveling.
As winter storms and gusty winds can threaten homes and apartments across Paducah, Adam Ford, a State Farm Insurance agent, helps local renters protect their belongings from unexpected damage or theft. This agency reviews current coverage limits to address common regional risks like burst pipes or fallen trees. Each policy discussion explains how personal property replacement cost works for furniture and electronics. A full inspection of the rental unit often serves as the first step in customizing a renters insurance plan.
Paducah Insurance Agency LLC helps renters in Paducah, Kentucky, secure coverage for personal belongings and liability protection. Its specialty add-ons include policies tailored for high-value items and temporary living expenses during a covered loss. This renters insurance agent serves a range of commercial sectors, including offices, warehouses, and food service operations, offering policies that address the specific property and liability needs of these diverse business environments.
Allstate Insurance Agent: Scott Jordan in Paducah, KY, serves local residents with renters insurance policies that cover personal belongings and liability. These policies protect tenants against loss from fire, theft, or water damage within a rental unit. Optional coverage can be added for identity theft protection. Scott Jordan also offers a specialty add-on for scheduled personal property, such as jewelry or electronics.
What Does a a Renters Insurance Agent in Paducah Cost?
Renters insurance in Kentucky typically costs between 15 and 30 dollars per month for standard coverage. In Paducah the average policy may run 150 to 250 dollars per year depending on your coverage limits and deductible. Costs can be higher if you add valuable items like jewelry or electronics. This is general information and not insurance advice.
About renters insurance agents in Paducah
Renters insurance agents in Paducah Kentucky help tenants protect their personal property and cover liability risks. Kentucky law does not require renters insurance but many landlords in Paducah now ask for proof of coverage. An agent can explain local options and help you choose a policy that fits your needs.
Frequently Asked Questions
What does renters insurance cover in Paducah Kentucky?
Renters insurance in Paducah typically covers your personal belongings like furniture and electronics. It also provides liability protection if someone is injured in your rental. Flood damage is not covered and requires a separate policy in Kentucky.
Is renters insurance required by law in Kentucky?
Kentucky state law does not require renters insurance. However many landlords in Paducah now include a requirement for renters insurance in the lease agreement. Check your lease to see if coverage is mandatory.
How do I choose a renters insurance agent in Paducah?
Look for an agent who is licensed in Kentucky and has experience with local rental properties. Ask about coverage limits for personal property and liability. Compare quotes from several agents to find a policy that fits your budget.
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