ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency, broker, or licensed producer. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. Except where a listing is clearly marked Featured, no agent listed on this site has paid for their listing. Featured listings are paid advertisements. This is an advertisement.

Find Renters Insurance Agents Near You in Florence, KY

Browse renters insurance agents serving Florence, Kentucky. Updated 2026-07-14.

The top-rated renters insurance agent in Florence, Kentucky is Rollins Insurance, rated 5.0 stars across 611 reviews. Other highly rated options include Matt Estes - State Farm Insurance Agent, Randy Watkins at Comparion Insurance Agency, The Buckman Agency: Allstate Insurance. This directory lists 22 renters insurance agents serving Florence.

Showing 22 renters insurance agents in Florence, KYListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Rollins Insurance7000 Houston Rd STE 8(859) 781-7283
2Matt Estes - State Farm Insurance Agent7500 Oakbrook Dr Ste 2-3(859) 869-2033
3Randy Watkins at Comparion Insurance AgencyExecutive Center, 500 Meijer Dr #207(859) 594-6697
4The Buckman Agency: Allstate Insurance7281 Burlington Pike(859) 283-9200
5Bob Boswell Jr - State Farm Insurance Agent8162 Mall Rd(859) 525-1460
6Amber Ison at Comparion Insurance AgencyExecutive Center, 500 Meijer Dr #207(859) 594-6690
7C.K. Ash Insurance8620 US-42(859) 384-5200
8Shepherd Insurance234 Main St(859) 371-7006
9Barnes Insurance Group7600 Dixie Hwy(859) 586-8055
10Adkisson Insurance Agency1511 Cavalry Dr # 101(859) 341-2663
RI
7000 Houston Rd STE 8
Rollins Insurance
Renters Insurance Agent · Florence, KY

Rollins Insurance serves the Florence, Kentucky, area and the broader Boone County region as a renters insurance agent. It assists tenants in securing policies that cover personal belongings against common perils such as fire, theft, and water damage from plumbing failures. The agency also helps clients understand liability protection, which can cover legal expenses if someone is injured in a rental unit. Rollins Insurance guides renters through policy options for temporary living expenses and replacement cost coverage for lost property.

ME
7500 Oakbrook Dr Ste 2-3
Matt Estes - State Farm Insurance Agent
Renters Insurance Agent · Florence, KY

Matt Estes - State Farm Insurance Agent in Florence, KY, provides renters insurance coverage along with various related options to protect personal belongings and liability. The office assists clients in selecting suitable policies and offers routine policy reviews to adjust coverage as needed. Service plans include guidance on filing claims and updating inventory lists to ensure accurate protection. The agency serves renters in single-family homes, apartments, retail spaces, and restaurants throughout the local area.

RW
Executive Center, 500 Meijer Dr #207
Randy Watkins at Comparion Insurance Agency
Renters Insurance Agent · Florence, KY

A renters insurance policy provides coverage for personal possessions and liability, available either as a one-time short-term option or a recurring annual plan. Randy Watkins at Comparion Insurance Agency in Florence, KY, assists local renters in understanding these distinctions to select appropriate protection for their belongings. This service helps evaluate personal property values and liability risks specific to area lease agreements. Policies are offered on either a one-time or as-needed basis, with scheduled renewals and periodic policy reviews available upon request.

BA
7281 Burlington Pike
The Buckman Agency: Allstate Insurance
Renters Insurance Agent · Florence, KY

The Buckman Agency: Allstate Insurance in Florence, KY serves local homeowners, landlords, and property managers seeking renters insurance. It provides policies that protect tenants' personal belongings against theft, fire, and water damage. Personal liability coverage is also available for accidents occurring within rented spaces. The agency offers tailored plans to match individual rental situations and budgets. Customers from neighboring Covington and other communities across the northern Kentucky metro area can access its insurance services.

BB
8162 Mall Rd
Bob Boswell Jr - State Farm Insurance Agent
Renters Insurance Agent · Florence, KY

Bob Boswell Jr - State Farm Insurance Agent serves the Florence, Kentucky area and surrounding communities with renters insurance policies. The agency handles coverage for personal belongings, liability protection, and additional living expenses following a covered loss. It also assists clients in understanding policy details and customizing coverage limits to suit individual rental situations. To handle a typical job, the agent reviews each client’s current living arrangement and personal property value, then recommends an appropriate policy that addresses specific risks faced by renters in this region.

AI
Executive Center, 500 Meijer Dr #207
Amber Ison at Comparion Insurance Agency
Renters Insurance Agent · Florence, KY

When local renters in Florence, KY, begin a new lease in the peak summer moving season, protecting personal belongings against theft or accidental damage becomes a key concern. Amber Ison at Comparion Insurance Agency addresses this need by explaining how a renters policy covers furniture, electronics, and liability within the leasehold. The process starts with a simple property description and an inventory conversation to determine the right coverage level with the agent.

