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HomeRenters Insurance AgentsKentucky › Lexington

Find Renters Insurance Agents Near You in Lexington, KY

Browse renters insurance agents serving Lexington, Kentucky. Updated 2026-07-14.

The top-rated renters insurance agent in Lexington, Kentucky is Debra Hensley - State Farm Insurance Agent, rated 5.0 stars across 575 reviews. Other highly rated options include Stewart Perry - State Farm Insurance Agent, Carpenter Insurance Group LLC, SeibertKeck Insurance Partners. This directory lists 19 renters insurance agents serving Lexington.

Showing 19 renters insurance agents in Lexington, KYListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Debra Hensley - State Farm Insurance Agent1513 Nicholasville Rd(859) 276-3244
2Stewart Perry - State Farm Insurance Agent2128 Nicholasville Rd(859) 277-7195
3Carpenter Insurance Group LLC141 Prosperous Pl Suite 26(859) 202-3656
4SeibertKeck Insurance Partners2011 Rambler Rd #1(859) 203-5353
5Energy Insurance Agency3008 Atkinson Ave #3(859) 273-1549
6Asshield Insurance2240 Executive Dr UNIT 103(859) 368-0162
7Bray & Oakley Insurance Agency3061 Fieldstone Way #300(859) 927-3743
8Renee Jackson Insurance Agency1795 Alysheba Way Suite 1101(859) 317-2217
9Jeff Briggs - State Farm Insurance Agent449 Lewis Hargett Cir STE 150(859) 273-8512
10The Hutch Agency - Kentucky121 Prosperous Pl STE 9B(859) 309-1912
DH
1513 Nicholasville Rd
Debra Hensley - State Farm Insurance Agent
Renters Insurance Agent · Lexington, KY

Debra Hensley - State Farm Insurance Agent serves the Lexington, KY area as a renters insurance agent. The agency provides essential coverages for tenants, including protection for personal belongings against theft and damage. Policies can also address liability for accidents occurring within a rental unit. Additional support includes guidance on documenting possessions for claims and explaining coverage for loss of use. This office specifically handles renters insurance policies and related property protection options.

SP
2128 Nicholasville Rd
Stewart Perry - State Farm Insurance Agent
Renters Insurance Agent · Lexington, KY

Stewart Perry - State Farm Insurance Agent in Lexington, KY offers a range of services focused on protecting personal belongings and providing liability coverage in rental units. It helps customers secure policies that cover their possessions against theft, fire, and water damage throughout the lease period. The agent works with tenants to find appropriate coverage limits and deductibles that fit individual budgets. This location services apartments, single-family homes, retail spaces, and local restaurants.

CI
141 Prosperous Pl Suite 26
Carpenter Insurance Group LLC
Renters Insurance Agent · Lexington, KY

Carpenter Insurance Group LLC serves Lexington, Kentucky, and the surrounding communities, handling renters insurance policies for local tenants. The company helps clients find coverage that protects personal belongings and provides liability protection within rental properties. Each job typically begins with a thorough review of the renter’s specific needs and the property’s requirements. Carpenter Insurance Group then presents appropriate policy options from available providers, explaining coverage details and answering questions to ensure the client makes an informed decision on a suitable plan.

SI
2011 Rambler Rd #1
SeibertKeck Insurance Partners
Renters Insurance Agent · Lexington, KY

SeibertKeck Insurance Partners serves renters and tenants throughout Lexington, Kentucky, by offering personalized coverage consultations to protect personal belongings and liability. As a dedicated renters insurance agency, it helps clients understand policy options that address common local concerns like property damage or theft. Working closely with both new and renewing tenants, the agency aims to tailor coverage to individual rental situations and budget needs. Its service area also extends to nearby Georgetown, ensuring accessibility for those residing in surrounding communities.

EI
3008 Atkinson Ave #3
Energy Insurance Agency
Renters Insurance Agent · Lexington, KY

Energy Insurance Agency distinguishes between a one-time policy purchase for temporary rental protection and recurring monthly payments for continuous, long-term coverage. As a renters insurance agent in Lexington, KY, the company assists clients in selecting policies that shield personal belongings from perils like fire, theft, and water damage. General liability coverage is also available for accidents occurring within a rented home or apartment. Service from this agency operates on both a one-time basis for single policies and an as-needed schedule for policy adjustments or new enrollments.

AI
2240 Executive Dr UNIT 103
Asshield Insurance
Renters Insurance Agent · Lexington, KY

Asshield Insurance specializes in renters insurance policies for residents of Lexington, Kentucky. It assists clients in securing coverage for personal belongings and liability protection within apartments, condos, or rental homes. The company also guides policyholders through the process of assessing their individual coverage needs. As late winter gives way to early spring, it helps tenants prepare for thaw-related leaks from burst pipes that can damage furniture, electronics, and other valuables.

