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HomeRenters Insurance AgentsAlabama › Birmingham

Find Renters Insurance Agents Near You in Birmingham, AL

Browse renters insurance agents serving Birmingham, Alabama. Updated 2026-07-14.

The top-rated renters insurance agent in Birmingham, Alabama is Freeway Insurance, rated 4.7 stars across 432 reviews. Other highly rated options include Jason Gardner - State Farm Insurance Agent, Caroline Dorris - State Farm Insurance Agent, Lee Strong - State Farm Insurance Agent. This directory lists 25 renters insurance agents serving Birmingham.

Showing 25 renters insurance agents in Birmingham, ALListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Freeway Insurance4608 Avenue W Ste D(205) 386-5182
2Jason Gardner - State Farm Insurance Agent1211 2nd Ave S(205) 201-6170
3Caroline Dorris - State Farm Insurance Agent2805 6th Ave S(205) 322-3276
4Lee Strong - State Farm Insurance Agent2470 Old Springville Rd(205) 538-5854
5Joshua Williams - State Farm Insurance Agent2101 Magnolia Ave S Ste 400(205) 510-7542
6Aaron Kidder - State Farm Insurance Agent1483 Gadsden Hwy #124(205) 655-6128
7Burns Mitchell Agency: Allstate Insurance5588 Apple Park Dr Suite 109(205) 749-4978
8Wiggins Insurance Agency5971 Chalkville Mountain Ln Suite D(205) 853-6429
9Greg Armstrong - GEICO Insurance Agent1423 Gadsden Hwy Suite 109(205) 508-6077
10All American Insurance819 3rd Ave N(205) 322-0311
FI
4608 Avenue W Ste D
Freeway Insurance
Renters Insurance Agent · Birmingham, AL

Freeway Insurance serves Birmingham, Alabama, and the surrounding communities with renters insurance policies. The agency handles coverage for personal belongings, liability protection, and additional living expenses in the event of a covered loss. Clients can discuss their specific rental situation, including apartment or house details, to find a suitable policy. In completing a typical job, the agent first reviews the renter’s inventory and lease requirements to recommend appropriate coverage limits.

JG
1211 2nd Ave S
Jason Gardner - State Farm Insurance Agent
Renters Insurance Agent · Birmingham, AL

Jason Gardner with State Farm Insurance in Birmingham, Alabama helps clients choose between a one-time policy purchase for a single term or a recurring plan that automatically renews each lease. The coverage protects personal belongings from theft, fire, and certain water damage while providing liability protection for accidents inside the rented unit. Services are available on an as-needed basis, allowing customers to start a new policy when moving or update existing coverage whenever their situation changes.

CD
2805 6th Ave S
Caroline Dorris - State Farm Insurance Agent
Renters Insurance Agent · Birmingham, AL

As Birmingham renters prepare for the unpredictable spring storms that can sweep through central Alabama, Caroline Dorris - State Farm Insurance Agent provides tailored protection for personal belongings and liability. Renters policies here commonly cover damage from lightning strikes or wind, and this agency helps local tenants understand which perils apply to their lease agreement. Discussions with clients often clarify coverage limits for electronics and furniture against specific regional risks. The process begins with a simple phone call to review current possessions and ask about recommended initial assessments for accurate valuation.

LS
2470 Old Springville Rd
Lee Strong - State Farm Insurance Agent
Renters Insurance Agent · Birmingham, AL

Lee Strong with State Farm Insurance Agency in Birmingham, AL assists clients in understanding their personal property coverage needs. The agency can help structure policies that include specialty add-ons such as liability protection for accidents or replacement cost coverage for belongings. Both residential tenants and commercial operators in the area can secure tailored policies from this agent. Their service extends to offices, warehouses, and food service establishments seeking practical protection for their operations and assets.

JW
2101 Magnolia Ave S Ste 400
Joshua Williams - State Farm Insurance Agent
Renters Insurance Agent · Birmingham, AL

Joshua Williams - State Farm Insurance Agent in Birmingham, AL offers residential renters coverage that protects personal belongings and provides liability protection for tenants living in apartments or houses. Commercial renters insurance for small business spaces is also available to customers throughout the greater Birmingham area. The office helps tenants evaluate policy options that match their individual needs. Clients frequently return for policy updates or to adjust coverage between regular visits when their living situations change.

AK
1483 Gadsden Hwy #124
Aaron Kidder - State Farm Insurance Agent
Renters Insurance Agent · Birmingham, AL

With Birmingham’s unpredictable storm season increasing the need for coverage, many renters seek reliable protection for their belongings. The team at Aaron Kidder - State Farm Insurance Agent guides residents through policy options that address liability and loss from weather or theft. They help tenants understand how personal property coverage matches their living situation. New clients can start by scheduling an over-the-phone or in-person assessment to review their inventory and building’s requirements.

BM
5588 Apple Park Dr Suite 109
Burns Mitchell Agency: Allstate Insurance
Renters Insurance Agent · Birmingham, AL

Burns Mitchell Agency: Allstate Insurance in Birmingham, AL, is known for providing renters insurance policies that protect personal property and liability. The agency offers tailored coverage plans for local apartments and rental homes across the area. Policies typically safeguard belongings against theft, fire, and water damage. Clients can conveniently bundle renters coverage with additional specialty services, such as personal umbrella liability protection.

WI
5971 Chalkville Mountain Ln Suite D
Wiggins Insurance Agency
Renters Insurance Agent · Birmingham, AL

Wiggins Insurance Agency specializes in renters insurance policies, offering coverage for personal property, liability protection, and additional living expenses in Birmingham, Alabama. It generally assists clients with selecting appropriate plans that safeguard belongings against common perils like theft, fire, or water damage within rental units. The agency works with local residents to tailor their policies to fit apartment living or single-family home rentals. When winter storms or severe thunderstorms threaten the area, it helps policyholders review their coverage for storm-related losses and temporary displacement costs.

