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Find Renters Insurance Agents Near You in Decatur, AL

Browse renters insurance agents serving Decatur, Alabama. Updated 2026-07-14.

The top-rated renters insurance agent in Decatur, Alabama is Direct Auto Insurance, rated 4.9 stars across 1,156 reviews. Other highly rated options include Wil Rose - State Farm Insurance Agent, Cassidy Chandler - State Farm Insurance Agent, Trevor Butcher - State Farm Insurance Agent. This directory lists 20 renters insurance agents serving Decatur.

Showing 20 renters insurance agents in Decatur, ALListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Direct Auto Insurance116 14th St SW Suite D(256) 351-0400
2Wil Rose - State Farm Insurance Agent114 Moulton St E(256) 350-7333
3Cassidy Chandler - State Farm Insurance Agent2218 6th Ave SE(256) 686-1111
4Trevor Butcher - State Farm Insurance Agent719 Bank St Ste C(256) 353-6522
5Highstreet Kilgro Insurance Agency439 Johnston St SE(256) 350-8241
6Patrick Johnson - State Farm Insurance Agent1721 Somerville Rd SE(256) 353-0000
7Acceptance Insurance1313 Point Mallard Pkwy C(256) 278-7028
8Providence Insurance107 Grant St SE(256) 277-1481
9Jason Palmer - State Farm Insurance Agent2418 Danville Rd SW D(256) 306-9400
10AL Auto Insurance2411 6th Ave SE Suite A3(256) 686-3705
DA
116 14th St SW Suite D
Direct Auto Insurance
Renters Insurance Agent · Decatur, AL

Direct Auto Insurance provides renters insurance to residents of Decatur, Alabama, and the surrounding communities. It handles policies that protect personal belongings, offer liability coverage, and cover additional living expenses when a rental unit becomes uninhabitable. The company generally consults with each policyholder to assess their specific possessions and local risks, then tailors a plan to match that individual's coverage needs and budget.

WR
114 Moulton St E
Wil Rose - State Farm Insurance Agent
Renters Insurance Agent · Decatur, AL

Wil Rose - State Farm Insurance Agent serves the Decatur, AL area and surrounding Morgan County communities, providing local renters insurance coverage. As a renters insurance agent in this region, the company assists clients in selecting policies that protect personal belongings and provide liability coverage within an apartment or rental home. The agent also helps navigate claims processes and policy adjustments. Specifically dealing with standard renters insurance policies, Wil Rose - State Farm Insurance Agent handles personal property protection and liability coverage for renters in Decatur.

CC
2218 6th Ave SE
Cassidy Chandler - State Farm Insurance Agent
Renters Insurance Agent · Decatur, AL

Cassidy Chandler - State Farm Insurance Agent in Decatur, AL, provides a range of renters insurance services, including personal property coverage, liability protection, and loss-of-use benefits. The company helps clients select policies that align with their specific needs and offers ongoing service for policy adjustments and claims support. It assists with maintaining appropriate coverage limits as personal circumstances change over time. Its services are available for single-family homes, apartments, retail establishments, and restaurants.

TB
719 Bank St Ste C
Trevor Butcher - State Farm Insurance Agent
Renters Insurance Agent · Decatur, AL

Trevor Butcher - State Farm Insurance Agent serves homeowners, renters, and property managers seeking coverage in Decatur, Alabama. The agency assists residents in protecting personal belongings and obtaining liability protection through customizable renters insurance policies. Clients can discuss their needs and explore coverage options with a local agent who understands the area’s weather and property concerns. The company also provides services to neighboring communities such as Athens and the surrounding Morgan County area.

HK
439 Johnston St SE
Highstreet Kilgro Insurance Agency
Renters Insurance Agent · Decatur, AL

Highstreet Kilgro Insurance Agency helps tenants decide between securing a single policy for a specific lease period or establishing an ongoing plan that renews automatically to maintain continuous protection. Their coverage options address personal belongings, liability exposures, and additional living expenses if a rented home becomes temporarily uninhabitable. A claim or policy question can be addressed during standard business hours, as the agency operates on an as-needed basis for service requests.

PJ
1721 Somerville Rd SE
Patrick Johnson - State Farm Insurance Agent
Renters Insurance Agent · Decatur, AL

Serving Decatur, Alabama, and the surrounding communities, Patrick Johnson - State Farm Insurance Agent handles renters insurance policies for local tenants and property owners. This includes coverage for personal belongings, liability protection, and additional living expenses if a rental unit becomes uninhabitable. The agency works directly with each client to assess their specific rental situation and coverage needs, then presents policy options that fit their circumstances and budget. Jobs are typically handled by reviewing the client’s inventory and lease details to customize a straightforward plan that meets basic tenant requirements.

AI
1313 Point Mallard Pkwy C
Acceptance Insurance
Renters Insurance Agent · Decatur, AL

Acceptance Insurance provides renters insurance policies for residential and commercial tenants in the Midfield, AL area, offering protection for personal property and liability coverage. Their service includes guidance on selecting appropriate policy limits and advising on common exclusions to help ensure adequate coverage for tenants. They assist policyholders with claims filing and updating coverage as needs change. The agency services clients renting single-family homes, apartments, retail spaces, and restaurants.

