The top-rated motorcycle insurance agent in West Des Moines, Iowa is Steve Curren - State Farm Insurance Agent, rated 4.9 stars across 299 reviews. Other highly rated options include James Lunders - State Farm Insurance Agent, Matt Kolln - State Farm Insurance Agent, McCartan Insurance Group. This directory lists 15 motorcycle insurance agents serving West Des Moines.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Steve Curren - State Farm Insurance Agent | 1332 Grand Ave | (515) 225-2660 |
| 2 | James Lunders - State Farm Insurance Agent | 4800 Mills Civic Pkwy suite 102 | (515) 224-9498 |
| 3 | Matt Kolln - State Farm Insurance Agent | 4150 Westown Pkwy #201 | (515) 393-6509 |
| 4 | McCartan Insurance Group | 640 S 50th St | (515) 633-2273 |
| 5 | The Davison Agency | 1501 42nd St Suite 200 | (515) 205-9052 |
| 6 | Farmers Mutual Hail Insurance Co of Iowa | 6785 Westown Pkwy | (800) 247-5248 |
| 7 | Scott Insurance Services | 1100 Grand Ave | (515) 267-0405 |
| 8 | The Accel Group - West Des Moines | 7000 Vista Dr Suite 300 | (515) 223-1600 |
| 9 | Valley Junction Insurance Services | 509 5th St | (515) 277-5049 |
| 10 | Independent Insurance Agents of Iowa, Inc. | 4000 Westown Pkwy #200 | (515) 717-3214 |
Steve Curren - State Farm Insurance Agent serves the West Des Moines area and the surrounding Polk County metro region as a motorcycle insurance agent. The agency helps riders secure liability, collision, and comprehensive insurance policies tailored for various types of bikes and coverage needs. Motorcyclists can work with the agent to understand state minimum requirements or explore options for added protection on custom parts and equipment. The agent also services policies that include uninsured motorist coverage and roadside assistance for motorcycle owners in this area.
James Lunders - State Farm Insurance Agent in West Des Moines, IA provides motorcycle insurance coverage for a range of riding needs. Their service options include assistance with policy changes and basic claims processing support tailored to local riders. Maintenance plans are available to help adjust coverage as seasons or bike values change. The agent assists with standard liability, collision, and comprehensive policies to protect against common road risks. This office primarily services single-family homes, apartments, retail locations, and restaurants in the surrounding community.
Serving motorcycle owners in West Des Moines, this agency helps riders secure liability and comprehensive coverage tailored to their specific bikes and driving habits. Matt Kolln - State Farm Insurance Agent works with individuals to navigate policy options that meet state requirements while protecting their investment. The office also addresses basic home and auto coverage needs for local residents. Its service area includes neighboring Clive and the greater Des Moines metro region.
McCartan Insurance Group serves West Des Moines, Iowa, and the surrounding communities, handling motorcycle insurance policies for riders across the area. It works with clients to find appropriate coverage that protects their bikes from common risks on local roads and highways. For each typical job, it first reviews the rider’s specific needs and vehicle type, then compares options from its available carriers to present clear policy choices that match the customer’s requirements and budget.
As a motorcycle insurance agent in West Des Moines, IA, The Davison Agency helps riders choose between a one-time policy for a single season and a scheduled annual plan that renews automatically. Coverage options typically include liability, collision, comprehensive, and uninsured motorist protection tailored to a motorcycle’s value. Service at The Davison Agency operates on an as-needed basis, letting clients visit or call for quotes, policy changes, or claims support without a required appointment schedule.
Farmers Mutual Hail Insurance Co of Iowa specializes in motorcycle insurance coverage for riders in West Des Moines and surrounding areas. It also offers general insurance services for local customers, including policy consultations and risk assessments. The agency helps motorcyclists navigate coverage options for liability, collision, and comprehensive plans. As the riding season arrives each spring, it assists with updating policies to reflect new bike models or storage needs after the winter months.
As the riding season begins in central Iowa, many motorcyclists in West Des Moines look for proper coverage before hitting the road. Scott Insurance Services offers policies tailored for motorcycles, helping riders protect their machines and themselves against liability, theft, and weather damage. Agents review each individual’s coverage needs and explain policy options clearly. The process starts with a conversation about the bike’s make, model, and storage situation, followed by a scheduled inspection to confirm the vehicle’s condition and complete the policy setup.
The Accel Group - West Des Moines writes residential motorcycle insurance policies for clients in the metro area. Commercial coverage for bikes used in business is also available, serving customers across Polk and Dallas counties. As an independent agency, the team works to match riders with suitable protection plans. After each renewal an agent calls to review coverage needs, ensuring regular follow up between standard policy service visits.
Valley Junction Insurance Services in West Des Moines, IA, helps clients secure standard motorcycle coverage, including liability and comprehensive protection. It also offers specialized add-ons such as accessory coverage for custom parts and equipment. The agency tailors policies to meet the needs of local riders, whether for daily commuting or recreational touring. Its services are available to commercial sectors including offices, warehouses, and food service establishments that require fleet or business-related motorcycle insurance.
What Does a a Motorcycle Insurance Agent in West Des Moines Cost?
Motorcycle insurance costs in Iowa typically range from 200 to 800 dollars per year for basic liability coverage. Full coverage policies with comprehensive and collision can cost 400 to 1,500 dollars annually. Factors like your age, bike model, and driving history affect the price. This is general information and not insurance advice.
About motorcycle insurance agents in West Des Moines
Motorcycle insurance agents in West Des Moines Iowa help riders find coverage that meets state requirements and protects their bike. Iowa law requires motorcyclists to carry liability insurance with minimum limits of 20 thousand dollars for bodily injury per person and 40 thousand dollars per accident. Local agents can also assist with comprehensive and collision coverage for Iowa weather conditions.
Frequently Asked Questions
What is the minimum motorcycle insurance required in Iowa?
Iowa requires all motorcyclists to have liability insurance with at least 20 thousand dollars per person for bodily injury and 40 thousand dollars per accident. You must also have 15 thousand dollars for property damage. Proof of insurance must be carried at all times.
Do I need uninsured motorist coverage for my motorcycle in Iowa?
Uninsured motorist coverage is not required by Iowa law for motorcycles but is strongly recommended. It protects you if you are hit by a driver who has no insurance. Your agent in West Des Moines can explain the options.
How can a local agent help me find cheap motorcycle insurance in West Des Moines?
A local agent compares rates from multiple insurance companies to find a policy that fits your budget. They can also suggest discounts for safe riding, completing a safety course, or bundling with other policies. Rates vary based on your bike type, driving record, and coverage levels.
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