GA
1423 Gadsden Hwy Suite 109
Greg Armstrong - GEICO Insurance Agent
Renters Insurance Agent · Birmingham, AL

Greg Armstrong - GEICO Insurance Agent in Birmingham, Alabama provides renters insurance policies that protect personal belongings and offer liability coverage. Optional add-ons include coverage for valuable items or temporary living expenses after a covered loss. Standard policies address common risks like theft, fire, and water damage from plumbing issues. The agent serves local commercial sectors such as offices, warehouses, and food service establishments.

AA
819 3rd Ave N
All American Insurance
Renters Insurance Agent · Birmingham, AL

All American Insurance specializes in providing renters insurance policies for tenants in Birmingham, Alabama. Its general service work helps property renters protect personal belongings and secure liability coverage through adaptable policy options. The agency assists clients in understanding local insurance requirements and tailors coverage to individual lease agreements and living situations. It also helps renters address coverage concerns related to seasonal severe weather, such as thunderstorms and tornadoes common in the Birmingham area.

FI
1632 Montclair Rd Ste 900
Freeway Insurance
Renters Insurance Agent · Birmingham, AL
(205) 267-6769
locations.freeway.com/birmingham-car-insurance-35210-al
FI
200 Cahaba Park Cir Ste 112
Farmers Insurance - Mickey Berry
Renters Insurance Agent · Birmingham, AL
(205) 490-6000
agents.farmers.com/al/birmingham/mickey-berry
BI
260 W Valley Ave
Bama Insurance Services
Renters Insurance Agent · Birmingham, AL
(205) 942-3522
bamainsurance.com
PI
213 Gadsden Hwy
PAC Insurance Agency, Inc.
Renters Insurance Agent · Birmingham, AL
(205) 836-5959
pacinsuranceagency.com
CH
460 Cahaba Park Cir
Chad Hartsfield - State Farm Insurance Agent
Renters Insurance Agent · Birmingham, AL
(205) 783-5692
chadhartsfield.com
LI
2225 Cahaba Valley Dr
Legacy Insurance
Renters Insurance Agent · Birmingham, AL
(205) 995-1956
legacyinsurance.org
RA
9624 Parkway E
The Reed Agency
Renters Insurance Agent · Birmingham, AL
(205) 854-2156
thelreedagency.com
AI
200 Cahaba Park Cir Suite 102
Abbott Insurance -TWFG
Renters Insurance Agent · Birmingham, AL
(205) 558-5433
agentpages.twfg.com/elliotabbott
FI
3229 Veterans Cir Ste 115
Farmers Insurance - David Porter
Renters Insurance Agent · Birmingham, AL
(205) 661-2001
agents.farmers.com/al/birmingham/david-porter
CM
5950 Chalkville Mountain Rd #114
Casey Mann - State Farm Insurance Agent
Renters Insurance Agent · Birmingham, AL
(205) 655-7222
caseymanninsurance.com
LZ
186 Oxmoor Rd Suite 128
Lori Zucco Insurance
Renters Insurance Agent · Birmingham, AL
(205) 942-4448
lorizucco.com
SM
319 Poinciana Dr
Secure Minds Insurance Alabama
Renters Insurance Agent · Birmingham, AL
(205) 634-4211
IS
221 Oxmoor Blvd
Insurance Shop Inc
Renters Insurance Agent · Birmingham, AL
(205) 509-1459
BI
2807 Greystone Commercial Blvd Suite 44
Birmingham Insurance Brokers
Renters Insurance Agent · Birmingham, AL
(205) 984-4352
bhaminsurancebrokers.com
AI
1808 Gadsden Hwy Ste 132
Alfa Insurance - The Ben Wheeler Agency
Renters Insurance Agent · Birmingham, AL
(205) 655-2954
alfainsurance.com/benwheeler

What Does a a Renters Insurance Agent in Birmingham Cost?

Typical renters insurance costs in Alabama range from 15 to 30 dollars per month for a standard policy with 30000 dollars in personal property coverage. Premiums can be higher in Birmingham due to higher crime rates and severe weather risks. Factors like your credit score deductible choice and the amount of liability coverage also affect the price. This is general information not insurance advice.

About renters insurance agents in Birmingham

Renters insurance agents in Birmingham Alabama help tenants protect their personal property and cover liability risks. Alabama law does not require renters insurance but many landlords in Birmingham now ask for proof of coverage in the lease. An agent can explain how local risks like severe weather affect your policy needs.

Frequently Asked Questions

What does a renters insurance agent in Birmingham do?

A renters insurance agent helps you compare policies from different companies to find coverage for your belongings and liability. They can also explain how Alabama specific issues like tornado damage or theft in your neighborhood affect your premium. The agent handles claims questions and policy changes for you.

Is renters insurance required in Alabama?

Alabama state law does not require renters insurance. However many landlords in Birmingham include a clause in the lease that requires you to carry a policy. If you do not have coverage you could be held personally responsible for damage or injuries in your rental unit.

How much personal property coverage do I need in Birmingham?

Most agents recommend enough coverage to replace all your belongings which often ranges from 20000 to 50000 dollars. You should take a home inventory to estimate the value of your electronics furniture and clothing. Alabama does not set a minimum amount so your agent can help you choose based on your situation.

Renters Insurance Agents in Other Alabama Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each renters insurance agent's credentials and current standing with your state Department of Insurance.