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Renters Insurance Agents in Decatur, AL

Compare renters insurance agents in Decatur. Review contact information and insurance categorys before you decide.

20 agents listed
Updated May 2026
Decatur, AL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Alabama before hiring.
Showing 20 renters insurance agents in Decatur, AL Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Direct Auto Insurance
116 14th St SW Suite D, Decatur, AL 35601
(256) 351-0400 local.directauto.com
Wil Rose - State Farm Insurance Agent
114 Moulton St E, Decatur, AL 35601
(256) 350-7333 256insurance.com
Cassidy Chandler - State Farm Insurance Agent
2218 6th Ave SE, Decatur, AL 35601
(256) 686-1111 insuremorgancounty.com
Trevor Butcher - State Farm Insurance Agent
719 Bank St Ste C, Decatur, AL 35601
(256) 353-6522 insuredbythebutcher.com
Acceptance Insurance
1313 Point Mallard Pkwy C, Decatur, AL 35601
(256) 278-7028 locations.acceptance.com
Patrick Johnson - State Farm Insurance Agent
1721 Somerville Rd SE, Decatur, AL 35601
(256) 353-0000 agent52.com
Highstreet Kilgro Insurance Agency
439 Johnston St SE, Decatur, AL 35601
(256) 350-8241 kilgroinsurance.com
Providence Insurance
107 Grant St SE, Decatur, AL 35601
(256) 277-1481 aldridgeins.net
Jason Palmer - State Farm Insurance Agent
2418 Danville Rd SW D, Decatur, AL 35603
(256) 306-9400 insuredbyjasonpalmer.com
AL Auto Insurance
2411 6th Ave SE Suite A3, Decatur, AL 35601
(256) 686-3705 alautoinsurance.com
Freeway Insurance
1624 Beltline Rd SW, Decatur, AL 35601
(256) 248-9795 locations.freeway.com
Alabama Insurance Services
2132 6th Ave SE Suite 105, Decatur, AL 35601
(256) 355-0413
Ken Williams Insurance - Equity Insurance Group
901 Wimberly Dr SW B, Decatur, AL 35603
(256) 552-5522 kwic.co
SHIELD INSURANCE (formerly) Insurance Services Gil & Vicki Terry
1414 7th Ave SE, Decatur, AL 35601
(256) 552-7577 insurshield.com
Bishop, Cannon & Stacy Insurance
1324 Stratford Rd SE, Decatur, AL 35601
(256) 355-7779 bcsinsuranceco.com
Knight Insurance Agency
815 Bradley St SW, Decatur, AL 35601
(256) 350-8139
Stough & Associates Insurance Agency
101 14th St SW, Decatur, AL 35601
(256) 340-1905
Peck-Glasgow Insurance
2708 6th Ave SE Building 2 Suite A, Decatur, AL 35603
(256) 350-7296 peck-glasgow.com
King Insurance Agency
401 Grant St SE, Decatur, AL 35601
(256) 353-1460
Will Wright Agency
1000 Beltline Rd SW j, Decatur, AL 35601
(256) 353-5537 willwrightagency.com

Renters insurance agents in Decatur, Alabama help tenants protect their personal property and cover liability risks. Alabama law does not require renters insurance, but many landlords in Decatur now ask for proof of coverage in lease agreements. An agent can explain how local weather risks like tornadoes affect your policy options.

What Does a Renters Insurance Agent in Decatur Cost?

In Alabama, renters insurance typically costs between $15 and $30 per month for a standard policy with $15,000 to $30,000 in personal property coverage. Factors like your Decatur location, credit score, and chosen deductible affect the final price. Policies with higher limits or replacement cost coverage will cost more. This is general information, not insurance advice. Always consult a licensed agent for your specific needs.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a renters insurance agent in Decatur do?
A renters insurance agent helps you choose a policy that covers your belongings and liability. They can explain Alabama-specific exclusions, such as flood or earthquake damage, which often require separate policies. Agents also assist with filing claims and understanding your deductible.
Is renters insurance required by law in Alabama?
No, Alabama state law does not require renters insurance. However, many landlords in Decatur now include a clause in the lease that requires tenants to carry a policy. An agent can help you meet that requirement while staying within your budget.
How much personal property coverage do I need in Decatur?
The amount of coverage depends on the total value of your belongings. A renters insurance agent can help you create a home inventory to estimate that value. In Alabama, standard policies usually cover personal property at actual cash value unless you choose replacement cost coverage.