BO
3061 Fieldstone Way #300
Bray & Oakley Insurance Agency
Renters Insurance Agent · Lexington, KY

When the changing seasons bring thunderstorms or unexpected snowfall to Lexington, protecting personal belongings becomes a priority for renters. Bray & Oakley Insurance Agency helps tenants in the area secure appropriate renters insurance coverage for their apartments or rental homes, understanding the common perils that can affect local residents. Their agents work to tailor policies that provide financial recourse for lost or damaged property and liability protection. The process typically begins with an initial review of the client’s rental space to assess coverage requirements.

RJ
1795 Alysheba Way Suite 1101
Renee Jackson Insurance Agency
Renters Insurance Agent · Lexington, KY

Renee Jackson Insurance Agency serves clients in Lexington, Kentucky, specializing in renters insurance solutions. Agents help tenants protect personal belongings and liability exposures, while offering valuable add-ons such as coverage for high-value items, identity theft protection, and temporary housing expenses in the event of a loss. The agency provides tailored policies across different commercial sectors, including office spaces, warehousing operations, and food service businesses, each with unique risk management needs.

JB
449 Lewis Hargett Cir STE 150
Jeff Briggs - State Farm Insurance Agent
Renters Insurance Agent · Lexington, KY

Jeff Briggs - State Farm Insurance Agent in Lexington, KY, is known for providing renters insurance policies that protect personal belongings and liability within apartments and rental homes. Serving the Lexington area, the company offers coverage options tailored to tenants who need financial safeguards against unexpected damages or theft. A specialty service that can be added on includes identity restoration coverage, which helps policyholders recover from identity theft incidents.

HA
121 Prosperous Pl STE 9B
The Hutch Agency - Kentucky
Renters Insurance Agent · Lexington, KY

The Hutch Agency - Kentucky in Lexington, KY helps renters in the area secure residential coverage for personal belongings and liability protection. Commercial coverage for small local businesses is also available, serving clients across the region. Policies are tailored to fit common rental situations. The agency assists with claims questions and policy adjustments, ensuring coverage stays current. Regular client check-ins are offered in person or by phone to address any changes, with follow-up information provided between visits.

GL
1066 Wellington Way
Greater Lexington Insurance Agency, Inc.
Renters Insurance Agent · Lexington, KY
(859) 224-2477
greaterlexins.com
HI
3306 Clays Mill Rd Ste 106
Heritage Insurance Agency
Renters Insurance Agent · Lexington, KY
(859) 219-1122
heritageinsuranceky.com
SI
635 N Broadway
Sullivan Insurance Agency
Renters Insurance Agent · Lexington, KY
(859) 233-1637
sullivanadvantage.com
AT
343 Waller Ave #101
Al Torstrick Insurance Agency
Renters Insurance Agent · Lexington, KY
(859) 233-1461
altorstrick.com
LI
465 E High St #101
Lexington Insurance Agency
Renters Insurance Agent · Lexington, KY
(859) 253-6570
lexingtoninsuranceagency.com
KR
3101 Clays Mill Rd Suite 402
Keith Renfro - State Farm Insurance Agent
Renters Insurance Agent · Lexington, KY
(859) 278-8415
keithrenfro.com
SI
236 E Reynolds Rd UNIT C2
Summit Insurance Co.
Renters Insurance Agent · Lexington, KY
(859) 479-1234
summit-ins.com
WI
1910 Harrodsburg Rd
Whitt Insurance Agency, Inc
Renters Insurance Agent · Lexington, KY
(859) 278-0124
whittinsuranceagency.com
AY
524 W New Cir Rd #250
At Your Service Insurance
Renters Insurance Agent · Lexington, KY
(859) 523-7639
atyourserviceinsuranceagency.com

What Does a a Renters Insurance Agent in Lexington Cost?

Renters insurance in Kentucky typically costs between 15 and 30 dollars per month for a standard policy with 20000 dollars in personal property coverage. Factors that affect the price include your credit score the amount of coverage you choose and the deductible amount. Lexington rates may be slightly higher than rural areas due to higher crime and weather risks. This is general information and not insurance advice.

About renters insurance agents in Lexington

Renters insurance agents in Lexington Kentucky help tenants protect their personal property and liability. Kentucky law does not require renters insurance but many landlords in Lexington now ask for proof of coverage. An agent can explain how local risks like severe storms or theft affect your policy needs.

Frequently Asked Questions

Do I need renters insurance to rent an apartment in Lexington?

Kentucky state law does not require renters insurance. However many Lexington landlords and property managers now include a requirement for renters insurance in the lease agreement. Check your lease to see if coverage is mandatory.

What does a renters insurance agent in Lexington do?

A renters insurance agent helps you compare policies from different companies and choose coverage that fits your budget and needs. They can explain Kentucky-specific issues like coverage for sewer backup or flood damage which standard policies often exclude.

How much personal property coverage should I get in Lexington?

Most renters in Lexington choose between 15000 and 30000 dollars in personal property coverage. An agent can help you estimate the value of your belongings and recommend a limit. Remember that expensive items like jewelry or electronics may need extra coverage.

Renters Insurance Agents in Other Kentucky Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each renters insurance agent's credentials and current standing with your state Department of Insurance.