The top-rated motorcycle insurance agent in Des Moines, Iowa is The Insurance Specialists Inc, rated 4.8 stars across 284 reviews. Other highly rated options include Chuck Smith - State Farm Insurance Agent, Terry Taylor - State Farm Insurance Agent, Ketelsen Davis Agency. This directory lists 11 motorcycle insurance agents serving Des Moines.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | The Insurance Specialists Inc | 514 E Euclid Ave | (515) 280-1207 |
| 2 | Chuck Smith - State Farm Insurance Agent | 3801 Douglas Ave | (515) 274-3678 |
| 3 | Terry Taylor - State Farm Insurance Agent | 4115 University Ave Ste 100 | (515) 274-3444 |
| 4 | Ketelsen Davis Agency | 106 SW 7th St Ste B101 | (515) 257-7072 |
| 5 | Adriana's Agency | 1514 E Grand Ave Suite B | (515) 266-0402 |
| 6 | Diversity Insurance Inc / Seguros Mundo Latino | 1541 E Grand Ave Suite A | (515) 287-0055 |
| 7 | Mauro Insurance | 4314 SW 9th St | (515) 287-2257 |
| 8 | Davis Insurance Agency | 2815 Beaver Ave # 200 | (515) 274-3838 |
| 9 | Dallas Downey, DSM Insurance Guy | 505 E Grand Ave | (515) 373-8988 |
| 10 | Crivaro Insurance Agency | 2449 SW 9th St | (515) 288-5589 |
The Insurance Specialists Inc serves the Des Moines, Iowa metro area and its surrounding counties, specializing in motorcycle insurance agency services. The company connects local riders with coverage policies from various carriers, helping clients find protection for their bikes year-round. A typical task involves evaluating a rider’s needs, such as liability limits and comprehensive options. The business also handles specific coverages for customized motorcycles and seasonal policies, managing the paperwork for riders who store their bikes in winter.
Chuck Smith - State Farm Insurance Agent in Des Moines, IA, provides motorcycle insurance policies tailored to protect riders and their machines. Service options include comprehensive and collision coverage, with the ability to adjust deductibles and add roadside assistance. The agency also helps customers manage their policies through straightforward renewal and billing support. It serves properties such as single-family homes, apartments, retail spaces, and restaurants.
For homeowners and local businesses in Des Moines, Terry Taylor - State Farm Insurance Agent provides motorcycle insurance coverage tailored to area riders. Policies typically address liability, comprehensive protection, and uninsured motorist concerns while serving a variety of bikes from cruisers to touring models. The agency works to match each customer’s riding habits and garage space with appropriate plan options. Alongside serving central Des Moines clients, this agency also extends its motorcycle insurance services into the neighboring community of West Des Moines.
Ketelsen Davis Agency serves Des Moines and surrounding communities in central Iowa, handling motorcycle insurance for local riders. It addresses the specific coverage needs of motorcycle owners, including liability, comprehensive, and collision options. The agency works to match each client with appropriate policies that comply with Iowa regulations and protect against common risks on the road. When managing a typical job for a customer, it assesses the rider’s coverage requirements and presents suitable choices from available plans to secure the necessary protection.
Adriana's Agency specializes in matching Des Moines riders with the appropriate levels of liability, comprehensive, and collision coverage for their motorcycles. Its general service work includes adjusting policy limits to fit individual budgets and advising on protection for custom parts and equipment. When the winter thaw brings unpredictable road conditions each spring, the agency reviews dormant policies to ensure riders are prepared for the season ahead.
Diversity Insurance Inc, also operating as Seguros Mundo Latino in Des Moines, IA, offers both one-time policy setups and recurring service plans for motorcycle owners, each tailored to individual riding needs. Their coverage options address standard liability and comprehensive protection required by local regulations, ensuring riders meet financial responsibility laws while safeguarding their vehicles. All services are provided strictly on an as-needed basis, allowing clients to schedule consultations or file claims only when necessary.
Mauro Insurance assists clients with motorcycle coverage in Des Moines, IA. This agency helps riders secure liability, collision, and comprehensive protection for their machines. Common specialty add-ons include coverage for custom parts, accessory protection, and uninsured motorist provisions. By understanding local riding conditions and seasonal storage demands, the agency crafts policies suited for individual needs. It serves a variety of commercial sectors, including distribution offices, equipment warehouses, and food service establishments that rely on motorcycles for deliveries.
As Iowa winters thaw and motorcycle season approaches, riders in Des Moines seek reliable coverage before hitting the road. Davis Insurance Agency offers local expertise in this category, helping clients understand policy options that meet Iowa’s insurance requirements for motorcycles. Their agents clarify coverage details for standard rides and custom builds alike. Every policy discussion begins with a straightforward inspection and initial-assessment step to verify the motorcycle’s condition and intended use.
Dallas Downey, DSM Insurance Guy serves residential motorcycle owners in Des Moines, Iowa, and also provides commercial coverage for bike-based businesses and fleets. Clients across the metropolitan area rely on this agency for customized policies that match each rider’s specific needs. After an initial consultation, the agent regularly follows up to adjust coverage as motorcycles age or usage patterns change, making repeat service a standard part of each client relationship between regular policy reviews.
Crivaro Insurance Agency is a Des Moines, Iowa motorcycle insurance agent, known for helping riders find coverage that fits their specific needs and local driving conditions. Its service range includes clients with all types of motorcycles, from standard cruisers and touring bikes to high-displacement models. The agent works directly with insurance carriers to secure policies that satisfy state liability requirements and offer additional protection. As a specialty service, Crivaro Insurance Agency can add on accessory coverage for custom parts, saddlebags, and aftermarket equipment attached to the bike.
What Does a a Motorcycle Insurance Agent in Des Moines Cost?
Motorcycle insurance costs in Des Moines typically range from 300 to 800 dollars per year for basic liability coverage. Full coverage policies with comprehensive and collision can cost 600 to 1500 dollars annually. Factors like your riding experience, bike model, and driving record affect the price. This is general information and not insurance advice.
About motorcycle insurance agents in Des Moines
Motorcycle insurance agents in Des Moines help riders find coverage that meets Iowa state law. Iowa requires all motorcyclists to carry liability insurance with minimum limits of 20/40/15. An agent can explain local options and help you compare policies from multiple carriers.
Frequently Asked Questions
What are the minimum insurance requirements for motorcycles in Iowa?
Iowa law requires at least 20/40/15 liability coverage. This means 20000 dollars for injury per person, 40000 dollars total per accident, and 15000 dollars for property damage. An agent can help you meet these minimums and discuss additional coverage.
Do I need uninsured motorist coverage for my motorcycle in Des Moines?
Iowa does not require uninsured motorist coverage for motorcycles, but it is strongly recommended. An agent can explain how this coverage protects you if hit by a driver without insurance. Many riders add it for extra security.
Can I get a discount on motorcycle insurance in Des Moines for taking a safety course?
Yes, many insurance companies offer discounts for completing an approved motorcycle safety course. An agent can tell you which courses qualify and how much you might save. Discounts vary by insurer.
Motorcycle Insurance Agents in Other Iowa Cities
Ames · Ankeny · Bettendorf · Cedar Falls · Cedar Rapids · Council Bluffs · Davenport · Dubuque · Iowa City · Johnston · Marion · Sioux City · Urbandale · Waterloo · Waukee