The top-rated renters insurance agent in Florence, Kentucky is Rollins Insurance, rated 5.0 stars across 611 reviews. Other highly rated options include Matt Estes - State Farm Insurance Agent, Randy Watkins at Comparion Insurance Agency, The Buckman Agency: Allstate Insurance. This directory lists 22 renters insurance agents serving Florence.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Rollins Insurance | 7000 Houston Rd STE 8 | (859) 781-7283 |
| 2 | Matt Estes - State Farm Insurance Agent | 7500 Oakbrook Dr Ste 2-3 | (859) 869-2033 |
| 3 | Randy Watkins at Comparion Insurance Agency | Executive Center, 500 Meijer Dr #207 | (859) 594-6697 |
| 4 | The Buckman Agency: Allstate Insurance | 7281 Burlington Pike | (859) 283-9200 |
| 5 | Bob Boswell Jr - State Farm Insurance Agent | 8162 Mall Rd | (859) 525-1460 |
| 6 | Amber Ison at Comparion Insurance Agency | Executive Center, 500 Meijer Dr #207 | (859) 594-6690 |
| 7 | C.K. Ash Insurance | 8620 US-42 | (859) 384-5200 |
| 8 | Shepherd Insurance | 234 Main St | (859) 371-7006 |
| 9 | Barnes Insurance Group | 7600 Dixie Hwy | (859) 586-8055 |
| 10 | Adkisson Insurance Agency | 1511 Cavalry Dr # 101 | (859) 341-2663 |
Rollins Insurance serves the Florence, Kentucky, area and the broader Boone County region as a renters insurance agent. It assists tenants in securing policies that cover personal belongings against common perils such as fire, theft, and water damage from plumbing failures. The agency also helps clients understand liability protection, which can cover legal expenses if someone is injured in a rental unit. Rollins Insurance guides renters through policy options for temporary living expenses and replacement cost coverage for lost property.
Matt Estes - State Farm Insurance Agent in Florence, KY, provides renters insurance coverage along with various related options to protect personal belongings and liability. The office assists clients in selecting suitable policies and offers routine policy reviews to adjust coverage as needed. Service plans include guidance on filing claims and updating inventory lists to ensure accurate protection. The agency serves renters in single-family homes, apartments, retail spaces, and restaurants throughout the local area.
A renters insurance policy provides coverage for personal possessions and liability, available either as a one-time short-term option or a recurring annual plan. Randy Watkins at Comparion Insurance Agency in Florence, KY, assists local renters in understanding these distinctions to select appropriate protection for their belongings. This service helps evaluate personal property values and liability risks specific to area lease agreements. Policies are offered on either a one-time or as-needed basis, with scheduled renewals and periodic policy reviews available upon request.
The Buckman Agency: Allstate Insurance in Florence, KY serves local homeowners, landlords, and property managers seeking renters insurance. It provides policies that protect tenants' personal belongings against theft, fire, and water damage. Personal liability coverage is also available for accidents occurring within rented spaces. The agency offers tailored plans to match individual rental situations and budgets. Customers from neighboring Covington and other communities across the northern Kentucky metro area can access its insurance services.
Bob Boswell Jr - State Farm Insurance Agent serves the Florence, Kentucky area and surrounding communities with renters insurance policies. The agency handles coverage for personal belongings, liability protection, and additional living expenses following a covered loss. It also assists clients in understanding policy details and customizing coverage limits to suit individual rental situations. To handle a typical job, the agent reviews each client’s current living arrangement and personal property value, then recommends an appropriate policy that addresses specific risks faced by renters in this region.
When local renters in Florence, KY, begin a new lease in the peak summer moving season, protecting personal belongings against theft or accidental damage becomes a key concern. Amber Ison at Comparion Insurance Agency addresses this need by explaining how a renters policy covers furniture, electronics, and liability within the leasehold. The process starts with a simple property description and an inventory conversation to determine the right coverage level with the agent.
C.K. Ash Insurance in Florence, KY specializes in tailoring renters insurance policies to match each client’s specific belongings and liability needs. The agency guides residents through the process of securing coverage that protects personal property against theft, fire, and accidental damage within apartment complexes or rental homes. It helps clients evaluate different deductible levels and policy limits to ensure adequate protection. The agency also assists renters with filing claims after a severe winter storm causes burst pipes or roof leaks.
Shepherd Insurance offers general renters insurance coverage in Florence, KY, focusing on protecting personal property and liability risks. The agency provides support for adding specialty endorsements such as coverage for high-value electronics or jewelry. Agents can review policies to match local needs for flood or theft protection in rental units. This firm serves tenants leasing space in various commercial sectors, including offices, warehouses, and food service operations.
Barnes Insurance Group provides residential renters insurance services in the Florence, KY area, protecting tenants’ personal property and liability. The agency also advises on commercial coverage options for local businesses and landlords seeking policy solutions. Their service area encompasses Florence and the surrounding northern Kentucky communities. After an initial policy setup, the agent follows up to review coverage needs and assist with any claims or adjustments before the next regular renewal visit.
What Does a a Renters Insurance Agent in Florence Cost?
Renters insurance in Kentucky typically costs between fifteen and thirty dollars per month for standard coverage. In Florence premiums may be slightly higher due to local property values and crime rates. Factors like your credit score coverage limits and deductible amount affect the final price. This is general information not insurance advice.
About renters insurance agents in Florence
Renters insurance agents in Florence Kentucky help tenants protect personal property against theft fire and other covered losses. Kentucky law does not require renters insurance but many landlords in Boone County now include it in lease agreements. A local agent can explain how replacement cost coverage works and help you meet any policy minimums your landlord requires.
Frequently Asked Questions
Do I need renters insurance to rent an apartment in Florence Kentucky?
Kentucky state law does not require renters insurance. However many landlords and property managers in Florence now require tenants to carry a policy with at least one hundred thousand dollars in liability coverage as a condition of the lease.
What does a renters insurance agent in Florence typically cover?
A standard renters policy from a Florence agent covers personal property loss from fire theft vandalism and certain water damage. It also includes liability protection if someone is injured in your rental unit and may cover additional living expenses if your home becomes uninhabitable.
How quickly can I get a renters insurance policy in Florence Kentucky?
Most renters insurance agents in Florence can issue a policy within one business day or even same day. You will need to provide your name address and details about your personal property. Many agents offer online applications and instant binding for immediate coverage.
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