PI
107 Grant St SE
Providence Insurance
Renters Insurance Agent · Decatur, AL

When choosing renters insurance, clients may select between a one-time policy term or an annual recurring plan that requires regular renewal. Providence Insurance in Decatur, AL, offers policies that cover personal belongings and liability inside a rented home or apartment. The agent helps local tenants compare coverage limits and deductible options from available carriers to match their needs. Service for policy setup, adjustments, and claims support runs on an as-needed basis according to each client’s request.

JP
2418 Danville Rd SW D
Jason Palmer - State Farm Insurance Agent
Renters Insurance Agent · Decatur, AL

Focusing on renters insurance, Jason Palmer’s agency helps Decatur tenants protect personal belongings against theft or damage. It also offers general coverage options for liability and temporary housing costs during repairs. Common services include assessing policy limits to match local rental values. In spring, the agency often assists residents facing losses from tornadoes or severe thunderstorms that threaten apartments and rental homes. This seasonal guidance helps tenants understand deductibles and replacement cost provisions before such weather strikes.

AA
2411 6th Ave SE Suite A3
AL Auto Insurance
Renters Insurance Agent · Decatur, AL

As spring storms and sudden weather shifts bring renters in Decatur to review their coverage, AL Auto Insurance provides clear guidance on protecting personal belongings and liability within a leasehold. The company works through the details of what items a policy can cover, helping residents match protection to their actual household inventory and local risks. Before offering any binder for a rental property, AL Auto Insurance always completes a thorough initial inspection and personal property assessment to confirm appropriate coverage.

FI
1624 Beltline Rd SW
Freeway Insurance
Renters Insurance Agent · Decatur, AL
(256) 248-9795
locations.freeway.com/decatur-car-insurance-35601-al
AI
2132 6th Ave SE Suite 105
Alabama Insurance Services
Renters Insurance Agent · Decatur, AL
(256) 355-0413
KW
901 Wimberly Dr SW B
Ken Williams Insurance - Equity Insurance Group
Renters Insurance Agent · Decatur, AL
(256) 552-5522
kwic.co
SI
1414 7th Ave SE
SHIELD INSURANCE (formerly) Insurance Services Gil & Vicki Terry
Renters Insurance Agent · Decatur, AL
(256) 552-7577
insurshield.com
KI
815 Bradley St SW
Knight Insurance Agency
Renters Insurance Agent · Decatur, AL
(256) 350-8139
SA
101 14th St SW
Stough & Associates Insurance Agency
Renters Insurance Agent · Decatur, AL
(256) 340-1905
BC
1324 Stratford Rd SE
Bishop, Cannon & Stacy Insurance
Renters Insurance Agent · Decatur, AL
(256) 355-7779
bcsinsuranceco.com
KI
401 Grant St SE
King Insurance Agency
Renters Insurance Agent · Decatur, AL
(256) 353-1460
PG
2708 6th Ave SE Building 2 Suite A
Peck-Glasgow Insurance
Renters Insurance Agent · Decatur, AL
(256) 350-7296
peck-glasgow.com/decatur
WW
1000 Beltline Rd SW j
Will Wright Agency
Renters Insurance Agent · Decatur, AL
(256) 353-5537
willwrightagency.com

What Does a a Renters Insurance Agent in Decatur Cost?

In Alabama, renters insurance typically costs between $15 and $30 per month for a standard policy with $15,000 to $30,000 in personal property coverage. Factors like your Decatur location, credit score, and chosen deductible affect the final price. Policies with higher limits or replacement cost coverage will cost more. This is general information, not insurance advice. Always consult a licensed agent for your specific needs.

About renters insurance agents in Decatur

Renters insurance agents in Decatur, Alabama help tenants protect their personal property and cover liability risks. Alabama law does not require renters insurance, but many landlords in Decatur now ask for proof of coverage in lease agreements. An agent can explain how local weather risks like tornadoes affect your policy options.

Frequently Asked Questions

What does a renters insurance agent in Decatur do?

A renters insurance agent helps you choose a policy that covers your belongings and liability. They can explain Alabama-specific exclusions, such as flood or earthquake damage, which often require separate policies. Agents also assist with filing claims and understanding your deductible.

Is renters insurance required by law in Alabama?

No, Alabama state law does not require renters insurance. However, many landlords in Decatur now include a clause in the lease that requires tenants to carry a policy. An agent can help you meet that requirement while staying within your budget.

How much personal property coverage do I need in Decatur?

The amount of coverage depends on the total value of your belongings. A renters insurance agent can help you create a home inventory to estimate that value. In Alabama, standard policies usually cover personal property at actual cash value unless you choose replacement cost coverage.

Renters Insurance Agents in Other Alabama Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each renters insurance agent's credentials and current standing with your state Department of Insurance.