The top-rated renters insurance agent in Pelham, Alabama is Ryan Fagerstrom - State Farm Insurance Agent, rated 5.0 stars across 423 reviews. Other highly rated options include Joseph Chambers - State Farm Insurance Agent, Freeway Insurance, Blake Guy - State Farm Insurance Agent. This directory lists 20 renters insurance agents serving Pelham.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Ryan Fagerstrom - State Farm Insurance Agent | 2789 Pelham Pkwy | (205) 985-2917 |
| 2 | Joseph Chambers - State Farm Insurance Agent | 306 Canyon Park Dr | (205) 663-3276 |
| 3 | Freeway Insurance | 3030 Pelham Pkwy STE 3A | (205) 216-2022 |
| 4 | Blake Guy - State Farm Insurance Agent | 2132 US-31 Suite B | (205) 988-4525 |
| 5 | Standifer Insurance Group: Allstate Insurance | 199 Canyon Park Dr | (205) 664-3200 |
| 6 | Acceptance Insurance | 2852 Pelham Pkwy | (205) 564-7096 |
| 7 | Alfa Insurance - The Sims Agency, LLC | 3391 Pelham Pkwy A | (205) 624-6637 |
| 8 | Roman Harris: Allstate Insurance | 3191 Lee St | (205) 444-0431 |
| 9 | Acrisure Pelham, AL (DSD Insurance) | 135 Hayesbury Dr | (205) 621-1770 |
| 10 | The Family Agency, Inc: Allstate Insurance | 3183 Pelham Pkwy Ste E | (205) 664-1892 |
Ryan Fagerstrom - State Farm Insurance Agent serves the Shelby County area, including Pelham, Alabama, by offering renters insurance policies. This agency assists renters in protecting personal belongings against unexpected events like theft, fire, and water damage. Clients receive coverage that can apply to apartments, condos, or rental homes. The agent helps customers understand policy options and liability protection. This office also handles claims support and can bundle renters coverage with auto insurance.
Joseph Chambers - State Farm Insurance Agent in Pelham, AL, provides a range of renters insurance services tailored to protect personal belongings and offer liability coverage. It assists clients in selecting appropriate policy limits and deductible options to match individual needs. The agency guides customers through the claims process and can bundle renters insurance with other policies for potential savings. This insurance agent services a variety of rental properties, including single-family homes, apartments, retail spaces, and restaurants.
Freeway Insurance, located in Pelham, Alabama, offers renters insurance policies designed to protect personal belongings and provide liability coverage for tenants. For policyholders seeking broader protection, the agency can arrange additional endorsements, such as coverage for high-value jewelry, electronics, or water backup damage. These add-ons help tailor a policy to individual needs. The agency serves a range of commercial sectors with specialized insurance solutions, including renters policies for those leasing office spaces, warehouses, or food service establishments.
Serving homeowners, businesses, and property managers, Blake Guy - State Farm Insurance Agent in Pelham, AL offers renters insurance policies that protect tenants’ personal belongings against theft and damage. The agency also assists with liability coverage for accidents occurring inside rental units. Customized plans can accommodate various lease agreements and inventory values in apartments or homes. In addition to its Pelham location, this insurance office extends its renters insurance services across the greater Birmingham metro, including the neighboring community of Hoover.
Standifer Insurance Group: Allstate Insurance serves Pelham, Alabama, and the surrounding communities with renters insurance solutions. The agency handles policy needs for tenants and landlords, offering coverage for personal belongings and liability protection. In handling a typical job, it assesses a client’s specific living situation and risk factors to craft an appropriate policy that fits their rental arrangement.
Acceptance Insurance provides renters insurance policies for residential and commercial tenants in the Midfield, AL area, offering protection for personal property and liability coverage. Their service includes guidance on selecting appropriate policy limits and advising on common exclusions to help ensure adequate coverage for tenants. They assist policyholders with claims filing and updating coverage as needs change. The agency services clients renting single-family homes, apartments, retail spaces, and restaurants.
Alfa Insurance - The Sims Agency, LLC offers renters insurance in Pelham, AL, distinguishing between a one-time policy purchase and the ongoing premium payments required to maintain continuous coverage. Policies typically protect personal belongings against theft, fire, and certain weather-related damage, while also including liability protection for accidents occurring in the rented dwelling. Service for this local agency operates on an as-needed basis, with clients reaching out directly for new policies, policy changes, or claims assistance.
Roman Harris: Allstate Insurance offers specialty renters insurance services covering personal property, liability protection, and additional living expenses for residents of Pelham, AL. It also provides general policy guidance to help tenants secure coverage that fits individual rental situations and budgets. The agent assists with adjustments after local events such as severe thunderstorms or break-ins, ensuring claims are handled promptly.
As spring storms and seasonal humidity roll through Pelham, AL, protecting personal belongings from unexpected damage becomes a pressing concern for local renters. Acrisure Pelham, AL (DSD Insurance) provides renters insurance policies tailored to cover losses from theft, fire, and weather-related events common to this region. Their agents review policy details and coverage limits with customers to ensure adequate protection for electronics, furniture, and clothing. The initial assessment begins with a quick call to discuss the renter’s specific property inventory and preferred deductible level.
The Family Agency, Inc: Allstate Insurance provides renters insurance coverage for tenants in Pelham and the surrounding areas. Services focus on protecting personal belongings and liability while offering endorsements for valuable items like jewelry and electronics. Local policies address risks common to this region, including storm damage and theft from rental properties. The agency serves residential renters and extends coverage to various commercial sectors, including offices, warehouses, and food service establishments.
What Does a a Renters Insurance Agent in Pelham Cost?
Typical renters insurance costs in Alabama range from 15 to 30 dollars per month for basic coverage. In Pelham rates may be slightly higher due to local weather risks. Factors like coverage amount deductible and your claims history affect the final price. This is general information not insurance advice.
About renters insurance agents in Pelham
Renters insurance agents in Pelham Alabama help tenants protect personal property against theft fire and other covered losses. Alabama law does not require renters insurance but many landlords in Pelham now include it as a lease condition. An agent can explain local risks such as severe storms common in the Birmingham area and help you choose appropriate coverage limits.
Frequently Asked Questions
What does a renters insurance agent in Pelham do?
A renters insurance agent in Pelham helps you find a policy that covers your personal belongings and liability. They explain policy terms and assist with claims. Agents are licensed in Alabama and understand local insurance regulations.
Is renters insurance required by law in Pelham Alabama?
No Alabama state law does not require renters insurance. However many landlords in Pelham now require tenants to carry a policy as part of the lease agreement. Always check your lease for specific requirements.
How do I choose a renters insurance agent in Pelham?
Look for an agent licensed in Alabama with experience in tenant coverage. Ask about their knowledge of local risks like severe weather. Compare quotes from multiple agents to find a policy that fits your budget.