CK
8620 US-42
C.K. Ash Insurance
Renters Insurance Agent · Florence, KY

C.K. Ash Insurance in Florence, KY specializes in tailoring renters insurance policies to match each client’s specific belongings and liability needs. The agency guides residents through the process of securing coverage that protects personal property against theft, fire, and accidental damage within apartment complexes or rental homes. It helps clients evaluate different deductible levels and policy limits to ensure adequate protection. The agency also assists renters with filing claims after a severe winter storm causes burst pipes or roof leaks.

SI
234 Main St
Shepherd Insurance
Renters Insurance Agent · Florence, KY

Shepherd Insurance offers general renters insurance coverage in Florence, KY, focusing on protecting personal property and liability risks. The agency provides support for adding specialty endorsements such as coverage for high-value electronics or jewelry. Agents can review policies to match local needs for flood or theft protection in rental units. This firm serves tenants leasing space in various commercial sectors, including offices, warehouses, and food service operations.

BI
7600 Dixie Hwy
Barnes Insurance Group
Renters Insurance Agent · Florence, KY

Barnes Insurance Group provides residential renters insurance services in the Florence, KY area, protecting tenants’ personal property and liability. The agency also advises on commercial coverage options for local businesses and landlords seeking policy solutions. Their service area encompasses Florence and the surrounding northern Kentucky communities. After an initial policy setup, the agent follows up to review coverage needs and assist with any claims or adjustments before the next regular renewal visit.

AI
1511 Cavalry Dr # 101
Adkisson Insurance Agency
Renters Insurance Agent · Florence, KY
MI
7711 Ewing Blvd #400
Mitchell Insurance Agency
Renters Insurance Agent · Florence, KY
(859) 525-4006
insurance-mitchell.com
GI
7430 US-42 Suite 207
Garner Insurance Agency
Renters Insurance Agent · Florence, KY
(859) 283-5151
garner-ins.com
AS
6614 Dixie Hwy ste b
America's Trusted Insurance Group ( ATIG ) Your Local Independent Insurance Agency
Renters Insurance Agent · Florence, KY
(859) 371-8999
myatig.com
BK
8183 Mall Rd
Bob Kelly: Allstate Insurance
Renters Insurance Agent · Florence, KY
(859) 371-1542
agents.allstate.com/bob-kelly-florence-ky.html
JS
Executive Center, 500 Meijer Dr #207
Jacob Skeens at Comparion Insurance Agency
Renters Insurance Agent · Florence, KY
(859) 488-0749
comparioninsurance.com/insurance-agent/kentucky/florence-0843/jacob-skeens
CI
7297 Burlington Pike
Covenant Insurance Agency
Renters Insurance Agent · Florence, KY
(859) 331-5333
covinsure.com
RC
7711 Ewing Blvd #400
Ralph Chaffin: Mitchell Insurance
Renters Insurance Agent · Florence, KY
(859) 760-9193
facebook.com/InsuranceinFlorence
SP
7205 Dixie Hwy
Safe point Insurance Florence
Renters Insurance Agent · Florence, KY
(859) 208-2753
progressiveagent.com/agents/kentucky/florence/heiss-insurance-agency-llc
CI
5915 Centennial Cir Suite B
Cornerstone Insurance
Renters Insurance Agent · Florence, KY
(859) 586-8580
cornerstoneinsllc.com
II
7000 Houston Rd STE 26
Independence Insurance, Inc.
Renters Insurance Agent · Florence, KY
(859) 341-7341
ind-ins.com
NK
73 Cavalier Blvd Suite 124
Northern Kentucky Home Insurance Company
Renters Insurance Agent · Florence, KY
(859) 635-2500
nkhomeins.com
SI
1521 Cavalry Dr Ste 203-A
Shelter Insurance
Renters Insurance Agent · Florence, KY
(859) 331-7770
shelterinsurance.com/CA/agent

What Does a a Renters Insurance Agent in Florence Cost?

Renters insurance in Kentucky typically costs between fifteen and thirty dollars per month for standard coverage. In Florence premiums may be slightly higher due to local property values and crime rates. Factors like your credit score coverage limits and deductible amount affect the final price. This is general information not insurance advice.

About renters insurance agents in Florence

Renters insurance agents in Florence Kentucky help tenants protect personal property against theft fire and other covered losses. Kentucky law does not require renters insurance but many landlords in Boone County now include it in lease agreements. A local agent can explain how replacement cost coverage works and help you meet any policy minimums your landlord requires.

Frequently Asked Questions

Do I need renters insurance to rent an apartment in Florence Kentucky?

Kentucky state law does not require renters insurance. However many landlords and property managers in Florence now require tenants to carry a policy with at least one hundred thousand dollars in liability coverage as a condition of the lease.

What does a renters insurance agent in Florence typically cover?

A standard renters policy from a Florence agent covers personal property loss from fire theft vandalism and certain water damage. It also includes liability protection if someone is injured in your rental unit and may cover additional living expenses if your home becomes uninhabitable.

How quickly can I get a renters insurance policy in Florence Kentucky?

Most renters insurance agents in Florence can issue a policy within one business day or even same day. You will need to provide your name address and details about your personal property. Many agents offer online applications and instant binding for immediate coverage.

Renters Insurance Agents in Other Kentucky Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each renters insurance agent's credentials and current standing with your state Department of Insurance.