The top-rated renters insurance agent in Florence, Alabama is Steve Pierce - State Farm Insurance Agent Retired, rated 4.9 stars across 455 reviews. Other highly rated options include Zach Peavey - State Farm Insurance Agent, Bert Bretherick - State Farm Insurance Agent, Farmers Insurance - Mark Holley. This directory lists 20 renters insurance agents serving Florence.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Steve Pierce - State Farm Insurance Agent Retired | 3001 Cloverdale Rd | (256) 764-2285 |
| 2 | Zach Peavey - State Farm Insurance Agent | 101 S Court St | (256) 767-5601 |
| 3 | Bert Bretherick - State Farm Insurance Agent | 2912 Hough Rd | (256) 764-2241 |
| 4 | Farmers Insurance - Mark Holley | 464 E Tennessee St | (256) 767-5555 |
| 5 | Alfa Insurance - The Oakley Agency | 4731 Chisholm Rd | (256) 754-7100 |
| 6 | Direct Auto Insurance | 2083 Florence Blvd | (256) 740-0886 |
| 7 | James Mayfield - State Farm Insurance Agent | 1114 Bradshaw Dr | (256) 764-3611 |
| 8 | Acceptance Insurance | 3109 Florence Blvd | (256) 449-7017 |
| 9 | Garrett Batson - State Farm Insurance Agent | 659 Cox Creek Pkwy Suite E | (256) 764-2285 |
| 10 | B.J. Brewer: Allstate Insurance | 1705 Darby Dr B | (256) 718-1666 |
Steve Pierce - State Farm Insurance Agent Retired serves the Florence, Alabama metro area and provides renters insurance coverage. This agency helps local tenants protect their personal belongings against common perils like theft, fire, and water damage from burst pipes. It also assists policyholders in obtaining the liability protection essential for safeguarding against guest injuries on the property. The company specifically handles claims for lost portable electronics and offers tailored coverage for high-value items such as jewelry and musical instruments.
Zach Peavey - State Farm Insurance Agent in Florence, AL, provides renters insurance policies designed to protect personal belongings and offer liability coverage. Service options include simple policy setup and annual policy reviews to help customers adjust their coverage as their needs change. The agent assists with filing claims and answering coverage questions throughout the term of each policy. It serves a variety of properties, including single-family homes, apartments, retail spaces, and restaurants.
Bert Bretherick - State Farm Insurance Agent in Florence, AL serves homeowners, renters, and property managers seeking personal property and liability protection. The agency helps local residents understand standard renters insurance coverage, including protection for belongings against theft, fire, and weather events. Policy options also address temporary living expenses if a rental becomes uninhabitable. Bert Bretherick provides personalized guidance to ensure Florence clients choose appropriate limits for their needs. This agency additionally covers nearby communities throughout the greater Shoals metropolitan area, including Muscle Shoals.
Farmers Insurance - Mark Holley serves Florence, Alabama, and the surrounding communities. The agency handles renters insurance policies designed to protect personal belongings and provide liability coverage for tenants. It evaluates each client’s individual living situation to determine appropriate coverage limits for their possessions. When processing a typical policy, the agency conducts a thorough inventory review with the client and then matches coverage options to their specific rental property needs.
A renters insurance agent typically offers both a one-time policy setup and ongoing service throughout the lease term. Coverage protects personal belongings from theft, fire, and certain water damage while also providing liability protection. Based in Florence, AL, Alfa Insurance - The Oakley Agency operates in this category to help clients select appropriate plans for their apartments or rental homes. Service runs on a scheduled basis when policies require renewal, as well as on an as-needed basis for claims or policy updates.
Direct Auto Insurance in Florence, Alabama helps local residents find policies that protect personal belongings and provide liability coverage. They also offer additional endorsements tailored for those seeking extra protection for high-value items or specific perils not covered by standard plans. This agency serves a range of commercial sectors, including offices, warehouses, and food service operations requiring specialized renters insurance solutions.
James Mayfield - State Farm Insurance Agent offers specialized renters insurance policies in Florence, AL, providing protection for personal belongings and liability coverage against accidents. The agency works with clients to customize plans that suit individual apartments or rented homes, ensuring peace of mind throughout the lease term. It also helps address concerns like winter fire risks from space heaters or holiday gatherings, a common seasonal worry for local tenants.
Acceptance Insurance provides renters insurance policies for residential and commercial tenants in the Midfield, AL area, offering protection for personal property and liability coverage. Their service includes guidance on selecting appropriate policy limits and advising on common exclusions to help ensure adequate coverage for tenants. They assist policyholders with claims filing and updating coverage as needs change. The agency services clients renting single-family homes, apartments, retail spaces, and restaurants.
Garrett Batson - State Farm Insurance Agent provides renters insurance for individuals and families in Florence, Alabama. A standard policy typically covers personal belongings, liability protection, and additional living expenses. For renters needing more comprehensive coverage, the agency can include add-ons such as scheduled personal property endorsements for high-value items like jewelry. Its commercial renters insurance solutions can also serve local offices, warehouses, and food service establishments, protecting business contents and liability against everyday risks in the Florence area.
With spring storms increasing the risk of water damage in Florence, many tenants seek reliable coverage. B.J. Brewer: Allstate Insurance responds by clarifying policy options for personal property and liability protection in local apartment complexes and rental homes. As a renters insurance agent, the office addresses common questions about replacing belongings after fire or theft in the Shoals area. Clients receive an explanation of coverage limits and deductibles during the initial appointment, followed by a walk-through of the property to identify any pre-existing concerns.
What Does a a Renters Insurance Agent in Florence Cost?
Renters insurance in Alabama typically costs between 15 and 30 dollars per month for standard coverage. A policy with 25000 dollars in personal property coverage and 100000 dollars in liability often runs about 180 to 250 dollars per year. Factors like your credit score location in Florence and chosen deductible affect the final price. This is general information and not insurance advice.
About renters insurance agents in Florence
Renters insurance agents in Florence Alabama help tenants protect personal property and cover liability risks. Alabama law does not require renters insurance but many landlords in the Shoals area now demand proof of coverage in lease agreements. An agent can explain policy limits and help you choose a plan that fits your budget and rental situation.
Frequently Asked Questions
What does renters insurance cover in Alabama?
Standard renters insurance covers personal property loss from fire theft or vandalism. It also provides liability protection if someone is injured in your rental unit. Flood and earthquake damage are usually not included and require separate policies.
How much renters insurance do I need in Florence?
Most agents recommend enough coverage to replace all your belongings. A common starting point is 20000 to 30000 dollars in personal property coverage. Liability limits often start at 100000 dollars but your agent can help you adjust based on your assets.
Can my landlord require renters insurance in Alabama?
Yes Alabama landlords can legally require tenants to carry renters insurance. Many Florence property owners include this requirement in the lease. If you fail to get coverage the landlord may charge a fee or evict you for breaking the lease.