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Find Motorcycle Insurance Agents Near You in Des Moines, IA

Compare motorcycle insurance agents in Des Moines. Review contact information and insurance categorys before you decide.

11 agents listed
Updated May 2026
Des Moines, IA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Iowa before hiring.
Showing 11 motorcycle insurance agents in Des Moines, IA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
The Insurance Specialists Inc
514 E Euclid Ave, Des Moines, IA 50313
(515) 280-1207 insspecinc.com
Chuck Smith - State Farm Insurance Agent
3801 Douglas Ave, Des Moines, IA 50310
(515) 274-3678 chucksmithinsurance.com
Terry Taylor - State Farm Insurance Agent
4115 University Ave Ste 100, Des Moines, IA 50311
(515) 274-3444 terryanntaylor.com
Ketelsen Davis Agency
106 SW 7th St Ste B101, Des Moines, IA 50309
(515) 257-7072 agents.allstate.com
Diversity Insurance Inc / Seguros Mundo Latino
1541 E Grand Ave Suite A, Des Moines, IA 50316
(515) 287-0055 mydiversityinsurance.com
Adriana's Agency
1514 E Grand Ave Suite B, Des Moines, IA 50316
(515) 266-0402 adrianas-agency.com
Davis Insurance Agency
2815 Beaver Ave # 200, Des Moines, IA 50310
(515) 274-3838 davis-insurance.com
Mauro Insurance
4314 SW 9th St, Des Moines, IA 50315
(515) 287-2257 mauroinsurance.net
Dallas Downey, DSM Insurance Guy
505 E Grand Ave, Des Moines, IA 50309
(515) 373-8988 dsminsuranceguy.com
Crivaro Insurance Agency
2449 SW 9th St, Des Moines, IA 50315
(515) 288-5589 brockerkarns.com
Downtown Insurance
655 Walnut St Suite 136, Des Moines, IA 50309
(515) 288-3004 downtowninsurance.net

Motorcycle insurance agents in Des Moines help riders find coverage that meets Iowa state law. Iowa requires all motorcyclists to carry liability insurance with minimum limits of 20/40/15. An agent can explain local options and help you compare policies from multiple carriers.

What Does a Motorcycle Insurance Agent in Des Moines Cost?

Motorcycle insurance costs in Des Moines typically range from 300 to 800 dollars per year for basic liability coverage. Full coverage policies with comprehensive and collision can cost 600 to 1500 dollars annually. Factors like your riding experience, bike model, and driving record affect the price. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the minimum insurance requirements for motorcycles in Iowa?
Iowa law requires at least 20/40/15 liability coverage. This means 20000 dollars for injury per person, 40000 dollars total per accident, and 15000 dollars for property damage. An agent can help you meet these minimums and discuss additional coverage.
Do I need uninsured motorist coverage for my motorcycle in Des Moines?
Iowa does not require uninsured motorist coverage for motorcycles, but it is strongly recommended. An agent can explain how this coverage protects you if hit by a driver without insurance. Many riders add it for extra security.
Can I get a discount on motorcycle insurance in Des Moines for taking a safety course?
Yes, many insurance companies offer discounts for completing an approved motorcycle safety course. An agent can tell you which courses qualify and how much you might save. Discounts vary by insurer.